The 3 cheapest at 12,000 miles a year, across 1,010 live deals
947 deals name a state, across 40 states (364 in California). 63 name no single state (a nationwide offer, or a source that does not say). Pick your state to see how many list it.
Photo of this model from another year, not this exact car. Credit: HJUdall, CC0
Someone’s lease to take over, 31 months left
You take over another driver’s lease for the months left.
Cheapest now (a take-over):$562a month with everything added, 2026 Toyota Corolla LE. See it
What these numbers assume: U.S. averages
Gas, regular
$4.27 a gallonEIA U.S. average, week of 2026-10-26 (read 2026-10-30)
Gas, premium
$5.28 a gallonEIA U.S. average, week of 2026-10-26 (read 2026-10-30)
Electricity at home
$0.182 a kWhEIA U.S. residential average, August 2026 (read 2026-10-30)
Public fast charging
UNKNOWNUNKNOWN: no current US public fast charging price per kWh opened (DOE AFDC Alternative Fuel Price Report, July 2026, read 2026-10-30, holds none). Type your own price.
Lease tax, where the source stated no rate
taxed on each payment, 6% (estimate)national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate
Insurance
national estimate, per modelnational estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor
Prices and the premium you type stay in this page. Nothing is sent or stored.
2027 Toyota Corolla LE CVT, at 12,000 miles a year. Source: Leasehackr pre-negotiated board, read . See the math
Priced at U.S. averages: fuel EIA U.S. average, week of 2026-10-26 (read 2026-10-30); electricity EIA U.S. residential average, August 2026 (read 2026-10-30); tax national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate. Pick your state to re-price.
We read 1,316 lease offers from 11 sources and priced 1,010 live deals: 4,040 sums you did not have to do (payment and tax, mileage cost, insurance and fuel for each deal). 306 not ranked (reasons on Data status).
Every deal, cheapest first
More filters
Every price uses your miles. A lease comes with a miles limit; if you drive more, the extra miles cost money and we add that.
Tax: our estimate (the chip “+tax est.”) means the ad did not say the tax, so we used the U.S. average until you pick your state.
Transfer fee: our estimate means the ad did not say the transfer fee, so we added a typical $500, shared over the months.
Live car leases ranked by all-in monthly cost at 12,000 miles a year
California - Los Angelesnew leaseLeasehackr pre-negotiated boardgas
New lease, seller-stated
California - Los Angelesnew leaseLeasehackr pre-negotiated boardgas
$690
everything in
$219
+tax
36
months
7,500
mi/yr
$314
real payment
seller-stated
Nothing matches. Raise the most you want to pay, or show every state.
Showing the 20 cheapest of 1,010 live deals at 12,000 miles a year.
Turn on JavaScript to see the rest and to re-price at your own miles. All rows as JSON.
What the car costs you each month once payment, tax, fees, the miles you drive, insurance and fuel are all counted. The ranking column.
Effective monthly
The payment after tax, with the cash due at signing spread across the term. The first payment is not counted twice.
Take-over
You take over someone else's lease for the months left on it. The payment is fixed by their contract.
New lease
A lease you sign yourself, here from a dealer's or broker's posted offer.
Due at signing
Cash you pay on day one: usually fees plus the first payment. We spread it across the term.
Mileage tier
Leases cap your miles a year. If you drive more, you buy a higher tier up front or pay per mile at the end. We price that gap.
Money factor
The lease's interest rate, written as a small decimal. Multiply by 2,400 for the yearly percentage.
Residual
What the lessor says the car is worth at the end. A higher residual means a lower payment.
MSRP
The manufacturer's sticker price. We show the payment as a share of it so you can compare cars of different prices.
How to read the list
Each month, everything included
The real payment, plus the extra miles you drive, plus our insurance estimate and our gas or charging estimate at the U.S. average, or your state's price once you pick one. The list is sorted by this number.
Monthly
The payment the ad states. "+tax" means we add the tax. "+tax est." means the ad did not say the tax, so we used the U.S. average.
Real payment
The ad's payment, plus tax, plus the cash due at signing spread over the months, minus any cash the seller gives you.
Trust
The numbers come from the seller. We did not see the contract. "One source" means nothing else confirms it.
Unverified
One number did not check out: two reads disagree, a field fails a check, or the ad names something the maker never sold. We show it, mark it, and count the worse case.
Where the deals come from
Sources and what each returned
Source
Rows
What it covers
Leasehackr pre-negotiated board
366
369 deals across 7 regions, merged and deduped, read 2026-10-30
LeaseTrader (all US states)
574
824 listings read from 51 state reads, 44 states with listings, 655 Available, 110 Pending Review, 59 Transferring dropped, read 2026-10-30
Craigslist
5
14 listings across 10 California metros, read 2026-10-30, take-over listings read Oct 30 2026; a takedown request removes these rows the same day
Leasehackr private transfers
3
4 threads read in full, 1 unconfirmed seller not ranked, read 2026-10-28
Mercedes-Benz USA offers page
4
national lease offers from the maker's own page, read 2026-10-30
MarketCheck OEM incentives
UNKNOWN
UNKNOWN, source file missing
Chevrolet offers page
15
15 rows from Chevrolet offers page, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
Genesis offers page
14
14 rows from Genesis offers page, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
Leasehackr private transfers
19
19 rows from Leasehackr private transfers, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
Lexus offers page
16
16 rows from Lexus offers page, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
SwapALease
8
8 rows from SwapALease, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
Toyota offers page
12
12 rows from Toyota offers page, read 2026-10-30, 1 row skipped: year outside 2024 to 2028
Read by hand
UNKNOWN
UNKNOWN, source file missing
cars.com lease pages
UNKNOWN
UNKNOWN, blocked by IP reputation on 2026-10-28. Not a zero
edmunds.com lease pages
UNKNOWN
UNKNOWN, 403 refuses this host by IP. Not a zero
swapalease.com
UNKNOWN
UNKNOWN, blocked (403). A reader proxy would be a bypass, so it is not used
cargurus lease pages
UNKNOWN
UNKNOWN, path not yet found. Not a zero
A source that returned nothing is reported as UNKNOWN, never as zero. Payments and miles are
seller-stated or board-stated, and every row says which. How each source is read.
What this site will not do
Nobody can buy a place in this table. Partner links, when there are any, sit outside it, say "Paid link", and never change a score.
Every figure names its source and the date it was read.
A take-over whose transfer has already started is dropped.
A deal we cannot check is marked Unverified, shown with its own figure, and counted at the worse number. Where two reads of the same payment disagree, both are shown.
Insurance and gas are estimates, not quotes. Yours depend on where you live and how you drive.
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