{ "built_at": "2026-10-30T06:13:36Z", "deals_updated_at": "2026-10-30T06:12:11Z", "target_miles": 12000, "model_version": "0.5.0", "constants": { "TIER_STEP_COST": 19, "TIER_STEP_MILES": 2500, "OVERAGE_PER_MILE": 0.25, "ELEC_KWH": 0.1816, "GAS_REGULAR": 4.269, "GAS_PREMIUM": 5.275, "TAX_DEFAULT": 0.06 }, "national_default": { "gas_regular": 4.269, "gas_premium": 5.275, "elec_kwh": 0.1816, "gas_basis": "U.S.", "elec_basis": "U.S.", "gas_label": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "elec_label": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "gas_read": "2026-10-30", "elec_read": "2026-10-30", "gas_week": "2026-10-26", "elec_month": "August 2026", "tax_mode": "monthly", "tax_rate": 0.06, "tax_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor" }, "state_constants": { "AK": { "name": "Alaska", "padd": "5", "gas_regular": 4.868, "gas_premium": 5.539, "gas_basis": "PADD 5 except CA", "gas_regular_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2941, "elec_basis": "state", "elec_label": "EIA AK residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for AK: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Alaska Department of Revenue (page returned an error on 2026-10-30)", "tax_source_url": "https://tax.alaska.gov/programs/programs/index.aspx?60420", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "AL": { "name": "Alabama", "padd": "3", "gas_regular": 3.702, "gas_premium": 4.567, "gas_basis": "PADD 3", "gas_regular_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1633, "elec_basis": "state", "elec_label": "EIA AL residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.015, "tax_rate_state": 0.015, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 1.5% (Alabama Department of Revenue, Rental Tax FAQ), local add-on rates not known", "tax_source": "Alabama Department of Revenue, Rental Tax FAQ", "tax_source_url": "https://www.revenue.alabama.gov/faqs/rental-tax/", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "AR": { "name": "Arkansas", "padd": "3", "gas_regular": 3.702, "gas_premium": 4.567, "gas_basis": "PADD 3", "gas_regular_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1437, "elec_basis": "state", "elec_label": "EIA AR residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0948, "tax_rate_state": 0.065, "tax_rate_local_est": 0.0298, "tax_cap_usd": null, "tax_basis": "state rate 6.5% (26 CAR 30-1002 Leases and rentals (Code of Arkansas Rules); rate from the DFA sales and use tax page), plus the average local rate 2.98% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "26 CAR 30-1002 Leases and rentals (Code of Arkansas Rules); rate from the DFA sales and use tax page", "tax_source_url": "https://codeofarrules.arkansas.gov/Rules/Rule?levelType=section&titleID=26&chapterID=33&subChapterID=241&partID=971&subPartID=9368§ionID=63001", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "AZ": { "name": "Arizona", "padd": "5", "gas_regular": 4.868, "gas_premium": 5.539, "gas_basis": "PADD 5 except CA", "gas_regular_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1505, "elec_basis": "state", "elec_label": "EIA AZ residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for AZ: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Arizona DOR TPT Ruling 03-7 (403 on 2026-10-30)", "tax_source_url": "https://azdor.gov/sites/default/files/2023-03/RULINGS_TPT_2003_tpr03-7.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "CA": { "name": "California", "padd": "5", "gas_regular": 5.888, "gas_premium": 6.355, "gas_basis": "state", "gas_regular_label": "EIA California state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA California state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2975, "elec_basis": "state", "elec_label": "EIA CA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0903, "tax_rate_state": 0.0725, "tax_rate_local_est": 0.0178, "tax_cap_usd": null, "tax_basis": "state rate 7.25% (CDTFA Tax Guide for Motor Vehicle Dealers, Industry Topics), plus the average local rate 1.78% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "CDTFA Tax Guide for Motor Vehicle Dealers, Industry Topics", "tax_source_url": "https://cdtfa.ca.gov/industry/motor-vehicle-dealers/industry-topics.htm", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "CO": { "name": "Colorado", "padd": "4", "gas_regular": 4.458, "gas_premium": 5.198, "gas_basis": "state", "gas_regular_label": "EIA Colorado state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Colorado state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1717, "elec_basis": "state", "elec_label": "EIA CO residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0789, "tax_rate_state": 0.029, "tax_rate_local_est": 0.0499, "tax_cap_usd": null, "tax_basis": "state rate 2.9% (Colorado DOR, Sales and Use Tax Topics: Motor Vehicle Leases (rate from form DR 0026, 2026)), plus the average local rate 4.99% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "Colorado DOR, Sales and Use Tax Topics: Motor Vehicle Leases (rate from form DR 0026, 2026)", "tax_source_url": "https://tax.colorado.gov/sales-use-tax-topics-motor-vehicle-leases", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "CT": { "name": "Connecticut", "padd": "1A", "gas_regular": 4.199, "gas_premium": 5.202, "gas_basis": "PADD 1A", "gas_regular_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2451, "elec_basis": "state", "elec_label": "EIA CT residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0635, "tax_rate_state": 0.0635, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6.35% (Connecticut DRS Special Notice 2011(10)), local add-on rates not known", "tax_source": "Connecticut DRS Special Notice 2011(10)", "tax_source_url": "https://portal.ct.gov/drs/publications/special-notices/2011/sn-2011-10", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "DC": { "name": "District of Columbia", "padd": "1B", "gas_regular": 4.251, "gas_premium": 5.138, "gas_basis": "PADD 1B", "gas_regular_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2598, "elec_basis": "state", "elec_label": "EIA DC residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for DC: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "DC DMV Vehicle Title and Excise Tax Fees", "tax_source_url": "https://dmv.dc.gov/book/vehicle-fees/vehicle-title", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "DE": { "name": "Delaware", "padd": "1B", "gas_regular": 4.251, "gas_premium": 5.138, "gas_basis": "PADD 1B", "gas_regular_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.187, "elec_basis": "state", "elec_label": "EIA DE residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.0525, "tax_rate_state": 0.0525, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5.25% (Delaware DMV, Titling a Leased Vehicle), local add-on rates not known", "tax_source": "Delaware DMV, Titling a Leased Vehicle", "tax_source_url": "https://dmv.de.gov/VehicleServices/titles/index.shtml?dc=ve_title_leased", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "FL": { "name": "Florida", "padd": "1C", "gas_regular": 4.017, "gas_premium": 4.815, "gas_basis": "state", "gas_regular_label": "EIA Florida state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Florida state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1499, "elec_basis": "state", "elec_label": "EIA FL residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.06, "tax_rate_state": 0.06, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6% (Florida Statutes s. 212.05(1)(c)), local add-on rates not known", "tax_source": "Florida Statutes s. 212.05(1)(c)", "tax_source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299%2F0212%2FSections%2F0212.05.html", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "GA": { "name": "Georgia", "padd": "1C", "gas_regular": 3.832, "gas_premium": 4.704, "gas_basis": "PADD 1C", "gas_regular_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.159, "elec_basis": "state", "elec_label": "EIA GA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.07, "tax_rate_state": 0.07, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 7% (Georgia DOR MVD 2023-02 (TAVT 7 percent) with Policy Bulletin MVD-2021-04 (TAVT on leases)), local add-on rates not known", "tax_source": "Georgia DOR MVD 2023-02 (TAVT 7 percent) with Policy Bulletin MVD-2021-04 (TAVT on leases)", "tax_source_url": "https://dor.georgia.gov/document/document/mvd-2023-02-title-ad-valorem-tax-tavt-rate-changing-7-percent/download", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "HI": { "name": "Hawaii", "padd": "5", "gas_regular": 4.868, "gas_premium": 5.539, "gas_basis": "PADD 5 except CA", "gas_regular_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.4718, "elec_basis": "state", "elec_label": "EIA HI residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.04, "tax_rate_state": 0.04, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 4% (Hawaii Tax Information Release 98-2 (1998), rate in HRS chapter 237), local add-on rates not known", "tax_source": "Hawaii Tax Information Release 98-2 (1998), rate in HRS chapter 237", "tax_source_url": "https://files.hawaii.gov/tax/legal/tir/1990_09/tir98-2.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "IA": { "name": "Iowa", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1706, "elec_basis": "state", "elec_label": "EIA IA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5% (Iowa Code 321.105A, fee for new registration), local add-on rates not known", "tax_source": "Iowa Code 321.105A, fee for new registration", "tax_source_url": "https://www.legis.iowa.gov/docs/code/321.105A.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "ID": { "name": "Idaho", "padd": "4", "gas_regular": 4.458, "gas_premium": 5.117, "gas_basis": "PADD 4", "gas_regular_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1337, "elec_basis": "state", "elec_label": "EIA ID residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "how it is taxed: Idaho State Tax Commission, Leasing or Renting a Motor Vehicle; the rate is UNKNOWN (the page did not print it), national default 6% used, estimate", "tax_source": "Idaho State Tax Commission, Leasing or Renting a Motor Vehicle", "tax_source_url": "https://tax.idaho.gov/taxes/sales-use/transportation/motor-vehicles/dealers/leasing/", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "IL": { "name": "Illinois", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1932, "elec_basis": "state", "elec_label": "EIA IL residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "how it is taxed: Illinois DOR ST-9-LSE (R-03/25), A Guide for Retailers of Vehicles for Lease; the rate is UNKNOWN (the page did not print it), national default 6% used, estimate", "tax_source": "Illinois DOR ST-9-LSE (R-03/25), A Guide for Retailers of Vehicles for Lease", "tax_source_url": "https://tax.illinois.gov/content/dam/soi/en/web/tax/research/publications/documents/sales/st-9-lse.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "IN": { "name": "Indiana", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1702, "elec_basis": "state", "elec_label": "EIA IN residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.07, "tax_rate_state": 0.07, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 7% (Indiana DOR Sales Tax Information Bulletin 28L (11/01/25); rate from the DOR sales tax page), local add-on rates not known", "tax_source": "Indiana DOR Sales Tax Information Bulletin 28L (11/01/25); rate from the DOR sales tax page", "tax_source_url": "https://www.in.gov/dor/files/sib28l.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "KS": { "name": "Kansas", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1547, "elec_basis": "state", "elec_label": "EIA KS residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0871, "tax_rate_state": 0.065, "tax_rate_local_est": 0.0221, "tax_cap_usd": null, "tax_basis": "state rate 6.5% (Kansas DOR Pub KS-1520 (Rev. 6-12-25), rate from Pub KS-1510), plus the average local rate 2.21% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "Kansas DOR Pub KS-1520 (Rev. 6-12-25), rate from Pub KS-1510", "tax_source_url": "https://www.ksrevenue.gov/pdf/pub1520.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "KY": { "name": "Kentucky", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.138, "elec_basis": "state", "elec_label": "EIA KY residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.06, "tax_rate_state": 0.06, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6% (KRS 138.460 Motor vehicle usage tax, read with 103 KAR 28:051 Section 7 (Kentucky Legislature)), local add-on rates not known", "tax_source": "KRS 138.460 Motor vehicle usage tax, read with 103 KAR 28:051 Section 7 (Kentucky Legislature)", "tax_source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=44482", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "LA": { "name": "Louisiana", "padd": "3", "gas_regular": 3.702, "gas_premium": 4.567, "gas_basis": "PADD 3", "gas_regular_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1287, "elec_basis": "state", "elec_label": "EIA LA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5% (Louisiana DOR FAQ, tax base for leases or rentals; rate from the LDR general sales and use tax page), local add-on rates not known", "tax_source": "Louisiana DOR FAQ, tax base for leases or rentals; rate from the LDR general sales and use tax page", "tax_source_url": "https://revenue.louisiana.gov/tax-education-and-faqs/faqs/sales-tax-reform/what-is-the-tax-base-for-the-calculation-of-sales-tax-on-leases-or-rentals/", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MA": { "name": "Massachusetts", "padd": "1A", "gas_regular": 4.145, "gas_premium": 5.179, "gas_basis": "state", "gas_regular_label": "EIA Massachusetts state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Massachusetts state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.3048, "elec_basis": "state", "elec_label": "EIA MA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for MA: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "MA DOR Directive 04-3 Motor Vehicle Leases (403 on 2026-10-30)", "tax_source_url": "https://www.mass.gov/directive/directive-04-3-motor-vehicle-leases", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MD": { "name": "Maryland", "padd": "1B", "gas_regular": 4.251, "gas_premium": 5.138, "gas_basis": "PADD 1B", "gas_regular_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.214, "elec_basis": "state", "elec_label": "EIA MD residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for MD: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Maryland Transportation Code 13-809, excise tax on titling", "tax_source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gtr§ion=13-809&enactments=false", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "ME": { "name": "Maine", "padd": "1A", "gas_regular": 4.199, "gas_premium": 5.202, "gas_basis": "PADD 1A", "gas_regular_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.3211, "elec_basis": "state", "elec_label": "EIA ME residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for ME: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "36 M.R.S. 1811 Tax imposed (Maine Legislature)", "tax_source_url": "https://legislature.maine.gov/statutes/36/title36sec1811.html", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MI": { "name": "Michigan", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2299, "elec_basis": "state", "elec_label": "EIA MI residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for MI: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Michigan Treasury RAB 2024-18 (403 on 2026-10-30)", "tax_source_url": "https://www.michigan.gov/taxes/rep-legal/rab/2024-revenue-administrative-bulletins/revenue-administrative-bulletin-2024-18", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MN": { "name": "Minnesota", "padd": "2", "gas_regular": 4.146, "gas_premium": 5.107, "gas_basis": "state", "gas_regular_label": "EIA Minnesota state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Minnesota state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.172, "elec_basis": "state", "elec_label": "EIA MN residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.08135, "tax_rate_state": 0.06875, "tax_rate_local_est": 0.0126, "tax_cap_usd": null, "tax_basis": "state rate 6.88% (Minnesota DOR, Motor Vehicle Leases), plus the average local rate 1.26% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "Minnesota DOR, Motor Vehicle Leases", "tax_source_url": "https://www.revenue.state.mn.us/guide/motor-vehicle-leases", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MO": { "name": "Missouri", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1602, "elec_basis": "state", "elec_label": "EIA MO residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "how it is taxed: 12 CSR 10-103.350 Sales Tax on Motor Vehicles (Missouri regulation, Cornell LII copy, a compendium); the rate is UNKNOWN (the page did not print it), national default 6% used, estimate", "tax_source": "12 CSR 10-103.350 Sales Tax on Motor Vehicles (Missouri regulation, Cornell LII copy, a compendium)", "tax_source_url": "https://www.law.cornell.edu/regulations/missouri/12-CSR-10-103-350", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MS": { "name": "Mississippi", "padd": "3", "gas_regular": 3.702, "gas_premium": 4.567, "gas_basis": "PADD 3", "gas_regular_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1443, "elec_basis": "state", "elec_label": "EIA MS residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5% (Mississippi DOR Business Tax FAQ; rate from the DOR sales tax rates page), local add-on rates not known", "tax_source": "Mississippi DOR Business Tax FAQ; rate from the DOR sales tax rates page", "tax_source_url": "https://www.dor.ms.gov/business/business-tax-frequently-asked-questions", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "MT": { "name": "Montana", "padd": "4", "gas_regular": 4.458, "gas_premium": 5.117, "gas_basis": "PADD 4", "gas_regular_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1557, "elec_basis": "state", "elec_label": "EIA MT residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for MT: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Montana DOR sales tax guidance (DNS failed on 2026-10-30)", "tax_source_url": "https://revenue.mt.gov/taxes/general-sales-tax", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NC": { "name": "North Carolina", "padd": "1C", "gas_regular": 3.832, "gas_premium": 4.704, "gas_basis": "PADD 1C", "gas_regular_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1495, "elec_basis": "state", "elec_label": "EIA NC residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.03, "tax_rate_state": 0.03, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 3% (NC DOR, Motor Vehicle Lease and Subscription Tax), local add-on rates not known", "tax_source": "NC DOR, Motor Vehicle Lease and Subscription Tax", "tax_source_url": "https://www.ncdor.gov/taxes-forms/other-taxes-and-fees/motor-vehicle-lease-and-subscription-tax", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "ND": { "name": "North Dakota", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1331, "elec_basis": "state", "elec_label": "EIA ND residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5% (ND Office of State Tax Commissioner, Lease or Rental of Motor Vehicles Guideline (2026-03-13)), local add-on rates not known", "tax_source": "ND Office of State Tax Commissioner, Lease or Rental of Motor Vehicles Guideline (2026-03-13)", "tax_source_url": "https://www.tax.nd.gov/sites/www/files/documents/guidelines/business/sales-use/lease-or-rental-of-motor-vehicles.