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Northern California Sedan seller-stated Open the seller's figures in the Leasehackr calculator
$677 a month all-in at 12,000 miles a year. The advertised payment is $299. The receipt adds every step between the two.
2026 Kia Niro EX FWD
Northern CaliforniaAdvertised payment$299
All-in a month$677
Priced at 12,000 miles a year. Set your own miles on the home page.
The cheapest live car in the table is the 2027 Toyota Corolla at $591 all-in. This car is $86 a month more than that.
| Headline monthly | $299 plus tax |
|---|---|
| Term | 36 months |
| Due at signing | $1,963 (due upfront) |
| MSRP | $31,945 (as stated by the source) |
| Tax rate used | 8.62% (as the source states). Basis: stated before tax |
| Effective monthly, before tax | $345 |
| Effective monthly, after tax | $371 |
| Lease cost over the term, before tax | $12,428 |
| Fees inside the due-at-signing figure | $1,664 |
| Transfer fee | none stated by the source |
| Seller cash to you | $0 |
| Cash you bring | not stated by the source, counted as $0 until you confirm |
| Miles written into the contract | 10,000 a year |
| Mileage to reach your 12,000 a year | $19 a month (tier). 1 step(s) of 2500 miles bought up front, estimate Overage rate $0.25 a mile, as the source states. |
| Insurance, estimate | $200 a month, band $140 to $210 |
| Fuel or electricity, estimate | $87 a month (49 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30)) |
| All-in per month | $677 |
| Effective as a share of MSRP, monthly | 1.16% |
| Leasehackr score, estimate | 7.2 |
| Estimated all-in cost over the term | $24,372 |
| All-in cost as a share of MSRP | 76.3% |
| Liveness | live |
| Source read | 2026-10-30 |
Board deal. Due at signing is fees plus the first payment, cap reduction $0.
Facts stated by the source on 2026-10-30.
Open the seller's figures in the Leasehackr calculator
Confirm every number with the seller or the lessor before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.