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NE": { "name": "Nebraska", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1354, "elec_basis": "state", "elec_label": "EIA NE residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0698, "tax_rate_state": 0.055, "tax_rate_local_est": 0.0148, "tax_cap_usd": null, "tax_basis": "state rate 5.5% (Nebraska DOR, Sales Tax on Leased Motor Vehicles, Information Guide (June 2014); rate from the DOR sales and use tax page), plus the average local rate 1.48% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "Nebraska DOR, Sales Tax on Leased Motor Vehicles, Information Guide (June 2014); rate from the DOR sales and use tax page", "tax_source_url": "https://revenue.nebraska.gov/sites/default/files/doc/info/6-373.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NH": { "name": "New Hampshire", "padd": "1A", "gas_regular": 4.199, "gas_premium": 5.202, "gas_basis": "PADD 1A", "gas_regular_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2764, "elec_basis": "state", "elec_label": "EIA NH residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for NH: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "NH DRA 2026 Meals and Rentals Tax Booklet (403 on 2026-10-30)", "tax_source_url": "https://www.revenue.nh.gov/sites/g/files/ehbemt736/files/documents/meals-rentals-tax-booklet-2026.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NJ": { "name": "New Jersey", "padd": "1B", "gas_regular": 4.251, "gas_premium": 5.138, "gas_basis": "PADD 1B", "gas_regular_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2461, "elec_basis": "state", "elec_label": "EIA NJ residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.06625, "tax_rate_state": 0.06625, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6.62% (NJ Division of Taxation, Motor Vehicle Lease Transactions; rate from the NJ sales tax rate page)", "tax_source": "NJ Division of Taxation, Motor Vehicle Lease Transactions; rate from the NJ sales tax rate page", "tax_source_url": "https://www.nj.gov/treasury/taxation/mvleasetrans.shtml", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NM": { "name": "New Mexico", "padd": "3", "gas_regular": 3.702, "gas_premium": 4.567, "gas_basis": "PADD 3", "gas_regular_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 3 (Gulf Coast) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1651, "elec_basis": "state", "elec_label": "EIA NM residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for NM: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "NM Taxation and Revenue, Motor Vehicle Excise Tax", "tax_source_url": "https://www.tax.newmexico.gov/2020/10/22/motor-vehicle-excise-tax/", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NV": { "name": "Nevada", "padd": "5", "gas_regular": 4.868, "gas_premium": 5.539, "gas_basis": "PADD 5 except CA", "gas_regular_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1272, "elec_basis": "state", "elec_label": "EIA NV residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0824, "tax_rate_state": 0.0685, "tax_rate_local_est": 0.0139, "tax_cap_usd": null, "tax_basis": "state rate 6.85% (Nevada Department of Taxation, Leases (2024); rate from Components of Sales and Use Tax Rates (2024-12)), plus the average local rate 1.39% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "Nevada Department of Taxation, Leases (2024); rate from Components of Sales and Use Tax Rates (2024-12)", "tax_source_url": "https://tax.nv.gov/wp-content/uploads/2024/03/Leases.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "NY": { "name": "New York", "padd": "1B", "gas_regular": 4.249, "gas_premium": 5.168, "gas_basis": "state", "gas_regular_label": "EIA New York state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA New York state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2865, "elec_basis": "state", "elec_label": "EIA NY residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.0854, "tax_rate_state": 0.04, "tax_rate_local_est": 0.0454, "tax_cap_usd": null, "tax_basis": "state rate 4% (NYS Tax Department Publication 839, Long-Term Motor Vehicle Leases (rev. 7/10)), plus the average local rate 4.54% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "NYS Tax Department Publication 839, Long-Term Motor Vehicle Leases (rev. 7/10)", "tax_source_url": "https://www.tax.ny.gov/pdf/publications/sales/pub839.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "OH": { "name": "Ohio", "padd": "2", "gas_regular": 4.38, "gas_premium": 5.532, "gas_basis": "state", "gas_regular_label": "EIA Ohio state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Ohio state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1938, "elec_basis": "state", "elec_label": "EIA OH residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for OH: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Ohio Department of Taxation (pages 404 and codes.ohio.gov refused on 2026-10-30)", "tax_source_url": null, "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "OK": { "name": "Oklahoma", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1482, "elec_basis": "state", "elec_label": "EIA OK residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "how it is taxed: OAC 710:65 Sales and Use Tax, Oklahoma Tax Commission (2022 edition); the rate is UNKNOWN (the page did not print it), national default 6% used, estimate", "tax_source": "OAC 710:65 Sales and Use Tax, Oklahoma Tax Commission (2022 edition)", "tax_source_url": "https://oklahoma.gov/content/dam/ok/en/tax/documents/resources/rules-and-policies/agency-rules/Chapter65-2022.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "OR": { "name": "Oregon", "padd": "5", "gas_regular": 4.868, "gas_premium": 5.539, "gas_basis": "PADD 5 except CA", "gas_regular_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 5 (West Coast except California) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1592, "elec_basis": "state", "elec_label": "EIA OR residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "none", "tax_rate": 0.0, "tax_rate_state": 0.0, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "no state tax on a lease (Oregon Department of Revenue, Vehicle Privilege and Use Taxes)", "tax_source": "Oregon Department of Revenue, Vehicle Privilege and Use Taxes", "tax_source_url": "https://www.oregon.gov/dor/programs/businesses/pages/vehicle-privilege-and-use-taxes.aspx", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "PA": { "name": "Pennsylvania", "padd": "1B", "gas_regular": 4.251, "gas_premium": 5.138, "gas_basis": "PADD 1B", "gas_regular_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1B (Central Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2177, "elec_basis": "state", "elec_label": "EIA PA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0934, "tax_rate_state": 0.09, "tax_rate_local_est": 0.0034, "tax_cap_usd": null, "tax_basis": "state rate 9% (61 Pa. Code 47.17 and 47.19 (PA Code and Bulletin); rates from the pa.gov Tax Rates page), plus the average local rate 0.34% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "61 Pa. Code 47.17 and 47.19 (PA Code and Bulletin); rates from the pa.gov Tax Rates page", "tax_source_url": "https://www.pacodeandbulletin.gov/Display/pacode?file=%2Fsecure%2Fpacode%2Fdata%2F061%2Fchapter47%2Fs47.17.html&d=reduce", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "RI": { "name": "Rhode Island", "padd": "1A", "gas_regular": 4.199, "gas_premium": 5.202, "gas_basis": "PADD 1A", "gas_regular_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2818, "elec_basis": "state", "elec_label": "EIA RI residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.07, "tax_rate_state": 0.07, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 7% (280-RICR-20-70-21 Rentals and Leases (RI Department of State); the 7% rate from the Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (compendium)), local add-on rates not known", "tax_source": "280-RICR-20-70-21 Rentals and Leases (RI Department of State); the 7% rate from the Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (compendium)", "tax_source_url": "https://rules.sos.ri.gov/Regulations/Part/280-20-70-21", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "SC": { "name": "South Carolina", "padd": "1C", "gas_regular": 3.832, "gas_premium": 4.704, "gas_basis": "PADD 1C", "gas_regular_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1576, "elec_basis": "state", "elec_label": "EIA SC residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": 500, "tax_basis": "state rate 5% (SC DOR, Sales and Use Tax Guide for Automobile and Truck Dealers, 2026 Edition)", "tax_source": "SC DOR, Sales and Use Tax Guide for Automobile and Truck Dealers, 2026 Edition", "tax_source_url": "https://dor.sc.gov/sites/dor/files/Documents/Policy%20Manuals/sales-and-use-tax-auto-and-truck-dealers-guide.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "SD": { "name": "South Dakota", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1515, "elec_basis": "state", "elec_label": "EIA SD residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.04, "tax_rate_state": 0.04, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 4% (SD DOR, Motor Vehicle Leases and Rentals tax fact (April 2025))", "tax_source": "SD DOR, Motor Vehicle Leases and Rentals tax fact (April 2025)", "tax_source_url": "https://dor.sd.gov/media/0gsfqus2/motor-vehicle-lease-rentals.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "TN": { "name": "Tennessee", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1342, "elec_basis": "state", "elec_label": "EIA TN residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for TN: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Tennessee DOR (all pages 403 on 2026-10-30)", "tax_source_url": null, "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "TX": { "name": "Texas", "padd": "3", "gas_regular": 3.632, "gas_premium": 4.478, "gas_basis": "state", "gas_regular_label": "EIA Texas state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Texas state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1591, "elec_basis": "state", "elec_label": "EIA TX residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.0625, "tax_rate_state": 0.0625, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6.25% (Texas Comptroller, Motor Vehicle Taxes FAQ), local add-on rates not known", "tax_source": "Texas Comptroller, Motor Vehicle Taxes FAQ", "tax_source_url": "https://comptroller.texas.gov/taxes/motor-vehicle/faq.php", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "UT": { "name": "Utah", "padd": "4", "gas_regular": 4.458, "gas_premium": 5.117, "gas_basis": "PADD 4", "gas_regular_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1331, "elec_basis": "state", "elec_label": "EIA UT residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for UT: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Utah State Tax Commission (403 and 404 on 2026-10-30)", "tax_source_url": null, "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "VA": { "name": "Virginia", "padd": "1C", "gas_regular": 3.832, "gas_premium": 4.704, "gas_basis": "PADD 1C", "gas_regular_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1764, "elec_basis": "state", "elec_label": "EIA VA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_price", "tax_rate": 0.0415, "tax_rate_state": 0.0415, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 4.15% (Virginia DMV, Leasing a Vehicle; rate from the DMV Motor Vehicle Sales and Use Tax page), local add-on rates not known", "tax_source": "Virginia DMV, Leasing a Vehicle; rate from the DMV Motor Vehicle Sales and Use Tax page", "tax_source_url": "https://www.dmv.virginia.gov/vehicles/general/leased", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "VT": { "name": "Vermont", "padd": "1A", "gas_regular": 4.199, "gas_premium": 5.202, "gas_basis": "PADD 1A", "gas_regular_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1A (New England) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.2384, "elec_basis": "state", "elec_label": "EIA VT residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "upfront_payments", "tax_rate": 0.06, "tax_rate_state": 0.06, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 6% (Vermont DMV, Motor Vehicle Purchase and Use Tax; form VD-147 Leased Vehicles (06/2024)), local add-on rates not known", "tax_source": "Vermont DMV, Motor Vehicle Purchase and Use Tax; form VD-147 Leased Vehicles (06/2024)", "tax_source_url": "https://dmv.vermont.gov/tax-title/vehicle-taxation", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "WA": { "name": "Washington", "padd": "5", "gas_regular": 5.203, "gas_premium": 5.747, "gas_basis": "state", "gas_regular_label": "EIA Washington state average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA Washington state average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1463, "elec_basis": "state", "elec_label": "EIA WA residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0957, "tax_rate_state": 0.065, "tax_rate_local_est": 0.0307, "tax_cap_usd": null, "tax_basis": "state rate 6.5% (WA DOR, Auto dealers: Leases/rental; the 6.5% rate from the Tax Foundation, Midyear 2026 (compendium)), plus the average local rate 3.07% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "WA DOR, Auto dealers: Leases/rental; the 6.5% rate from the Tax Foundation, Midyear 2026 (compendium)", "tax_source_url": "https://dor.wa.gov/education/industry-guides/auto-dealers/leasesrental", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "WI": { "name": "Wisconsin", "padd": "2", "gas_regular": 4.269, "gas_premium": 5.374, "gas_basis": "PADD 2", "gas_regular_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 2 (Midwest) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1941, "elec_basis": "state", "elec_label": "EIA WI residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.0572, "tax_rate_state": 0.05, "tax_rate_local_est": 0.0072, "tax_cap_usd": null, "tax_basis": "state rate 5% (WI DOR Publication 202, Motor Vehicle Sales, Leases, and Repairs (2025)), plus the average local rate 0.72% (Tax Foundation, State and Local Sales Tax Rates, Midyear 2026, 2026-07-06), estimate", "tax_source": "WI DOR Publication 202, Motor Vehicle Sales, Leases, and Repairs (2025)", "tax_source_url": "https://www.revenue.wi.gov/DOR%20Publications/pb202.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "WV": { "name": "West Virginia", "padd": "1C", "gas_regular": 3.832, "gas_premium": 4.704, "gas_basis": "PADD 1C", "gas_regular_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 1C (Lower Atlantic) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1631, "elec_basis": "state", "elec_label": "EIA WV residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "monthly", "tax_rate": 0.05, "tax_rate_state": 0.05, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "state rate 5% (West Virginia Code 17A-3-4), local add-on rates not known", "tax_source": "West Virginia Code 17A-3-4", "tax_source_url": "https://code.wvlegislature.gov/17A-3-4/", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] }, "WY": { "name": "Wyoming", "padd": "4", "gas_regular": 4.458, "gas_premium": 5.117, "gas_basis": "PADD 4", "gas_regular_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_premium_label": "EIA PADD 4 (Rocky Mountain) regional average, week of 2026-10-26 (read 2026-10-30)", "gas_week": "2026-10-26", "gas_read": "2026-10-30", "elec_kwh": 0.1443, "elec_basis": "state", "elec_label": "EIA WY residential average, August 2026 (read 2026-10-30)", "elec_month": "August 2026", "elec_read": "2026-10-30", "tax_mode": "UNKNOWN", "tax_rate": 0.06, "tax_rate_state": null, "tax_rate_local_est": null, "tax_cap_usd": null, "tax_basis": "UNKNOWN for WY: no state page we opened says how a lease is taxed; national default 6% used, estimate", "tax_source": "Wyoming SF0079 Enrolled Act 18 (2026)", "tax_source_url": "https://www.wyoleg.gov/2026/Enroll/SF0079.pdf", "tax_read": "2026-10-30", "insurance_basis": "national estimate: NAIC state average premiums refused our request (403) on 2026-10-30, so there is no state factor", "stale": [] } }, "funnel": { "listings_read": 622, "by_source": { "Leasehackr pre-negotiated board": { "read": 369, "dropped": { "not_live": 26, "one_pay": 3 }, "ranked": 340 }, "LeaseTrader": { "read": 171, "dropped": { "not_a_lease": 16, "not_live": 28 }, "ranked": 127 }, "Craigslist": { "read": 4, "dropped": { "bad_data": 1 }, "ranked": 3 }, "Leasehackr private transfers": { "read": 4, "dropped": { "not_live": 1 }, "ranked": 3 }, "Mercedes-Benz USA offers page": { "read": 4, "dropped": {}, "ranked": 4 }, "Read by hand": { "read": 70, "dropped": {}, "ranked": 70 } }, "dropped": { "not_live": 55, "duplicate": 0, "no_source_link": 0, "bad_data": 1, "stale_source": 0, "display_not_allowed": 0, "one_pay": 3, "not_a_lease": 16, "no_energy_price": 0, "template_example": 0 }, "ranked": 547, "sources_read": 6, "sums": 2188, "reasons": { "not_live": "not buyable now: sold out, transfer started, pending review, closed, unconfirmed seller, or the offer ended", "duplicate": "the same listing read twice (the same id on two pages or two state reads)", "no_source_link": "no https link to the source, so the row cannot be checked", "bad_data": "a number out of bounds or missing (payment, term, miles a year over the limit, a bad hand-read line)", "stale_source": "the source was read more than 48 hours ago", "display_not_allowed": "the data owner has not yet allowed display (MarketCheck)", "one_pay": "a one-pay lease, a different cash shape that the monthly ranking does not price yet", "not_a_lease": "the listing says it is not a lease transfer", "no_energy_price": "a hydrogen fuel cell car: no read hydrogen price, so no honest running cost", "template_example": "the example line of the hand-collection template" } }, "charging": { "public_kwh": null, "public_basis": "UNKNOWN: no current US public fast charging price per kWh opened (DOE AFDC Alternative Fuel Price Report, July 2026, read 2026-10-30, holds none). Type your own price.", "modes": [ "home", "mix", "public" ] }, "constants_health": [ { "key": "gas_regular", "value": 4.269, "unit": "usd_per_gallon", "source": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "read_at": "2026-10-30", "max_age_days": 30, "age_days": 0, "stale": false }, { "key": "gas_premium", "value": 5.275, "unit": "usd_per_gallon", "source": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "read_at": "2026-10-30", "max_age_days": 30, "age_days": 0, "stale": false }, { "key": "electricity", "value": 0.1816, "unit": "usd_per_kwh", "source": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "read_at": "2026-10-30", "max_age_days": 90, "age_days": 0, "stale": false }, { "key": "overage_default", "value": 0.25, "unit": "usd_per_mile", "source": "BMW Financial lease terms", "read_at": "2026-10-18", "max_age_days": 365, "age_days": 12, "stale": false }, { "key": "tier_step", "value": 19, "unit": "usd_per_step", "source": "Leasehackr calculator example, estimate", "read_at": "2026-10-18", "max_age_days": 365, "age_days": 12, "stale": false }, { "key": "economy_epa", "value": "per model", "unit": "mpg_or_mi_per_kwh", "source": "EPA fueleconomy.gov vehicles.csv, combined rating, median of 2024 to 2026 versions", "read_at": "2026-10-30", "max_age_days": 365, "age_days": 0, "stale": false }, { "key": "state_gas_prices", "value": "per state or PADD", "unit": "usd_per_gallon", "source": "EIA weekly retail gasoline by state where EIA publishes one, else by PADD region; EIA PADD definitions, https://www.eia.gov/dnav/pet/TblDefs/pet_pri_gnd_tbldef2.asp, read 2026-10-30", "read_at": "2026-10-30", "max_age_days": 30, "age_days": 0, "stale": false }, { "key": "state_electricity", "value": "per state", "unit": "usd_per_kwh", "source": "EIA Electric Power Monthly Table 5.6.A, residential, latest month", "read_at": "2026-10-30", "max_age_days": 90, "age_days": 0, "stale": false }, { "key": "lease_tax_table", "value": "per state", "unit": "fraction", "source": "state revenue department pages, one per state (engine/lease_tax.py); 33 states sourced", "read_at": "2026-10-30", "max_age_days": 365, "age_days": 0, "stale": false } ], "coverage": [ { "source": "Leasehackr pre-negotiated board", "file": "deals_merged_2026-10-30.json", "rows": 366, "note": "369 deals across 7 regions, merged and deduped, read 2026-10-30", "status": "live", "read_time": "2026-10-30T02:35:16Z", "read_time_basis": "the file's own generated_at", "age_hours": 3.6 }, { "source": "LeaseTrader (California)", "file": "leasetrader_CA_2026-10-30_raw.json", "rows": 127, "note": "171 listings read, 143 Available, 18 Pending Review, 10 Transferring dropped, read 2026-10-30", "status": "live", "read_time": "2026-10-30T02:35:18Z", "read_time_basis": "the file's modification time", "age_hours": 3.6 }, { "source": "Craigslist", "file": "craigslist_2026-10-30.json", "rows": 3, "note": "4 listings across 3 California metros, read 2026-10-30, read under Tab's authorisation of 2026-10-30 (r2955)", "status": "live", "read_time": "2026-10-30T02:37:08Z", "read_time_basis": "the file's modification time", "age_hours": 3.6 }, { "source": "Leasehackr private transfers", "file": "leasehackr_threads_2026-10-28.json", "rows": 3, "note": "4 threads read in full, 1 unconfirmed seller not ranked, read 2026-10-28", "status": "live", "read_time": "2026-10-28T19:11:00Z", "read_time_basis": "the file's own read_at", "age_hours": 35.0 }, { "source": "Mercedes-Benz USA offers page", "file": "mercedes_2026-10-30.json", "rows": 4, "note": "national lease offers from the maker's own page, read 2026-10-30", "status": "live", "read_time": "2026-10-30T05:55:06Z", "read_time_basis": "the file's modification time", "age_hours": 0.3 }, { "source": "MarketCheck OEM incentives", "file": null, "rows": 0, "note": "UNKNOWN, source file missing", "status": "unknown", "read_time": null, "read_time_basis": null, "age_hours": null }, { "source": "Read by hand", "file": "manual_2026-10-30_toyota.csv", "rows": 70, "note": "70 rows read by hand from 5 files, 0 bad rows", "status": "live", "read_time": "2026-10-30T06:12:11Z", "read_time_basis": "the file's modification time", "age_hours": 0.0 }, { "source": "cars.com lease pages", "file": null, "rows": 0, "note": "UNKNOWN, blocked by IP reputation on 2026-10-28. Not a zero", "status": "unknown", "read_time": null, "read_time_basis": null, "age_hours": null }, { "source": "edmunds.com lease pages", "file": null, "rows": 0, "note": "UNKNOWN, 403 refuses this host by IP. Not a zero", "status": "unknown", "read_time": null, "read_time_basis": null, "age_hours": null }, { "source": "swapalease.com", "file": null, "rows": 0, "note": "UNKNOWN, blocked (403). A reader proxy would be a bypass, so it is not used", "status": "unknown", "read_time": null, "read_time_basis": null, "age_hours": null }, { "source": "cargurus lease pages", "file": null, "rows": 0, "note": "UNKNOWN, path not yet found. Not a zero", "status": "unknown", "read_time": null, "read_time_basis": null, "age_hours": null } ], "deals": [ { "id": "board-821b643b46", "slug": "2027-toyota-corolla-le-cvt-board-821b643b46", "url": "/deal/2027-toyota-corolla-le-cvt-board-821b643b46.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=10000&msrp=24929&sales_price=22150&months=36&mf=.00229&msd=0&dp=0&dealer_fee=122&acq_fee=995&disp_fee=450&taxed_inc=0&untaxed_inc=0&rebate=0&resP=75&gov_fee=355.75&sales_tax=8.75&demo_mileage=0&memo=2027%20Toyota%20Corolla%20LE%20CVT%20(Natl)&tradein=0&fin_sp=24818&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=189&lease_das=1777&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Toyota", "model": "Corolla", "trim": "LE CVT", "body": "Sedan", "location": "California - San Diego", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 24929.0, "payment": 189.0, "payment_tax_inclusive": false, "tax_rate": 0.0875, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 233.1111, "rank_pre_tax_exact": 233.1111, "rank_payment": 189.0, "months": 36.0, "miles_yr": 10000.0, "das": 1777.0, "das_label": "due upfront", "fees_only": 1588, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 1, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 233, "eff_post_tax": 250, "total_cash_out": 8392, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 122, "kind": "gas", "rate": 35, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "35 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 591, "rank_all_in": 591, "rank_penalty": 0, "pct_msrp": 0.76, "pct_msrp_eff": 1.0, "lh_score": 8.3, "total": 21276, "total_pct_msrp": 85.3, "badge_alt": null }, { "id": "lt-70270d68e6", "slug": "2025-ford-mustang-mach-e-select-lt-70270d68e6", "url": "/deal/2025-ford-mustang-mach-e-select-lt-70270d68e6.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Ford-MustangMach-E-Select-385932", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Ford", "model": "Mustang Mach-E", "trim": "Select", "body": "SUV", "location": "Lafayette", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": 39990, "msrp_basis": "indicative MSRP from KBB trim table, read 2026-10-28", "payment": 318.52, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 343.52, "rank_pre_tax_exact": 343.52, "rank_payment": 318.52, "months": 20.0, "miles_yr": 14646, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Ford Motor Credit Company", "lease_end": "2028-06-29", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 344, "eff_post_tax": 363, "total_cash_out": 6870, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 200, "low": 150, "high": 230, "basis": "national estimate, per model" }, "energy": { "monthly": 59, "kind": "ev", "rate": 3.1, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.1 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 622, "rank_all_in": 622, "rank_penalty": 0, "pct_msrp": 0.8, "pct_msrp_eff": 0.91, "lh_score": 9.2, "total": 12440, "total_pct_msrp": 31.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 31, "id": "board-821b643b46" } }, { "id": "board-42d8698180", "slug": "2026-hyundai-elantra-hybrid-blue-sedan-board-42d8698180", "url": "/deal/2026-hyundai-elantra-hybrid-blue-sedan-board-42d8698180.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=7500&msrp=27265&sales_price=24265&months=36&mf=.0025&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=0&untaxed_inc=0&rebate=0&resP=67&gov_fee=457&sales_tax=8.625&demo_mileage=0&memo=2026%20Hyundai%20Elantra%20Hybrid%20Blue%20Sedan&tradein=0&fin_sp=27265&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&dealerFee_check=false&pretax_monPmt=273&lease_das=1460&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Hyundai", "model": "Elantra Hybrid", "trim": "Blue Sedan", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 27265.0, "payment": 273.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 305.9722, "rank_pre_tax_exact": 305.9722, "rank_payment": 273.0, "months": 36.0, "miles_yr": 7500.0, "das": 1460.0, "das_label": "due upfront", "fees_only": 1187, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 306, "eff_post_tax": 330, "total_cash_out": 11015, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 130, "high": 200, "basis": "national estimate, per model (the same model with another powertrain)" }, "energy": { "monthly": 82, "kind": "hybrid", "rate": 52, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "52 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 650, "rank_all_in": 650, "rank_penalty": 0, "pct_msrp": 1.0, "pct_msrp_eff": 1.21, "lh_score": 6.9, "total": 23400, "total_pct_msrp": 85.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 59, "id": "board-821b643b46" } }, { "id": "board-d336bb52ec", "slug": "2026-toyota-camry-se-hybrid-sunroof-board-d336bb52ec", "url": "/deal/2026-toyota-camry-se-hybrid-sunroof-board-d336bb52ec.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=10000&msrp=35288&sales_price=31430&months=36&mf=.00229&msd=0&dp=0&dealer_fee=122&acq_fee=995&disp_fee=450&taxed_inc=0&untaxed_inc=0&rebate=0&resP=74&gov_fee=484.75&sales_tax=8.75&demo_mileage=0&memo=2026%20Toyota%20Camry%20SE%20(Natl)&tradein=0&fin_sp=35288&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=279&lease_das=2003&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "Camry", "trim": "SE (Hybrid) - Sunroof", "body": "Sedan", "location": "California - San Diego", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 35288.0, "payment": 279.0, "payment_tax_inclusive": false, "tax_rate": 0.0875, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 326.8889, "rank_pre_tax_exact": 326.8889, "rank_payment": 279.0, "months": 36.0, "miles_yr": 10000.0, "das": 2003.0, "das_label": "due upfront", "fees_only": 1724, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 2, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 345, "eff_post_tax": 371, "total_cash_out": 12428, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 140, "high": 210, "basis": "national estimate, per model" }, "energy": { "monthly": 87, "kind": "hybrid", "rate": 49, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "49 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 677, "rank_all_in": 677, "rank_penalty": 0, "pct_msrp": 0.94, "pct_msrp_eff": 1.16, "lh_score": 7.2, "total": 24372, "total_pct_msrp": 76.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 86, "id": "board-821b643b46" } }, { "id": "lt-d9ee4cac28", "slug": "2025-bmw-ix-xdrive50-lt-d9ee4cac28", "url": "/deal/2025-bmw-ix-xdrive50-lt-d9ee4cac28.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-BMW-iX-xDrive50-387201", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "BMW", "model": "iX", "trim": "xDrive50", "body": "SUV", "location": "Escondido", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 849.94, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 196.0938, "rank_pre_tax_exact": 196.0938, "rank_payment": 849.94, "months": 13.0, "miles_yr": 7030, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 9000.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "BMW Financial Services", "lease_end": "2027-11-12", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 196, "eff_post_tax": 247, "total_cash_out": 2549, "tier_monthly": 104, "tier_kind": "overage", "tier_note": "4,970 miles a year at $0.25/mile, fixed cap", "insurance": { "monthly": 265, "low": 180, "high": 320, "basis": "national estimate, per model" }, "energy": { "monthly": 63, "kind": "ev", "rate": 2.9, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "2.9 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 679, "rank_all_in": 679, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 8827, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 88, "id": "board-821b643b46" } }, { "id": "board-b974104050", "slug": "2026-kia-k4-lxs-sedan-board-b974104050", "url": "/deal/2026-kia-k4-lxs-sedan-board-b974104050.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=24900&sales_price=22472&months=36&mf=0.0023&msd=0&dp=0&dealer_fee=1498&acq_fee=650&disp_fee=495&taxed_inc=2110&untaxed_inc=0&rebate=0&resP=62&gov_fee=500&sales_tax=7&demo_mileage=0&memo=2026KIAK44D%20SEDAN%20LXS%20AUTO&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=219&lease_das=3181&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "K4", "trim": "LXS Sedan", "body": "Sedan", "location": "Florida", "region": "US", "state": null, "state_basis": "board regions South", "availability": [ "South" ], "msrp": 24900.0, "payment": 219.0, "payment_tax_inclusive": false, "tax_rate": 0.07, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 320.6944, "rank_pre_tax_exact": 320.6944, "rank_payment": 219.0, "months": 36.0, "miles_yr": 10000.0, "das": 3880.0, "das_label": "due upfront", "fees_only": 3661, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 321, "eff_post_tax": 336, "total_cash_out": 11545, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 133, "kind": "gas", "rate": 32, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "32 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 683, "rank_all_in": 683, "rank_penalty": 0, "pct_msrp": 0.88, "pct_msrp_eff": 1.35, "lh_score": 6.2, "total": 24588, "total_pct_msrp": 98.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 92, "id": "board-821b643b46" } }, { "id": "board-07001bce41", "slug": "2026-kia-niro-ev-wind-board-07001bce41", "url": "/deal/2026-kia-niro-ev-wind-board-07001bce41.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=41835&sales_price=39271&months=36&mf=0.00228&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=12450&untaxed_inc=0&rebate=0&resP=46&gov_fee=722&sales_tax=8.625&demo_mileage=0&memo=2026%20Kia%20Niro%20EV%20Wind&tradein=0&fin_sp=41500&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=315&lease_das=2845&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "Niro EV", "trim": "Wind", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 41835.0, "payment": 315.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 385.2778, "rank_pre_tax_exact": 385.2778, "rank_payment": 315.0, "months": 36.0, "miles_yr": 10000.0, "das": 2845.0, "das_label": "due upfront", "fees_only": 2530, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 320, "eff_post_tax": 349, "total_cash_out": 11522, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 133, "kind": "gas", "rate": 32, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "32 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 696, "rank_all_in": 696, "rank_penalty": 0, "pct_msrp": 1.11, "pct_msrp_eff": 1.42, "lh_score": 5.9, "total": 25056, "total_pct_msrp": 101.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 105, "id": "board-821b643b46" } }, { "id": "board-e3581ab821", "slug": "2026-kia-k4-gt-line-sedan-board-e3581ab821", "url": "/deal/2026-kia-k4-gt-line-sedan-board-e3581ab821.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=27635&sales_price=26041&months=36&mf=0.00228&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=1540&untaxed_inc=0&rebate=0&resP=64&gov_fee=589&sales_tax=8.625&demo_mileage=0&memo=2026%20Kia%20K4%20GT-Line%20Sedan&tradein=0&fin_sp=27285&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=285&lease_das=1738&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "K4", "trim": "GT-Line Sedan", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 27635.0, "payment": 285.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 325.3611, "rank_pre_tax_exact": 325.3611, "rank_payment": 285.0, "months": 36.0, "miles_yr": 10000.0, "das": 1738.0, "das_label": "due upfront", "fees_only": 1453, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 325, "eff_post_tax": 350, "total_cash_out": 11713, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 133, "kind": "gas", "rate": 32, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "32 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 697, "rank_all_in": 697, "rank_penalty": 0, "pct_msrp": 1.03, "pct_msrp_eff": 1.27, "lh_score": 6.6, "total": 25092, "total_pct_msrp": 90.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 106, "id": "board-821b643b46" } }, { "id": "board-38e5677998", "slug": "2027-toyota-corolla-le-cvt-board-38e5677998", "url": "/deal/2027-toyota-corolla-le-cvt-board-38e5677998.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=7500&msrp=25114&sales_price=22854&months=36&mf=0.00265&msd=0&dp=0&dealer_fee=200&acq_fee=750&disp_fee=350&taxed_inc=0&untaxed_inc=0&rebate=0&resP=67&gov_fee=365&sales_tax=9.4&demo_mileage=0&memo=2027%20Toyota%20Corolla%20LE%20CVT%20(Natl)&tradein=0&fin_sp=25114&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=273&lease_das=1703&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Toyota", "model": "Corolla", "trim": "LE CVT", "body": "Sedan", "location": "Washington", "region": "US", "state": null, "state_basis": "board regions Northwest", "availability": [ "Northwest" ], "msrp": 25114.0, "payment": 273.0, "payment_tax_inclusive": false, "tax_rate": 0.094, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 312.7222, "rank_pre_tax_exact": 312.7222, "rank_payment": 273.0, "months": 36.0, "miles_yr": 7500.0, "das": 1703.0, "das_label": "due upfront", "fees_only": 1430, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-07", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 313, "eff_post_tax": 338, "total_cash_out": 11258, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 122, "kind": "gas", "rate": 35, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "35 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 698, "rank_all_in": 698, "rank_penalty": 0, "pct_msrp": 1.09, "pct_msrp_eff": 1.35, "lh_score": 6.2, "total": 25128, "total_pct_msrp": 100.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 107, "id": "board-821b643b46" } }, { "id": "lh-7555a74d32", "slug": "2025-ford-mustang-mach-e-premium-rwd-lh-7555a74d32", "url": "/deal/2025-ford-mustang-mach-e-premium-rwd-lh-7555a74d32.html", "lane": "take-over", "source": "Leasehackr private transfers", "source_url": "https://forum.leasehackr.com/t/786853", "source_url_kind": "listing", "read_at": "2026-10-28", "year": "2025", "make": "Ford", "model": "Mustang Mach-E", "trim": "Premium RWD", "body": "SUV", "location": "Libertyville, IL", "region": "US", "state": "IL", "state_basis": "thread location text", "msrp": 48000.0, "payment": 375.01, "payment_tax_inclusive": false, "tax_rate": 0.0775, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 412.1918, "rank_pre_tax_exact": 412.1918, "rank_payment": 375.01, "months": 22.0, "miles_yr": 11964.0, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 68.0, "fee_assumed": false, "buyer_cash": 750.0, "cash_down_unknown": false, "overage_rate": 0.25, "overage_assumed": true, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Out of state, so shipping and a second registration land on the buyer. Included for price context only.", "eff_pre_tax": 412, "eff_post_tax": 441, "total_cash_out": 9068, "tier_monthly": 1, "tier_kind": "overage", "tier_note": "36 miles a year at $0.25/mile, fixed cap", "insurance": { "monthly": 200, "low": 150, "high": 230, "basis": "national estimate, per model" }, "energy": { "monthly": 59, "kind": "ev", "rate": 3.1, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.1 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 701, "rank_all_in": 701, "rank_penalty": 0, "pct_msrp": 0.78, "pct_msrp_eff": 0.92, "lh_score": 9.1, "total": 15422, "total_pct_msrp": 32.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 110, "id": "board-821b643b46" } }, { "id": "lt-6682c5ee92", "slug": "2025-audi-a3-premium-40-tfsi-quattro-lt-6682c5ee92", "url": "/deal/2025-audi-a3-premium-40-tfsi-quattro-lt-6682c5ee92.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Audi-A3-Premium-40-TFSI-quattro-387138", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Audi", "model": "A3", "trim": "Premium 40 TFSI quattro", "body": "Sedan", "location": "Manhattan Beach", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 438.6, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 271.9333, "rank_pre_tax_exact": 271.9333, "rank_payment": 438.6, "months": 21.0, "miles_yr": 13234, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 4000.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Audi Financial Services", "lease_end": "2028-07-20", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 272, "eff_post_tax": 298, "total_cash_out": 5711, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 235, "low": 150, "high": 235, "basis": "national estimate, per model" }, "energy": { "monthly": 170, "kind": "gas", "rate": 31, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "31 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 703, "rank_all_in": 703, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 14763, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 112, "id": "board-821b643b46" } }, { "id": "board-0cbcc8107d", "slug": "2026-hyundai-elantra-se-sedan-board-0cbcc8107d", "url": "/deal/2026-hyundai-elantra-se-sedan-board-0cbcc8107d.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=7500&msrp=24550&sales_price=21550&months=24&mf=0.00215&msd=0&dp=0&dealer_fee=350&acq_fee=650&disp_fee=400&taxed_inc=2250&untaxed_inc=0&rebate=0&resP=65&gov_fee=450&sales_tax=9.75&demo_mileage=0&memo=2026%20Hyundai%20Elantra%20SE%20Sedan&tradein=0&fin_sp=24550&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=215&lease_das=2003&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Hyundai", "model": "Elantra", "trim": "SE Sedan", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 24550.0, "payment": 215.0, "payment_tax_inclusive": false, "tax_rate": 0.0975, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 318.625, "rank_pre_tax_exact": 318.625, "rank_payment": 215.0, "months": 24.0, "miles_yr": 7500.0, "das": 2702.0, "das_label": "due upfront", "fees_only": 2487, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 8, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 319, "eff_post_tax": 340, "total_cash_out": 7647, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 130, "high": 200, "basis": "national estimate, per model" }, "energy": { "monthly": 126, "kind": "gas", "rate": 34, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "34 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 704, "rank_all_in": 704, "rank_penalty": 0, "pct_msrp": 0.88, "pct_msrp_eff": 1.38, "lh_score": 6.0, "total": 16896, "total_pct_msrp": 68.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 113, "id": "board-821b643b46" } }, { "id": "board-190fb2b5bc", "slug": "2026-kia-k4-lxs-sedan-board-190fb2b5bc", "url": "/deal/2026-kia-k4-lxs-sedan-board-190fb2b5bc.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=24635&sales_price=24265&months=36&mf=0.0023&msd=0&dp=0&dealer_fee=115&acq_fee=650&disp_fee=400&taxed_inc=2110&untaxed_inc=0&rebate=0&resP=62&gov_fee=361&sales_tax=9.75&demo_mileage=0&memo=2026%20Kia%20K4%20LXS%20Sedan&tradein=0&fin_sp=24365&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=277&lease_das=1711&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "K4", "trim": "LXS Sedan", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 24635.0, "payment": 277.0, "payment_tax_inclusive": false, "tax_rate": 0.0975, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 333.4722, "rank_pre_tax_exact": 333.4722, "rank_payment": 277.0, "months": 36.0, "miles_yr": 10000.0, "das": 2310.0, "das_label": "due upfront", "fees_only": 2033, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Tax status not recorded, so tax is added here (tax assumed).", "eff_pre_tax": 458, "eff_post_tax": 483, "total_cash_out": 5037, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 215, "low": 140, "high": 215, "basis": "national estimate, per model (the same model with another powertrain)" }, "energy": { "monthly": 59, "kind": "ev", "rate": 3.1, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.1 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 757, "rank_all_in": 757, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 8327, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 166, "id": "board-821b643b46" } }, { "id": "lt-41a2b51c92", "slug": "2025-ford-mustang-mach-e-platinum-lt-41a2b51c92", "url": "/deal/2025-ford-mustang-mach-e-platinum-lt-41a2b51c92.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Ford-MustangMach-E-Platinum-387223", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Ford", "model": "Mustang Mach-E", "trim": "Platinum", "body": "SUV", "location": "San Francisco", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 448.63, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 298.6305, "rank_pre_tax_exact": 473.63, "rank_payment": 448.63, "months": 20.0, "miles_yr": 15090, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 3499.99, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Ford Motor Credit Company", "lease_end": "2028-06-06", "overage_rate": 0.25, "overage_assumed": true, "liveness": "live", "verification": "unverified", "unverified_reason": "the seller wrote no description", "tier_reimbursable": false, "note": "Transfer fee assumed at $500. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 425, "eff_post_tax": 462, "total_cash_out": 15304, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 135, "high": 205, "basis": "national estimate, per model" }, "energy": { "monthly": 82, "kind": "hybrid", "rate": 52, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "52 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 763, "rank_all_in": 763, "rank_penalty": 0, "pct_msrp": 1.12, "pct_msrp_eff": 1.43, "lh_score": 5.8, "total": 27468, "total_pct_msrp": 85.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 172, "id": "board-821b643b46" } }, { "id": "board-af85833181", "slug": "2027-toyota-camry-le-awd-hybrid-board-af85833181", "url": "/deal/2027-toyota-camry-le-awd-hybrid-board-af85833181.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=7500&msrp=34767&sales_price=31638&months=36&mf=0.00299&msd=0&dp=0&dealer_fee=200&acq_fee=750&disp_fee=350&taxed_inc=0&untaxed_inc=0&rebate=0&resP=70&gov_fee=365&sales_tax=9.4&demo_mileage=0&memo=2026%20Toyota%20Camry%20LE%20AWD%20(Natl)&tradein=0&fin_sp=34767&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=370&lease_das=1809&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Toyota", "model": "Camry", "trim": "LE AWD (Hybrid)", "body": "Sedan", "location": "Washington", "region": "US", "state": null, "state_basis": "board regions Northwest", "availability": [ "Northwest" ], "msrp": 34767.0, "payment": 370.0, "payment_tax_inclusive": false, "tax_rate": 0.094, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 409.9722, "rank_pre_tax_exact": 409.9722, "rank_payment": 370.0, "months": 36.0, "miles_yr": 7500.0, "das": 1809.0, "das_label": "due upfront", "fees_only": 1439, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-07", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 410, "eff_post_tax": 445, "total_cash_out": 14759, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 135, "high": 205, "basis": "national estimate, per model" }, "energy": { "monthly": 82, "kind": "hybrid", "rate": 52, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "52 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 765, "rank_all_in": 765, "rank_penalty": 0, "pct_msrp": 1.06, "pct_msrp_eff": 1.28, "lh_score": 6.5, "total": 27540, "total_pct_msrp": 79.2, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 174, "id": "board-821b643b46" } }, { "id": "board-e358926dbc", "slug": "2026-hyundai-sonata-se-fwd-board-e358926dbc", "url": "/deal/2026-hyundai-sonata-se-fwd-board-e358926dbc.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=7500&msrp=29065&sales_price=26065&months=36&mf=.00248&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=58&gov_fee=455&sales_tax=8.625&demo_mileage=0&memo=2026%20Hyundai%20Sonata%20SE%20FWD&tradein=0&fin_sp=29065&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=287&lease_das=1688&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Hyundai", "model": "Sonata", "trim": "SE FWD", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 29065.0, "payment": 287.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 325.9167, "rank_pre_tax_exact": 325.9167, "rank_payment": 287.0, "months": 36.0, "miles_yr": 7500.0, "das": 1688.0, "das_label": "due upfront", "fees_only": 1401, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 2, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 326, "eff_post_tax": 351, "total_cash_out": 11733, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 767, "rank_all_in": 767, "rank_penalty": 0, "pct_msrp": 0.99, "pct_msrp_eff": 1.21, "lh_score": 6.9, "total": 27612, "total_pct_msrp": 95.0, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 176, "id": "board-821b643b46" } }, { "id": "lt-e47063035b", "slug": "2024-ford-mustang-mach-e-select-lt-e47063035b", "url": "/deal/2024-ford-mustang-mach-e-select-lt-e47063035b.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2024-Ford-MustangMach-E-Select-379905", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2024", "make": "Ford", "model": "Mustang Mach-E", "trim": "Select", "body": "SUV", "location": "Antioch", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 432.77, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 484.5906, "rank_pre_tax_exact": 484.5906, "rank_payment": 432.77, "months": 18.0, "miles_yr": 12007, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": 432.77, "cash_down_unknown": false, "lessor": "Ford Motor Credit Company", "lease_end": "2028-04-15", "overage_rate": 0.2, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 485, "eff_post_tax": 511, "total_cash_out": 8723, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 200, "low": 150, "high": 230, "basis": "national estimate, per model" }, "energy": { "monthly": 59, "kind": "ev", "rate": 3.1, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.1 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 770, "rank_all_in": 770, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 13860, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 179, "id": "board-821b643b46" } }, { "id": "board-6aa7206d5e", "slug": "2026-subaru-outback-premium-awd-board-6aa7206d5e", "url": "/deal/2026-subaru-outback-premium-awd-board-6aa7206d5e.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Subaru&miles=7500&msrp=37158&sales_price=33156&months=36&mf=0.00024&msd=0&dp=0&dealer_fee=435&acq_fee=595&disp_fee=300&taxed_inc=0&untaxed_inc=0&rebate=0&resP=62&gov_fee=590&sales_tax=10.25&demo_mileage=0&memo=2026%20Subaru%20Outback%20Premium%20AWD&tradein=0&fin_sp=33442&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=295&lease_das=2050&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Subaru", "model": "Outback", "trim": "Premium AWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 37158.0, "payment": 295.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 360.3889, "rank_pre_tax_exact": 360.3889, "rank_payment": 295.0, "months": 36.0, "miles_yr": 7500.0, "das": 2649.0, "das_label": "due upfront", "fees_only": 2354, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 360, "eff_post_tax": 391, "total_cash_out": 12974, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 135, "high": 205, "basis": "national estimate, per model" }, "energy": { "monthly": 147, "kind": "gas", "rate": 29, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "29 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 771, "rank_all_in": 771, "rank_penalty": 0, "pct_msrp": 0.79, "pct_msrp_eff": 1.05, "lh_score": 7.9, "total": 27756, "total_pct_msrp": 74.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 180, "id": "board-821b643b46" } }, { "id": "board-394cd6f547", "slug": "2026-toyota-camry-se-hybrid-board-394cd6f547", "url": "/deal/2026-toyota-camry-se-hybrid-board-394cd6f547.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=7500&msrp=35229&sales_price=33312&months=36&mf=.00261&msd=0&dp=0&dealer_fee=175&acq_fee=1495&disp_fee=350&taxed_inc=0&untaxed_inc=0&rebate=0&resP=76&gov_fee=297.50&sales_tax=8.375&demo_mileage=0&memo=2026%20Toyota%20Camry%20SE%20(Natl)&tradein=0&fin_sp=35229&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&totalLeaseTax_radio=true&ny_tax=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=338&lease_das=3466&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "Camry", "trim": "SE (Hybrid)", "body": "Sedan", "location": "New York", "region": "US", "state": null, "state_basis": "board regions Northeast", "availability": [ "Northeast" ], "msrp": 35229.0, "payment": 338.0, "payment_tax_inclusive": false, "tax_rate": 0.08375, "tax_basis": "pre-tax, matches the calculator's pre-tax payment", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 424.8889, "rank_pre_tax_exact": 424.8889, "rank_payment": 338.0, "months": 36.0, "miles_yr": 7500.0, "das": 3466.0, "das_label": "due upfront", "fees_only": 3128, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 7, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 425, "eff_post_tax": 453, "total_cash_out": 15296, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 135, "high": 205, "basis": "national estimate, per model" }, "energy": { "monthly": 82, "kind": "hybrid", "rate": 52, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "52 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 773, "rank_all_in": 773, "rank_penalty": 0, "pct_msrp": 0.96, "pct_msrp_eff": 1.29, "lh_score": 6.5, "total": 27828, "total_pct_msrp": 79.0, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 182, "id": "board-821b643b46" } }, { "id": "board-e7ba05b54a", "slug": "2026-kia-sportage-lx-fwd-board-e7ba05b54a", "url": "/deal/2026-kia-sportage-lx-fwd-board-e7ba05b54a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=30485&sales_price=29266&months=36&mf=0.00229&msd=0&dp=0&dealer_fee=335&acq_fee=650&disp_fee=400&taxed_inc=3310&untaxed_inc=0&rebate=0&resP=62&gov_fee=558&sales_tax=10.25&demo_mileage=0&memo=2026%20Kia%20Sportage%20LX%20FWD&tradein=0&fin_sp=31469&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=299&lease_das=2313&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "Sportage", "trim": "LX FWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 30485.0, "payment": 299.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 371.5833, "rank_pre_tax_exact": 371.5833, "rank_payment": 299.0, "months": 36.0, "miles_yr": 10000.0, "das": 2912.0, "das_label": "due upfront", "fees_only": 2613, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 372, "eff_post_tax": 402, "total_cash_out": 13377, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 200, "low": 140, "high": 210, "basis": "national estimate, per model" }, "energy": { "monthly": 152, "kind": "gas", "rate": 28, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "28 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 773, "rank_all_in": 773, "rank_penalty": 0, "pct_msrp": 0.98, "pct_msrp_eff": 1.32, "lh_score": 6.3, "total": 27828, "total_pct_msrp": 91.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 182, "id": "board-821b643b46" } }, { "id": "board-aab8f5f115", "slug": "2027-kia-ev3-wind-fwd-board-aab8f5f115", "url": "/deal/2027-kia-ev3-wind-fwd-board-aab8f5f115.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=36485&sales_price=34661&months=36&mf=0.00229&msd=0&dp=0&dealer_fee=200&acq_fee=650&disp_fee=400&taxed_inc=3040&untaxed_inc=0&rebate=0&resP=63&gov_fee=850&sales_tax=11&demo_mileage=0&memo=2027%20Kia%20EV3%20Wind%20FWD&tradein=0&fin_sp=36485&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=365&lease_das=2533&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Kia", "model": "EV3", "trim": "Wind FWD", "body": "Sedan", "location": "Washington", "region": "US", "state": null, "state_basis": "board regions Northwest", "availability": [ "Northwest" ], "msrp": 36485.0, "payment": 365.0, "payment_tax_inclusive": false, "tax_rate": 0.11, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 425.2222, "rank_pre_tax_exact": 425.2222, "rank_payment": 365.0, "months": 36.0, "miles_yr": 10000.0, "das": 2533.0, "das_label": "due upfront", "fees_only": 2168, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 425, "eff_post_tax": 465, "total_cash_out": 15308, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 70, "kind": "ev", "rate": 2.6, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "2.6 mi/kWh at $0.1816/kWh", "basis": "estimate, median of all EVs (EPA)" }, "all_in": 774, "rank_all_in": 774, "rank_penalty": 0, "pct_msrp": 1.0, "pct_msrp_eff": 1.27, "lh_score": 6.5, "total": 27864, "total_pct_msrp": 76.4, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 183, "id": "board-821b643b46" } }, { "id": "board-a516e59cc6", "slug": "2026-hyundai-tucson-se-fwd-board-a516e59cc6", "url": "/deal/2026-hyundai-tucson-se-fwd-board-a516e59cc6.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=7500&msrp=31480&sales_price=29050&months=36&mf=0.0024&msd=0&dp=0&dealer_fee=540&acq_fee=650&disp_fee=400&taxed_inc=3250&untaxed_inc=0&rebate=0&resP=63&gov_fee=520&sales_tax=10.25&demo_mileage=0&memo=2026%20Hyundai%20Tucson%20SE%20FWD&tradein=0&fin_sp=28332&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=275&lease_das=2469&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Hyundai", "model": "Tucson", "trim": "SE FWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 31480.0, "payment": 275.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 352.5833, "rank_pre_tax_exact": 352.5833, "rank_payment": 275.0, "months": 36.0, "miles_yr": 7500.0, "das": 3068.0, "das_label": "due upfront", "fees_only": 2793, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 7, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 353, "eff_post_tax": 381, "total_cash_out": 12693, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 205, "low": 140, "high": 210, "basis": "national estimate, per model" }, "energy": { "monthly": 152, "kind": "gas", "rate": 28, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "28 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 776, "rank_all_in": 776, "rank_penalty": 0, "pct_msrp": 0.87, "pct_msrp_eff": 1.21, "lh_score": 6.9, "total": 27936, "total_pct_msrp": 88.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 185, "id": "board-821b643b46" } }, { "id": "board-a92f86fd80", "slug": "2026-kia-sportage-hybrid-s-awd-board-a92f86fd80", "url": "/deal/2026-kia-sportage-hybrid-s-awd-board-a92f86fd80.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=33095&sales_price=32225&months=36&mf=0.0023&msd=0&dp=0&dealer_fee=435&acq_fee=650&disp_fee=400&taxed_inc=2160&untaxed_inc=0&rebate=0&resP=67&gov_fee=559&sales_tax=10.25&demo_mileage=0&memo=2026%20Kia%20Sportage%20Hybrid%20S%20AWD&tradein=0&fin_sp=31469&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=339&lease_das=2351&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "Sportage Hybrid", "trim": "S AWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 33095.0, "payment": 339.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 411.5278, "rank_pre_tax_exact": 411.5278, "rank_payment": 339.0, "months": 36.0, "miles_yr": 10000.0, "das": 2950.0, "das_label": "due upfront", "fees_only": 2611, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 6, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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"https://www.toyota.com/southeasttoyota/deals-incentives/corollacrosshybrid_lease_c1fc0d5e-d213-4eb8-b942-3d7dc7f0a3be/?vehicles=corollacrosshybrid", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "Corolla", "trim": "Cross Hybrid SE", "body": "Unknown", "location": null, "region": "US", "state": null, "state_basis": "no state recorded", "msrp": null, "payment": 309.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 420.0833, "rank_pre_tax_exact": 420.0833, "rank_payment": 309.0, "months": 36.0, "miles_yr": 10000.0, "das": 4308.0, "das_label": "DAS", "fees_only": 3999, "seller_incentive": 0, "buyer_fee": 0, "cash_down_unknown": true, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "single-source", "tier_reimbursable": true, "note": "Read by hand on 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 429, "eff_post_tax": 463, "total_cash_out": 15440, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 140, "high": 210, "basis": "national estimate, per model" }, "energy": { "monthly": 142, "kind": "gas", "rate": 30, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "30 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 819, "rank_all_in": 819, "rank_penalty": 0, "pct_msrp": 1.06, "pct_msrp_eff": 1.37, "lh_score": 6.1, "total": 29484, "total_pct_msrp": 87.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 228, "id": "board-821b643b46" } }, { "id": "board-2fc8da5420", "slug": "2026-subaru-crosstrek-hybrid-limited-awd-board-2fc8da5420", "url": "/deal/2026-subaru-crosstrek-hybrid-limited-awd-board-2fc8da5420.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Subaru&miles=7500&msrp=37035&sales_price=33332&months=36&mf=0.00123&msd=0&dp=0&dealer_fee=435&acq_fee=595&disp_fee=300&taxed_inc=0&untaxed_inc=0&rebate=0&resP=64&gov_fee=669&sales_tax=10.25&demo_mileage=0&memo=2026%20Subaru%20Crosstrek%20Limited%20Hybrid%20AWD&tradein=0&fin_sp=37035&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=338&lease_das=2177&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Subaru", "model": "Crosstrek Hybrid", "trim": "Limited AWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 37035.0, "payment": 338.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 405.7222, "rank_pre_tax_exact": 405.7222, "rank_payment": 338.0, "months": 36.0, "miles_yr": 7500.0, "das": 2776.0, "das_label": "due upfront", "fees_only": 2438, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 8, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 406, "eff_post_tax": 440, "total_cash_out": 14606, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 195, "low": 135, "high": 205, "basis": "national estimate, per model" }, "energy": { "monthly": 147, "kind": "gas", "rate": 29, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "29 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 820, "rank_all_in": 820, "rank_penalty": 0, "pct_msrp": 0.91, "pct_msrp_eff": 1.19, "lh_score": 7.0, "total": 29520, "total_pct_msrp": 79.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 229, "id": "board-821b643b46" } }, { "id": "board-6081f1b6af", "slug": "2027-honda-hr-v-sport-2wd-cvt-board-6081f1b6af", "url": "/deal/2027-honda-hr-v-sport-2wd-cvt-board-6081f1b6af.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Honda&miles=10000&msrp=29850&sales_price=28358&months=36&mf=0.00235&msd=0&dp=0&dealer_fee=435&acq_fee=595&disp_fee=0&taxed_inc=500&untaxed_inc=0&rebate=0&resP=67&gov_fee=494&sales_tax=9.5&demo_mileage=0&memo=2027%20Honda%20HR-V%20Sport%202WD%20CVT&tradein=0&fin_sp=36049&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=331&lease_das=2032&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Honda", "model": "HR-V", "trim": "Sport 2WD CVT", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 29850.0, "payment": 331.0, "payment_tax_inclusive": false, "tax_rate": 0.095, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 394.8889, "rank_pre_tax_exact": 394.8889, "rank_payment": 331.0, "months": 36.0, "miles_yr": 10000.0, "das": 2631.0, "das_label": "due upfront", "fees_only": 2300, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 8, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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"https://calculator.leasehackr.com?make=Volkswagen&miles=10000&msrp=32924&sales_price=30198&months=36&mf=0.00146&msd=0&dp=0&dealer_fee=435&acq_fee=699&disp_fee=395&taxed_inc=700&untaxed_inc=0&rebate=0&resP=62&gov_fee=588&sales_tax=10.25&demo_mileage=0&memo=2026%20Volkswagen%20Tiguan%20S%20FWD&tradein=0&fin_sp=33224&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=325&lease_das=2269&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Volkswagen", "model": "Tiguan", "trim": "S FWD", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 32924.0, "payment": 325.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 400, "eff_post_tax": 427, "total_cash_out": 9603, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 230, "low": 160, "high": 235, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 890, "rank_all_in": 890, "rank_penalty": 0, "pct_msrp": 0.56, "pct_msrp_eff": 0.92, "lh_score": 9.1, "total": 21360, "total_pct_msrp": 45.9, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 299, "id": "board-821b643b46" } }, { "id": "board-7e2990bf00", "slug": "2026-mercedes-benz-glb-250-suv-board-7e2990bf00", "url": "/deal/2026-mercedes-benz-glb-250-suv-board-7e2990bf00.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Mercedes-Benz&miles=7500&msrp=48390&sales_price=39430&months=24&mf=0.0001&msd=0&dp=0&dealer_fee=85&acq_fee=1095&disp_fee=595&taxed_inc=0&untaxed_inc=0&rebate=0&resP=67&gov_fee=700&sales_tax=8.375&demo_mileage=0&memo=2026%20Mercedes-Benz%20GLB%20GLB%20250%20SUV&tradein=0&fin_sp=48390&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=299&lease_das=2303&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Mercedes-Benz", "model": "GLB 250", "trim": "SUV", "body": "SUV", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 48390.0, "payment": 299.0, "payment_tax_inclusive": false, "tax_rate": 0.08375, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 382.5, "rank_pre_tax_exact": 382.5, "rank_payment": 299.0, "months": 24.0, "miles_yr": 7500.0, "das": 2303.0, "das_label": "due upfront", "fees_only": 2004, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 382, "eff_post_tax": 408, "total_cash_out": 9180, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 235, "low": 165, "high": 240, "basis": "national estimate, per model" }, "energy": { "monthly": 211, "kind": "gas", "rate": 25, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "25 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 892, "rank_all_in": 892, "rank_penalty": 0, "pct_msrp": 0.62, "pct_msrp_eff": 0.84, "lh_score": 9.9, "total": 21408, "total_pct_msrp": 44.2, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 301, "id": "board-821b643b46" } }, { "id": "board-946799def2", "slug": "2026-jeep-wrangler-willys-4-door-4x4-board-946799def2", "url": "/deal/2026-jeep-wrangler-willys-4-door-4x4-board-946799def2.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Jeep&miles=10000&msrp=51710&sales_price=47444&months=42&mf=0.00104&msd=0&dp=0&dealer_fee=130&acq_fee=595&disp_fee=395&taxed_inc=2000&untaxed_inc=0&rebate=0&resP=62&gov_fee=680&sales_tax=10.25&demo_mileage=0&memo=2026%20Jeep%20Wrangler%20Willys%204%20Door%204x4&tradein=0&fin_sp=51710&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=399&lease_das=2125&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Jeep", "model": "Wrangler", "trim": "Willys 4 Door 4x4", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 51710.0, "payment": 399.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 454.3571, "rank_pre_tax_exact": 454.3571, "rank_payment": 399.0, "months": 42.0, "miles_yr": 10000.0, "das": 2724.0, "das_label": "due upfront", "fees_only": 2325, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 2, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 454, "eff_post_tax": 495, "total_cash_out": 19083, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 892, "rank_all_in": 892, "rank_penalty": 0, "pct_msrp": 0.77, "pct_msrp_eff": 0.96, "lh_score": 8.7, "total": 37464, "total_pct_msrp": 72.5, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 301, "id": "board-821b643b46" } }, { "id": "lt-488b6b8b3f", "slug": "2025-volkswagen-id-4-pro-lt-488b6b8b3f", "url": "/deal/2025-volkswagen-id-4-pro-lt-488b6b8b3f.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Volkswagen-ID4-Pro-382003", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Volkswagen", "model": "ID 4", "trim": "Pro", "body": "SUV", "location": "Santa Barbara", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 520.0, "payment_stated": 560.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 510.0, "rank_pre_tax_exact": 587.7778, "rank_payment": 560.0, "months": 18.0, "miles_yr": 12007, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 680.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Volkswagen Credit", "lease_end": "2028-05-01", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "unverified", "unverified_reason": "the seller's text states a different payment", "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 510, "eff_post_tax": 541, "total_cash_out": 9180, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 215, "low": 150, "high": 225, "basis": "national estimate, per model" }, "energy": { "monthly": 57, "kind": "ev", "rate": 3.2, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.2 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 813, "rank_all_in": 893, "rank_penalty": 80, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 14634, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 302, "id": "board-821b643b46" } }, { "id": "lt-d64d32ea7c", "slug": "2026-mini-cooper-convertible-lt-d64d32ea7c", "url": "/deal/2026-mini-cooper-convertible-lt-d64d32ea7c.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2026-MINI-Cooper-Convertible-385951", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2026", "make": "MINI", "model": "Cooper", "trim": "Convertible", "body": "Convertible", "location": "Los Angeles", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 445.86, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 404.6383, "rank_pre_tax_exact": 404.6383, "rank_payment": 445.86, "months": 35.0, "miles_yr": 7915, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 1942.76, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "MINI Financial Services", "lease_end": "2029-09-01", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 405, "eff_post_tax": 431, "total_cash_out": 14162, "tier_monthly": 85, "tier_kind": "overage", "tier_note": "4,085 miles a year at $0.25/mile, fixed cap", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 894, "rank_all_in": 894, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 31290, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 303, "id": "board-821b643b46" } }, { "id": "board-94dbfa8efd", "slug": "2026-subaru-forester-hybrid-premium-awd-board-94dbfa8efd", "url": "/deal/2026-subaru-forester-hybrid-premium-awd-board-94dbfa8efd.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Subaru&miles=7500&msrp=40571&sales_price=36364&months=36&mf=0.00129&msd=0&dp=0&dealer_fee=435&acq_fee=595&disp_fee=300&taxed_inc=0&untaxed_inc=0&rebate=0&resP=64&gov_fee=692&sales_tax=10.25&demo_mileage=0&memo=2026%20Subaru%20Forester%20Sport%20Hybrid%20AWD&tradein=0&fin_sp=35861&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=369&lease_das=2235&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Subaru", "model": "Forester Hybrid", "trim": "Premium AWD", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 40571.0, "payment": 369.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 437.4722, "rank_pre_tax_exact": 437.4722, "rank_payment": 369.0, "months": 36.0, "miles_yr": 7500.0, "das": 2834.0, "das_label": "due upfront", "fees_only": 2465, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 437, "eff_post_tax": 475, "total_cash_out": 15749, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 164, "kind": "hybrid", "rate": 26, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "26 mpg at $4.269/gal", "basis": "estimate, median of all hybrids (EPA)" }, "all_in": 897, "rank_all_in": 897, "rank_penalty": 0, "pct_msrp": 0.91, "pct_msrp_eff": 1.17, "lh_score": 7.1, "total": 32292, "total_pct_msrp": 79.6, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 306, "id": "board-821b643b46" } }, { "id": "board-01b9d41bdb", "slug": "2027-hyundai-palisade-sel-7p-fwd-board-01b9d41bdb", "url": "/deal/2027-hyundai-palisade-sel-7p-fwd-board-01b9d41bdb.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=10000&msrp=44825&sales_price=40825&months=36&mf=0.00236&msd=0&dp=0&dealer_fee=1198&acq_fee=650&disp_fee=400&taxed_inc=0&untaxed_inc=0&rebate=0&resP=72&gov_fee=448&sales_tax=6.5&demo_mileage=0&memo=2027%20Hyundai%20Palisade%20SEL%207P%20FWD&tradein=0&fin_sp=44825&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=410&lease_das=2853&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Hyundai", "model": "Palisade", "trim": "SEL 7P FWD", "body": "Sedan", "location": "Florida", "region": "US", "state": null, "state_basis": "board regions South", "availability": [ "South" ], "msrp": 44825.0, "payment": 410.0, "payment_tax_inclusive": false, "tax_rate": 0.065, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 477.8611, "rank_pre_tax_exact": 477.8611, "rank_payment": 410.0, "months": 36.0, "miles_yr": 10000.0, "das": 2853.0, "das_label": "due upfront", "fees_only": 2443, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 4, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 478, "eff_post_tax": 505, "total_cash_out": 17203, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 902, "rank_all_in": 902, "rank_penalty": 0, "pct_msrp": 0.91, "pct_msrp_eff": 1.13, "lh_score": 7.4, "total": 32472, "total_pct_msrp": 72.4, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 311, "id": "board-821b643b46" } }, { "id": "board-f384416b6a", "slug": "2025-chevrolet-blazer-ev-awd-4dr-lt-previous-courtesy-vehicle-board-f384416b6a", "url": "/deal/2025-chevrolet-blazer-ev-awd-4dr-lt-previous-courtesy-vehicle-board-f384416b6a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Chevrolet&miles=10000&msrp=53280&sales_price=46780&months=36&mf=0.00328&msd=0&dp=0&dealer_fee=299&acq_fee=0&disp_fee=395&taxed_inc=3000&untaxed_inc=0&rebate=0&resP=60&gov_fee=16.5&sales_tax=2&demo_mileage=0&memo=VIN-redacted_Stk-redacted_Desc-25_Blazer_EV_AWD_4LT_Black_Evotex_Black_EV_EV_Dual_Charge_Cord_Comfort_and_Convenience_Pkg_Roof&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=577&lease_das=970&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2025", "make": "Chevrolet", "model": "Blazer EV", "trim": "AWD 4dr LT - Previous Courtesy Vehicle", "body": "SUV", "location": "Alabama", "region": "US", "state": null, "state_basis": "board regions Mid-Atlantic, Northeast, South", "availability": [ "Mid-Atlantic", "Northeast", "South" ], "msrp": 53280.0, "payment": 577.0, "payment_tax_inclusive": false, "tax_rate": 0.02, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 587.9167, "rank_pre_tax_exact": 587.9167, "rank_payment": 577.0, "months": 36.0, "miles_yr": 10000.0, "das": 970.0, "das_label": "due upfront", "fees_only": 393, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 1, "expiry": "2026-11-04", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 516, "eff_post_tax": 557, "total_cash_out": 18566, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 954, "rank_all_in": 954, "rank_penalty": 0, "pct_msrp": 1.21, "pct_msrp_eff": 1.42, "lh_score": 5.9, "total": 34344, "total_pct_msrp": 87.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 363, "id": "board-821b643b46" } }, { "id": "board-8f81cb64c0", "slug": "2027-hyundai-ioniq-5-sel-rwd-board-8f81cb64c0", "url": "/deal/2027-hyundai-ioniq-5-sel-rwd-board-8f81cb64c0.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Hyundai&miles=7500&lock=true&msrp=42195&sales_price=41195&months=24&mf=.00224&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=70&gov_fee=598&sales_tax=8.625&demo_mileage=0&memo=2027%2BHyundai%2BIONIQ%2B5%2BSEL%2BRWD&tradein=0&fin_sp=42195&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&dealerFee_check=false&pretax_monPmt=534&lease_das=2100", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL RWD", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 42195.0, "payment": 534.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 599.25, "rank_pre_tax_exact": 599.25, "rank_payment": 534.0, "months": 24.0, "miles_yr": 7500.0, "das": 2100.0, "das_label": "due upfront", "fees_only": 1566, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 599, "eff_post_tax": 645, "total_cash_out": 14382, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 225, "basis": "national estimate, per model" }, "energy": { "monthly": 52, "kind": "ev", "rate": 3.5, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.5 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 955, "rank_all_in": 955, "rank_penalty": 0, "pct_msrp": 1.27, "pct_msrp_eff": 1.53, "lh_score": 5.5, "total": 22920, "total_pct_msrp": 54.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 364, "id": "board-821b643b46" } }, { "id": "board-3bed23f3b7", "slug": "2026-kia-sorento-hybrid-x-line-sx-prestige-awd-board-3bed23f3b7", "url": "/deal/2026-kia-sorento-hybrid-x-line-sx-prestige-awd-board-3bed23f3b7.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=49030&sales_price=45757&months=36&mf=0.0023&msd=0&dp=0&dealer_fee=0&acq_fee=650&disp_fee=400&taxed_inc=2570&untaxed_inc=0&rebate=0&resP=64&gov_fee=787&sales_tax=8.625&demo_mileage=0&memo=2026%20Kia%20Sorento%20Hybrid%20X-Line%20SX%20Prestige%20AWD&tradein=0&fin_sp=48780&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=499&lease_das=2257&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "Sorento Hybrid", "trim": "X-Line SX Prestige AWD", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 49030.0, "payment": 499.0, "payment_tax_inclusive": false, "tax_rate": 0.08625, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 547.8333, "rank_pre_tax_exact": 547.8333, "rank_payment": 499.0, "months": 36.0, "miles_yr": 10000.0, "das": 2257.0, "das_label": "due upfront", "fees_only": 1758, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 548, "eff_post_tax": 591, "total_cash_out": 19722, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 126, "kind": "hybrid", "rate": 34, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "34 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 956, "rank_all_in": 956, "rank_penalty": 0, "pct_msrp": 1.02, "pct_msrp_eff": 1.21, "lh_score": 6.9, "total": 34416, "total_pct_msrp": 70.2, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 365, "id": "board-821b643b46" } }, { "id": "board-1caf8d870b", "slug": "2026-chevrolet-silverado-1500-2wd-crew-cab-147-rst-board-1caf8d870b", "url": "/deal/2026-chevrolet-silverado-1500-2wd-crew-cab-147-rst-board-1caf8d870b.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Chevrolet&miles=10000&msrp=51005&sales_price=44505&months=36&mf=0.00197083&msd=0&dp=0&dealer_fee=299&acq_fee=0&disp_fee=395&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=62&gov_fee=950&sales_tax=8.75&demo_mileage=0&memo=2026%20Chevrolet%20Silverado%201500%202WD%20Crew%20Cab%20147%22%20RST&tradein=0&fin_sp=51005&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&dealerFee_check=false&pretax_monPmt=487&lease_das=1567&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Chevrolet", "model": "Silverado 1500", "trim": "2WD Crew Cab 147\" RST", "body": "Truck", "location": "California - San Diego", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 51005.0, "payment": 487.0, "payment_tax_inclusive": false, "tax_rate": 0.0875, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 517.0, "rank_pre_tax_exact": 517.0, "rank_payment": 487.0, "months": 36.0, "miles_yr": 10000.0, "das": 1567.0, "das_label": "due upfront", "fees_only": 1080, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 5, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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"source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Jeep&miles=10000&msrp=67045&sales_price=59838&months=42&mf=0.00141&msd=0&dp=0&dealer_fee=149&acq_fee=595&disp_fee=395&taxed_inc=2000&untaxed_inc=0&rebate=0&resP=65&gov_fee=699&sales_tax=10.25&demo_mileage=0&memo=2026%20Jeep%20Wrangler%20Rubicon%20X%204%20Door%204x4&tradein=0&fin_sp=67045&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=482&lease_das=2256&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Jeep", "model": "Wrangler", "trim": "Rubicon X 4 Door 4x4", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 67045.0, "payment": 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 510, "eff_post_tax": 556, "total_cash_out": 19898, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 150, "high": 245, "basis": "national estimate, per model" }, "energy": { "monthly": 170, "kind": "gas", "rate": 31, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "31 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1004, "rank_all_in": 1004, "rank_penalty": 0, "pct_msrp": 0.84, "pct_msrp_eff": 1.06, "lh_score": 7.9, "total": 39156, "total_pct_msrp": 74.5, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 413, "id": "board-821b643b46" } }, { "id": "board-02c3f6b98a", "slug": "2026-bmw-x1-xdrive28i-board-02c3f6b98a", "url": "/deal/2026-bmw-x1-xdrive28i-board-02c3f6b98a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=BMW&miles=7500&msrp=45400&sales_price=40498&months=39&mf=0.0017&msd=0&dp=0&dealer_fee=85&acq_fee=925&disp_fee=495&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=57&gov_fee=550&sales_tax=9.75&demo_mileage=0&memo=2026%20BMW%20X1%20xDrive28i%20Sports%20Activity%20Vehicle&tradein=0&fin_sp=54500&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=460&lease_das=2261&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X1", "trim": "xDrive28i", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 45400.0, "payment": 460.0, "payment_tax_inclusive": false, "tax_rate": 0.0975, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 524.1026, "rank_pre_tax_exact": 524.1026, "rank_payment": 460.0, "months": 39.0, "miles_yr": 7500.0, "das": 2960.0, "das_label": "due upfront", "fees_only": 2500, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 1, "expiry": "2026-11-01", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 508, "eff_post_tax": 544, "total_cash_out": 12195, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 165, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1017, "rank_all_in": 1017, "rank_penalty": 0, "pct_msrp": 0.74, "pct_msrp_eff": 1.01, "lh_score": 8.3, "total": 24408, "total_pct_msrp": 45.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 426, "id": "board-821b643b46" } }, { "id": "board-9d868f632a", "slug": "2026-chevrolet-blazer-fwd-3lt-leather-midnight-sport-edition-board-9d868f632a", "url": "/deal/2026-chevrolet-blazer-fwd-3lt-leather-midnight-sport-edition-board-9d868f632a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Chevrolet&miles=10000&msrp=43130&sales_price=38700&months=36&mf=0.00302&msd=0&dp=0&dealer_fee=299&acq_fee=0&disp_fee=395&taxed_inc=0&untaxed_inc=0&rebate=0&resP=58&gov_fee=16.5&sales_tax=2&demo_mileage=0&memo=VIN-redacted_Stk-redacted_Desc-26_Blazer_FWD_3LT_Sterling_Grey_Metallic_Black_Leather_4_cyl_2.0_9-speed_AT_Midnight%2FSport_Edition_Black_Roof&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=573&lease_das=905&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Chevrolet", "model": "Blazer", "trim": "FWD 3LT Leather - Midnight/Sport Edition", "body": "SUV", "location": "Alabama", "region": "US", "state": null, "state_basis": "board regions Mid-Atlantic, Northeast, South", "availability": [ "Mid-Atlantic", "Northeast", "South" ], "msrp": 43130.0, "payment": 573.0, "payment_tax_inclusive": false, "tax_rate": 0.02, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 582.2222, "rank_pre_tax_exact": 582.2222, "rank_payment": 573.0, "months": 36.0, "miles_yr": 10000.0, "das": 905.0, "das_label": "due upfront", "fees_only": 332, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 2, "expiry": "2026-11-04", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 582, "eff_post_tax": 594, "total_cash_out": 20960, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 225, "basis": "national estimate, per model" }, "energy": { "monthly": 186, "kind": "gas", "rate": 23, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "23 mpg at $4.269/gal", "basis": "estimate, per model" }, "all_in": 1019, "rank_all_in": 1019, "rank_penalty": 0, "pct_msrp": 1.33, "pct_msrp_eff": 1.38, "lh_score": 6.1, "total": 36684, "total_pct_msrp": 85.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 428, "id": "board-821b643b46" } }, { "id": "lt-38c64aefb4", "slug": "2025-toyota-rav4-le-hybrid-lt-38c64aefb4", "url": "/deal/2025-toyota-rav4-le-hybrid-lt-38c64aefb4.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Toyota-Rav4-LE-Hybrid-384002", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Toyota", "model": "Rav4", "trim": "LE Hybrid", "body": "SUV", "location": "Downey", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 387.61, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 554.2767, "rank_pre_tax_exact": 554.2767, "rank_payment": 387.61, "months": 21.0, "miles_yr": 7331, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": 3000.0, "cash_down_unknown": false, "lessor": "Toyota Financial Services", "lease_end": "2028-07-09", "overage_rate": 0.15, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 554, "eff_post_tax": 578, "total_cash_out": 11640, "tier_monthly": 58, "tier_kind": "overage", "tier_note": "4,669 miles a year at $0.15/mile, fixed cap", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 164, "kind": "hybrid", "rate": 26, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "26 mpg at $4.269/gal", "basis": "estimate, median of all hybrids (EPA)" }, "all_in": 1020, "rank_all_in": 1020, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 21420, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 429, "id": "board-821b643b46" } }, { "id": "board-32548da2c9", "slug": "2026-ram-1500-big-horn-4x4-crew-cab-5-7-box-board-32548da2c9", "url": "/deal/2026-ram-1500-big-horn-4x4-crew-cab-5-7-box-board-32548da2c9.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Ram&miles=10000&msrp=64075&sales_price=57027&months=39&mf=0.00081&msd=0&dp=0&dealer_fee=149&acq_fee=595&disp_fee=395&taxed_inc=4000&untaxed_inc=0&rebate=0&resP=56&gov_fee=699&sales_tax=9.75&demo_mileage=0&memo=2026%20Ram%201500%20Big%20Horn%204x4%20Crew%20Cab%205'7%22%20Box&tradein=0&fin_sp=64075&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=512&lease_das=2467&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "RAM", "model": "1500", "trim": "Big Horn 4x4 Crew Cab 5'7\" Box", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 64075.0, "payment": 512.0, "payment_tax_inclusive": false, "tax_rate": 0.0975, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 577.4872, "rank_pre_tax_exact": 577.4872, "rank_payment": 512.0, "months": 39.0, "miles_yr": 10000.0, "das": 3066.0, "das_label": "due upfront", "fees_only": 2554, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 577, "eff_post_tax": 627, "total_cash_out": 22522, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 1024, "rank_all_in": 1024, "rank_penalty": 0, "pct_msrp": 0.8, "pct_msrp_eff": 0.98, "lh_score": 8.5, "total": 39936, "total_pct_msrp": 62.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 433, "id": "board-821b643b46" } }, { "id": "board-4a0b1922dd", "slug": "2026-lexus-nx-350-awd-board-4a0b1922dd", "url": "/deal/2026-lexus-nx-350-awd-board-4a0b1922dd.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Lexus&miles=7500&msrp=49140&sales_price=43759&months=27&mf=0.002&msd=0&dp=0&dealer_fee=435&acq_fee=795&disp_fee=350&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=74&gov_fee=719&sales_tax=10.25&demo_mileage=0&memo=2026%20Lexus%20NX%20NX%20350%20AWD&tradein=0&fin_sp=45235&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=395&lease_das=2613&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Lexus", "model": "NX 350", "trim": "AWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 49140.0, "payment": 395.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 499.3333, "rank_pre_tax_exact": 499.3333, "rank_payment": 395.0, "months": 27.0, "miles_yr": 7500.0, "das": 3212.0, "das_label": "due upfront", "fees_only": 2817, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 6, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 499, "eff_post_tax": 540, "total_cash_out": 13482, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 235, "low": 160, "high": 240, "basis": "national estimate, per model" }, "energy": { "monthly": 211, "kind": "gas", "rate": 25, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "25 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1024, "rank_all_in": 1024, "rank_penalty": 0, "pct_msrp": 0.8, "pct_msrp_eff": 1.1, "lh_score": 7.6, "total": 27648, "total_pct_msrp": 56.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 433, "id": "board-821b643b46" } }, { "id": "board-658846c58f", "slug": "2026-genesis-g70-2-5t-rwd-board-658846c58f", "url": "/deal/2026-genesis-g70-2-5t-rwd-board-658846c58f.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Genesis&miles=7500&msrp=45200&sales_price=41494&months=24&mf=0.00213&msd=0&dp=0&dealer_fee=1698&acq_fee=750&disp_fee=495&taxed_inc=8500&untaxed_inc=0&rebate=0&resP=63&gov_fee=500&sales_tax=7&demo_mileage=0&memo=2026GENESISG704D%20SEDAN%202.5T%20AUTO&tradein=0&fin_sp=0&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=319&lease_das=4056&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Genesis", "model": "G70", "trim": "2.5T RWD", "body": "Sedan", "location": "Florida", "region": "US", "state": null, "state_basis": "board regions South", "availability": [ "South" ], "msrp": 45200.0, "payment": 319.0, "payment_tax_inclusive": false, "tax_rate": 0.07, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 503.8333, "rank_pre_tax_exact": 503.8333, "rank_payment": 319.0, "months": 24.0, "miles_yr": 7500.0, "das": 4755.0, "das_label": "due upfront", "fees_only": 4436, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 504, "eff_post_tax": 526, "total_cash_out": 12092, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 170, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 220, "kind": "gas", "rate": 24, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "24 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1024, "rank_all_in": 1024, "rank_penalty": 0, "pct_msrp": 0.71, "pct_msrp_eff": 1.16, "lh_score": 7.2, "total": 24576, "total_pct_msrp": 54.4, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 433, "id": "board-821b643b46" } }, { "id": "lt-a66fe59290", "slug": "2025-mercedes-benz-c300-4matic-sedan-lt-a66fe59290", "url": "/deal/2025-mercedes-benz-c300-4matic-sedan-lt-a66fe59290.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2025-Mercedes-Benz-C300-4MATIC-Sedan-387288", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2025", "make": "Mercedes-Benz", "model": "C300", "trim": "4MATIC Sedan", "body": "Sedan", "location": "Thousand Oaks", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 484.91, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 518.2442, "rank_pre_tax_exact": 526.5767, "rank_payment": 484.91, "months": 12.0, "miles_yr": 10179, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 99.99, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Mercedes Benz Financial", "lease_end": "2027-10-15", "overage_rate": 0.25, "overage_assumed": true, "liveness": "live", "verification": "unverified", "unverified_reason": "the seller wrote no description", "tier_reimbursable": false, "note": "Transfer fee assumed at $500. Confirm with the lessor, not the seller.", "eff_pre_tax": 518, "eff_post_tax": 547, "total_cash_out": 6219, "tier_monthly": 38, "tier_kind": "overage", "tier_note": "1,821 miles a year at $0.25/mile, fixed cap", "insurance": { "monthly": 245, "low": 170, "high": 260, "basis": "national estimate, per model" }, "energy": { "monthly": 188, "kind": "gas", "rate": 28, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "28 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1018, "rank_all_in": 1027, "rank_penalty": 9, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 12216, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 436, "id": "board-821b643b46" } }, { "id": "board-2bf2a2ef84", "slug": "2026-kia-ev6-gt-line-awd-board-2bf2a2ef84", "url": "/deal/2026-kia-ev6-gt-line-awd-board-2bf2a2ef84.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&lock=true&msrp=55480&sales_price=52934&months=36&mf=0.00228&msd=0&dp=0&dealer_fee=85&acq_fee=650&disp_fee=400&taxed_inc=8600&untaxed_inc=0&rebate=0&resP=52&gov_fee=880&sales_tax=10.75&demo_mileage=0&memo=2026%20Kia%20EV6%20GT-Line%20AWD&tradein=0&fin_sp=55480&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=597&lease_das=3280", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Kia", "model": "EV6", "trim": "GT-Line AWD", "body": "Sedan", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 55480.0, "payment": 597.0, "payment_tax_inclusive": false, "tax_rate": 0.1075, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 671.5278, "rank_pre_tax_exact": 671.5278, "rank_payment": 597.0, "months": 36.0, "miles_yr": 10000.0, "das": 3280.0, "das_label": "due upfront", "fees_only": 2683, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 672, "eff_post_tax": 736, "total_cash_out": 24175, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 225, "low": 150, "high": 230, "basis": "national estimate, per model" }, "energy": { "monthly": 50, "kind": "ev", "rate": 3.6, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "3.6 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 1030, "rank_all_in": 1030, "rank_penalty": 0, "pct_msrp": 1.08, "pct_msrp_eff": 1.33, "lh_score": 6.3, "total": 37080, "total_pct_msrp": 66.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 439, "id": "board-821b643b46" } }, { "id": "board-732d251d3d", "slug": "2026-audi-a5-premium-2-0-tfsi-quattro-board-732d251d3d", "url": "/deal/2026-audi-a5-premium-2-0-tfsi-quattro-board-732d251d3d.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Audi&miles=7500&msrp=55600&sales_price=49406&months=36&mf=0.00045&msd=0&dp=0&dealer_fee=453&acq_fee=895&disp_fee=495&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=59&gov_fee=695&sales_tax=10.25&demo_mileage=0&memo=2026%20Audi%20A5%20Premium%202.0%20TFSI%20quattro&tradein=0&fin_sp=46337&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=428&lease_das=2909&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Audi", "model": "A5", "trim": "Premium 2.0 TFSI quattro", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 55600.0, "payment": 428.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 513.5556, "rank_pre_tax_exact": 513.5556, "rank_payment": 428.0, "months": 36.0, "miles_yr": 7500.0, "das": 3508.0, "das_label": "due upfront", "fees_only": 3080, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 20, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 514, "eff_post_tax": 557, "total_cash_out": 18488, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 165, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1030, "rank_all_in": 1030, "rank_penalty": 0, "pct_msrp": 0.77, "pct_msrp_eff": 1.0, "lh_score": 8.3, "total": 37080, "total_pct_msrp": 66.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 439, "id": "board-821b643b46" } }, { "id": "board-f0bb427a75", "slug": "2026-toyota-4runner-trd-off-road-premium-4wd-board-f0bb427a75", "url": "/deal/2026-toyota-4runner-trd-off-road-premium-4wd-board-f0bb427a75.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=7500&msrp=61663&sales_price=56113&months=36&mf=0.0026&msd=0&dp=0&dealer_fee=200&acq_fee=750&disp_fee=350&taxed_inc=0&untaxed_inc=0&rebate=0&resP=76&gov_fee=365&sales_tax=9.4&demo_mileage=0&memo=2026%20Toyota%204Runner%20TRD%20Off%20Road%20Premium%204WD%20(Natl)&tradein=0&fin_sp=61663&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=525&lease_das=1978&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "4Runner", "trim": "TRD Off Road Premium 4WD", "body": "Sedan", "location": "Washington", "region": "US", "state": null, "state_basis": "board regions Northwest", "availability": [ "Northwest" ], "msrp": 61663.0, "payment": 525.0, "payment_tax_inclusive": false, "tax_rate": 0.094, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 565.3611, "rank_pre_tax_exact": 565.3611, "rank_payment": 525.0, "months": 36.0, "miles_yr": 7500.0, "das": 1978.0, "das_label": "due upfront", "fees_only": 1453, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 4, "expiry": "2026-11-07", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 556, "eff_post_tax": 586, "total_cash_out": 21698, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 150, "high": 245, "basis": "national estimate, per model" }, "energy": { "monthly": 170, "kind": "gas", "rate": 31, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "31 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1034, "rank_all_in": 1034, "rank_penalty": 0, "pct_msrp": 0.87, "pct_msrp_eff": 1.04, "lh_score": 8.0, "total": 40326, "total_pct_msrp": 71.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 443, "id": "board-821b643b46" } }, { "id": "board-e44826f5a7", "slug": "2026-bmw-330i-m-sport-sedan-board-e44826f5a7", "url": "/deal/2026-bmw-330i-m-sport-sedan-board-e44826f5a7.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://pnd.leasehackr.com/r/California", "source_url_kind": "board page", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "330i M Sport", "trim": "Sedan", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 56465.0, "payment": 491.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "stated before tax", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 559.359, "rank_pre_tax_exact": 559.359, "rank_payment": 491.0, "months": 39.0, "miles_yr": 7500.0, "das": 3157.0, "das_label": "due upfront", "fees_only": 2666, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 617, "eff_post_tax": 678, "total_cash_out": 22211, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 164, "kind": "hybrid", "rate": 26, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "26 mpg at $4.269/gal", "basis": "estimate, median of all hybrids (EPA)" }, "all_in": 1081, "rank_all_in": 1081, "rank_penalty": 0, "pct_msrp": 1.12, "pct_msrp_eff": 1.34, "lh_score": 6.2, "total": 38916, "total_pct_msrp": 76.6, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 490, "id": "board-821b643b46" } }, { "id": "man-00f9bf527a", "slug": "2026-genesis-gv70-unknown-man-00f9bf527a", "url": "/deal/2026-genesis-gv70-unknown-man-00f9bf527a.html", "lane": "new lease", "source": "Read by hand", "source_url": "https://www.genesis.com/us/en/offers", "read_at": "2026-10-30", "year": "2026", "make": "Genesis", "model": "GV70", "trim": "unknown", "body": "Unknown", "location": null, "region": "US", "state": null, "state_basis": "no state recorded", "msrp": null, "payment": 389.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 581.0833, "rank_pre_tax_exact": 581.0833, "rank_payment": 389.0, "months": 24.0, "miles_yr": 10000.0, "das": 4999.0, "das_label": "DAS", "fees_only": 4610, "seller_incentive": 0, "buyer_fee": 0, "cash_down_unknown": true, "expiry": "2026-11-06", "overage_rate": 0.25, "liveness": "live", "verification": "single-source", "tier_reimbursable": true, "note": "Read by hand on 2026-10-30. Tax status not recorded, so tax is added here (tax assumed).", "eff_pre_tax": 581, "eff_post_tax": 604, "total_cash_out": 13946, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 175, "high": 255, "basis": "national estimate, per model" }, "energy": { "monthly": 220, "kind": "gas", "rate": 24, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "24 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1083, "rank_all_in": 1083, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 25992, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 492, "id": "board-821b643b46" } }, { "id": "board-438f6b2d4a", "slug": "2026-audi-a5-premium-2-0-tfsi-quattro-board-438f6b2d4a", "url": "/deal/2026-audi-a5-premium-2-0-tfsi-quattro-board-438f6b2d4a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Audi&miles=7500&msrp=55110&sales_price=49150&months=36&mf=0.00118&msd=0&dp=0&dealer_fee=175&acq_fee=895&disp_fee=495&taxed_inc=2500&untaxed_inc=0&rebate=0&resP=59&gov_fee=0&sales_tax=8.875&demo_mileage=0&memo=2026%20Audi%20A5%20Premium%202.0%20TFSI%20quattro&tradein=0&fin_sp=55110&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&totalLeaseTax_radio=true&ny_tax=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=486&lease_das=3426&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Audi", "model": "A5", "trim": "Premium 2.0 TFSI quattro", "body": "Sedan", "location": "New York", "region": "US", "state": null, "state_basis": "board regions Northeast", "availability": [ "Northeast" ], "msrp": 55110.0, "payment": 486.0, "payment_tax_inclusive": false, "tax_rate": 0.08875, "tax_basis": "pre-tax, matches the calculator's pre-tax payment", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 567.6667, "rank_pre_tax_exact": 567.6667, "rank_payment": 486.0, "months": 36.0, "miles_yr": 7500.0, "das": 3426.0, "das_label": "due upfront", "fees_only": 2940, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 6, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 568, "eff_post_tax": 611, "total_cash_out": 20436, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 165, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1084, "rank_all_in": 1084, "rank_penalty": 0, "pct_msrp": 0.88, "pct_msrp_eff": 1.11, "lh_score": 7.5, "total": 39024, "total_pct_msrp": 70.8, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 493, "id": "board-821b643b46" } }, { "id": "board-3c1eba4205", "slug": "2027-kia-telluride-x-line-ex-awd-board-3c1eba4205", "url": "/deal/2027-kia-telluride-x-line-ex-awd-board-3c1eba4205.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Kia&miles=10000&msrp=49580&sales_price=48464&months=36&mf=0.00243&msd=0&dp=0&dealer_fee=435&acq_fee=650&disp_fee=400&taxed_inc=0&untaxed_inc=0&rebate=0&resP=72&gov_fee=677&sales_tax=10.25&demo_mileage=0&memo=2027%20Kia%20Telluride%20X-Line%20EX%20AWD&tradein=0&fin_sp=39931&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=559&lease_das=2490&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "Kia", "model": "Telluride", "trim": "X-Line EX AWD", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 49580.0, "payment": 559.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 632.0556, "rank_pre_tax_exact": 632.0556, "rank_payment": 559.0, "months": 36.0, "miles_yr": 10000.0, "das": 3189.0, "das_label": "due upfront", "fees_only": 2630, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 5, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 592, "eff_post_tax": 643, "total_cash_out": 23074, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 210, "low": 174, "high": 247, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1086, "rank_all_in": 1086, "rank_penalty": 0, "pct_msrp": 0.94, "pct_msrp_eff": 1.14, "lh_score": 7.3, "total": 42354, "total_pct_msrp": 75.4, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 495, "id": "board-821b643b46" } }, { "id": "board-24936852e9", "slug": "2027-infiniti-qx60-luxe-awd-board-24936852e9", "url": "/deal/2027-infiniti-qx60-luxe-awd-board-24936852e9.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=INFINITI&miles=10000&msrp=61640&sales_price=53750&months=24&mf=.00122&msd=0&dp=0&dealer_fee=999&acq_fee=795&disp_fee=395&taxed_inc=2350&untaxed_inc=0&rebate=0&resP=70&gov_fee=550&sales_tax=8.875&demo_mileage=0&memo=2027%2BINFINITI%2BQX60%2BLUXE%2BAWD&tradein=0&fin_sp=62335&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&totalLeaseTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=459&lease_das=4149&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "INFINITI", "model": "QX60", "trim": "LUXE AWD", "body": "Sedan", "location": "New York", "region": "US", "state": null, "state_basis": "board regions Northeast", "availability": [ "Northeast" ], "msrp": 61640.0, "payment": 459.0, "payment_tax_inclusive": false, "tax_rate": 0.08875, "tax_basis": "pre-tax, matches the calculator's pre-tax payment", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 612.75, "rank_pre_tax_exact": 612.75, "rank_payment": 459.0, "months": 24.0, "miles_yr": 10000.0, "das": 4149.0, "das_label": "due upfront", "fees_only": 3690, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 7, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 613, "eff_post_tax": 653, "total_cash_out": 14706, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, class fallback" }, "all_in": 1087, "rank_all_in": 1087, "rank_penalty": 0, "pct_msrp": 0.74, "pct_msrp_eff": 1.06, "lh_score": 7.9, "total": 26088, "total_pct_msrp": 42.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 496, "id": "board-821b643b46" } }, { "id": "board-abd5dcc77b", "slug": "2026-lexus-rx-350-premium-fwd-board-abd5dcc77b", "url": "/deal/2026-lexus-rx-350-premium-fwd-board-abd5dcc77b.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Lexus&miles=7500&msrp=57800&sales_price=50000&months=36&mf=0.00225&msd=0&dp=0&dealer_fee=340&acq_fee=795&disp_fee=350&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=68&gov_fee=767&sales_tax=9.5&demo_mileage=0&memo=2026%20Lexus%20RX%20RX%20350%20Premium%20FWD&tradein=0&fin_sp=48540&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=468&lease_das=2617&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Lexus", "model": "RX 350", "trim": "Premium FWD", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 57800.0, "payment": 468.0, "payment_tax_inclusive": false, "tax_rate": 0.095, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 547.1111, "rank_pre_tax_exact": 547.1111, "rank_payment": 468.0, "months": 36.0, "miles_yr": 7500.0, "das": 3316.0, "das_label": "due upfront", "fees_only": 2848, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 2, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 547, "eff_post_tax": 592, "total_cash_out": 19696, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 170, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 220, "kind": "gas", "rate": 24, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "24 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1090, "rank_all_in": 1090, "rank_penalty": 0, "pct_msrp": 0.81, "pct_msrp_eff": 1.02, "lh_score": 8.1, "total": 39240, "total_pct_msrp": 67.9, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 499, "id": "board-821b643b46" } }, { "id": "board-3ae2885257", "slug": "2026-bmw-x3-30-xdrive-socal-edition-with-m-sport-board-3ae2885257", "url": "/deal/2026-bmw-x3-30-xdrive-socal-edition-with-m-sport-board-3ae2885257.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://pnd.leasehackr.com/r/California", "source_url_kind": "board page", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X3", "trim": "30 xDrive - SoCal Edition with M Sport", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 57800.0, "payment": 544.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "stated before tax", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 616.3846, "rank_pre_tax_exact": 616.3846, "rank_payment": 544.0, "months": 39.0, "miles_yr": 7500.0, "das": 3367.0, "das_label": "due upfront", "fees_only": 2823, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 7, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 616, "eff_post_tax": 649, "total_cash_out": 24039, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 210, "low": 174, "high": 247, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1092, "rank_all_in": 1092, "rank_penalty": 0, "pct_msrp": 0.94, "pct_msrp_eff": 1.12, "lh_score": 7.4, "total": 42588, "total_pct_msrp": 73.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 501, "id": "board-821b643b46" } }, { "id": "board-77e35a4dfb", "slug": "2026-bmw-x3-30-xdrive-socal-edition-with-m-sport-board-77e35a4dfb", "url": "/deal/2026-bmw-x3-30-xdrive-socal-edition-with-m-sport-board-77e35a4dfb.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://pnd.leasehackr.com/r/California", "source_url_kind": "board page", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X3", "trim": "30 xDrive - SoCal Edition with M Sport", "body": "SUV", "location": "California - San Diego", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 57800.0, "payment": 544.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "stated before tax", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 616.3846, "rank_pre_tax_exact": 616.3846, "rank_payment": 544.0, "months": 39.0, "miles_yr": 7500.0, "das": 3367.0, "das_label": "due upfront", "fees_only": 2823, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 6, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 558, "eff_post_tax": 603, "total_cash_out": 13383, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 180, "high": 260, "basis": "national estimate, per model" }, "energy": { "monthly": 211, "kind": "gas", "rate": 25, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "25 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1092, "rank_all_in": 1092, "rank_penalty": 0, "pct_msrp": 0.87, "pct_msrp_eff": 1.09, "lh_score": 7.6, "total": 26208, "total_pct_msrp": 47.5, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 501, "id": "board-821b643b46" } }, { "id": "lt-426be918f7", "slug": "2024-bmw-i5-edrive40-lt-426be918f7", "url": "/deal/2024-bmw-i5-edrive40-lt-426be918f7.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2024-BMW-I5-eDrive40-385065", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2024", "make": "BMW", "model": "I5", "trim": "eDrive40", "body": "Sedan", "location": "W Menlo Park", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 682.0, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 737.5556, "rank_pre_tax_exact": 737.5556, "rank_payment": 682.0, "months": 9.0, "miles_yr": 19500, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "BMW Financial Services", "lease_end": "2027-07-15", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. 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"https://www.toyota.com/southeasttoyota/deals-incentives/tundrahybrid_lease_b195e900-14d1-48be-bb30-aa9ed73a8ea0/?vehicles=tundrahybrid", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "Tundra", "trim": "i-FORCE MAX Limited", "body": "Unknown", "location": null, "region": "US", "state": null, "state_basis": "no state recorded", "msrp": null, "payment": 549.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 687.8611, "rank_pre_tax_exact": 687.8611, "rank_payment": 549.0, "months": 36.0, "miles_yr": 10000.0, "das": 5548.0, "das_label": "DAS", "fees_only": 4999, "seller_incentive": 0, "buyer_fee": 0, "cash_down_unknown": true, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "single-source", "tier_reimbursable": true, "note": "Read by hand on 2026-10-30.", 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Tax status not recorded, so tax is added here (tax assumed).", "eff_pre_tax": 619, "eff_post_tax": 645, "total_cash_out": 14866, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 170, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 220, "kind": "gas", "rate": 24, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "24 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1124, "rank_all_in": 1124, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 26976, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 533, "id": "board-821b643b46" } }, { "id": "board-ad1f0f2c3d", "slug": "2026-toyota-tundra-4wd-1794-edition-crewmax-5-5-bed-board-ad1f0f2c3d", "url": "/deal/2026-toyota-tundra-4wd-1794-edition-crewmax-5-5-bed-board-ad1f0f2c3d.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Toyota&miles=10000&msrp=76490&sales_price=67490&months=36&mf=0.00141&msd=0&dp=0&dealer_fee=122&acq_fee=750&disp_fee=350&taxed_inc=0&untaxed_inc=0&rebate=0&resP=67&gov_fee=971.75&sales_tax=8.75&demo_mileage=0&memo=2026%20Toyota%20Tundra%204WD%201794%20Edition%20CrewMax%205.5'%20Bed%20(Natl)&tradein=0&fin_sp=72105&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=619&lease_das=2593&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "Toyota", "model": "Tundra 4WD", "trim": "1794 Edition CrewMax 5.5' Bed", "body": "Sedan", "location": "California - San Diego", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 76490.0, "payment": 619.0, "payment_tax_inclusive": false, "tax_rate": 0.0875, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 673.8333, "rank_pre_tax_exact": 673.8333, "rank_payment": 619.0, "months": 36.0, "miles_yr": 10000.0, "das": 2593.0, "das_label": "due upfront", "fees_only": 1974, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 1, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 674, "eff_post_tax": 728, "total_cash_out": 24258, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 1125, "rank_all_in": 1125, "rank_penalty": 0, "pct_msrp": 0.81, "pct_msrp_eff": 0.95, "lh_score": 8.8, "total": 40500, "total_pct_msrp": 52.9, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 534, "id": "board-821b643b46" } }, { "id": "board-14b9479469", "slug": "2026-bmw-x3-30-xdrive-premium-package-board-14b9479469", "url": "/deal/2026-bmw-x3-30-xdrive-premium-package-board-14b9479469.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://pnd.leasehackr.com/r/California", "source_url_kind": "board page", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X3", "trim": "30 xDrive (Premium Package)", "body": "SUV", "location": "Northern California", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 58450.0, "payment": 578.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "stated before tax", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 647.8462, "rank_pre_tax_exact": 647.8462, "rank_payment": 578.0, "months": 39.0, "miles_yr": 7500.0, "das": 3302.0, "das_label": "due upfront", "fees_only": 2724, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 9, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 737, "eff_post_tax": 751, "total_cash_out": 26518, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 158, "kind": "gas", "rate": 27, "price": 4.269, "grade": "regular", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $4.269/gal", "basis": "estimate, class fallback" }, "all_in": 1148, "rank_all_in": 1148, "rank_penalty": 0, "pct_msrp": 1.06, "pct_msrp_eff": 1.1, "lh_score": 7.6, "total": 41328, "total_pct_msrp": 60.4, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 557, "id": "board-821b643b46" } }, { "id": "board-b004c71941", "slug": "2025-mercedes-benz-sprinter-cargo-van-2500-standard-roof-courtes-board-b004c71941", "url": "/deal/2025-mercedes-benz-sprinter-cargo-van-2500-standard-roof-courtes-board-b004c71941.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=Mercedes-Benz&miles=7500&msrp=60668&sales_price=45990&months=48&mf=.00295&msd=0&dp=0&dealer_fee=200&acq_fee=495&disp_fee=595&taxed_inc=0&untaxed_inc=0&rebate=0&resP=44&gov_fee=352.50&sales_tax=9.4&demo_mileage=0&memo=2025%20Mercedes-Benz%20Sprinter%20Cargo%20Van%202500%20Standard%20Roof%20I4%20Diesel%20144%22%20RWD&tradein=0&fin_sp=60668&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=616&lease_das=1787&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2025", "make": "Mercedes-Benz", "model": "Sprinter Cargo Van", "trim": "2500 Standard Roof - Courtesy Vehicle", "body": "Sedan", "location": "Washington", "region": "US", "state": null, "state_basis": "board regions Northwest", "availability": [ "Northwest" ], "msrp": 60668.0, "payment": 616.0, "payment_tax_inclusive": false, "tax_rate": 0.094, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 640.3958, "rank_pre_tax_exact": 640.3958, "rank_payment": 616.0, "months": 48.0, "miles_yr": 7500.0, "das": 1787.0, "das_label": "due upfront", "fees_only": 1171, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 1, "expiry": "2026-10-31", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Cash into a lease is the trap, so it ranks on the full number.", "eff_pre_tax": 786, "eff_post_tax": 831, "total_cash_out": 11010, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 255, "low": 195, "high": 310, "basis": "national estimate, per model" }, "energy": { "monthly": 65, "kind": "ev", "rate": 2.8, "price": 0.1816, "grade": "electricity", "price_basis": "EIA U.S. residential average, August 2026 (read 2026-10-30)", "detail": "2.8 mi/kWh at $0.1816/kWh", "basis": "estimate, per model" }, "all_in": 1151, "rank_all_in": 1151, "rank_penalty": 0, "pct_msrp": 0.64, "pct_msrp_eff": 1.15, "lh_score": 7.2, "total": 16114, "total_pct_msrp": 22.3, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 560, "id": "board-821b643b46" } }, { "id": "man-c8b52d02cb", "slug": "2024-ford-f-150-xlt-man-c8b52d02cb", "url": "/deal/2024-ford-f-150-xlt-man-c8b52d02cb.html", "lane": "take-over", "source": "Read by hand", "source_url": "https://www.swapalease.com/lease/details/2024-Ford-F-150.aspx?salid=1706957", "read_at": "2026-10-30", "year": "2024", "make": "Ford", "model": "F 150", "trim": "XLT", "body": "Unknown", "location": "OH", "region": "US", "state": "OH", "state_basis": "hand-read state column", "msrp": null, "payment": 697.95, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 731.2833, "rank_pre_tax_exact": 731.2833, "rank_payment": 697.95, "months": 15.0, "miles_yr": 17872.0, "das": 0.0, "das_label": "DAS", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "expiry": "2026-11-06", "overage_rate": 0.25, "liveness": "live", "verification": "single-source", "tier_reimbursable": false, "note": "Read by hand on 2026-10-30. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 626, "eff_post_tax": 673, "total_cash_out": 22518, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 175, "high": 255, "basis": "national estimate, per model" }, "energy": { "monthly": 211, "kind": "gas", "rate": 25, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "25 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1162, "rank_all_in": 1162, "rank_penalty": 0, "pct_msrp": 0.91, "pct_msrp_eff": 1.14, "lh_score": 7.3, "total": 41832, "total_pct_msrp": 71.1, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 571, "id": "board-821b643b46" } }, { "id": "board-8961df7164", "slug": "2026-bmw-x3-xdrive30i-board-8961df7164", "url": "/deal/2026-bmw-x3-xdrive30i-board-8961df7164.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=BMW&miles=7500&lock=true&msrp=59050&sales_price=52849&months=39&mf=.00170&msd=0&dp=0&dealer_fee=699&acq_fee=925&disp_fee=495&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=58&gov_fee=550&sales_tax=7&demo_mileage=0&memo=2026%2BX3%2BxDrive30i&tradein=0&fin_sp=52849&fin_taxed_fee=699&fin_untaxed_fee=800&fin_term=72&fin_apr=1.99&fin_dp=6000&fin_rebate=0&fin_ps_rebate=0&fin_tax=7&keep_term=39&exp_rv=34249&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&fees_untaxed=true&lease_result_mode=true&pretax_monPmt=598&lease_das=2997", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X3", "trim": "xDrive30i", "body": "SUV", "location": "Florida", "region": "US", "state": null, "state_basis": "board regions South", "availability": [ "South" ], "msrp": 59050.0, "payment": 598.0, "payment_tax_inclusive": false, "tax_rate": 0.07, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 677.4359, "rank_pre_tax_exact": 677.4359, "rank_payment": 598.0, "months": 39.0, "miles_yr": 7500.0, "das": 3696.0, "das_label": "due upfront", "fees_only": 3098, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 20, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 677, "eff_post_tax": 719, "total_cash_out": 26420, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 210, "low": 174, "high": 247, "basis": "national estimate, per model" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1162, "rank_all_in": 1162, "rank_penalty": 0, "pct_msrp": 1.01, "pct_msrp_eff": 1.22, "lh_score": 6.8, "total": 45318, "total_pct_msrp": 76.7, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 571, "id": "board-821b643b46" } }, { "id": "board-b623755239", "slug": "2027-infiniti-qx60-luxe-fwd-board-b623755239", "url": "/deal/2027-infiniti-qx60-luxe-fwd-board-b623755239.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=INFINITI&miles=10000&msrp=60235&sales_price=52200&months=24&mf=0.00149&msd=0&dp=0&dealer_fee=455&acq_fee=795&disp_fee=395&taxed_inc=0&untaxed_inc=0&rebate=0&resP=70&gov_fee=826&sales_tax=9.75&demo_mileage=0&memo=2027%20INFINITI%20QX60%20LUXE%20FWD&tradein=0&fin_sp=52661&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=1.85&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=9&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=559&lease_das=2811&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2027", "make": "INFINITI", "model": "QX60", "trim": "LUXE FWD", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 60235.0, "payment": 559.0, "payment_tax_inclusive": false, "tax_rate": 0.0975, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 677.7917, "rank_pre_tax_exact": 677.7917, "rank_payment": 559.0, "months": 24.0, "miles_yr": 10000.0, "das": 3410.0, "das_label": "due upfront", "fees_only": 2851, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 10, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 678, "eff_post_tax": 732, "total_cash_out": 16267, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, class fallback" }, "all_in": 1166, "rank_all_in": 1166, "rank_penalty": 0, "pct_msrp": 0.93, "pct_msrp_eff": 1.22, "lh_score": 6.9, "total": 27984, "total_pct_msrp": 46.5, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 575, "id": "board-821b643b46" } }, { "id": "board-7448d8824d", "slug": "2026-bmw-x3-xdrive30i-board-7448d8824d", "url": "/deal/2026-bmw-x3-xdrive30i-board-7448d8824d.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=BMW&miles=10000&lock=true&msrp=58750&sales_price=52877&months=39&mf=.00170&msd=0&dp=0&dealer_fee=399&acq_fee=925&disp_fee=495&taxed_inc=1000&untaxed_inc=0&rebate=0&resP=57&gov_fee=600&sales_tax=8.5&demo_mileage=0&memo=2026%2BX3%2BxDrive30i%0A&tradein=0&fin_sp=52877&fin_taxed_fee=399&fin_untaxed_fee=600&fin_term=72&fin_apr=1.99&fin_dp=6000&fin_rebate=0&fin_ps_rebate=0&fin_tax=8.5&keep_term=39&exp_rv=33487.5&service_fee=699&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&fees_untaxed=true&lease_result_mode=true&pretax_monPmt=617&lease_das=2791", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "BMW", "model": "X3", "trim": "xDrive30i", "body": "SUV", "location": "Illinois", "region": "US", "state": null, "state_basis": "board regions Midwest", "availability": [ "Midwest" ], "msrp": 58750.0, "payment": 617.0, "payment_tax_inclusive": false, "tax_rate": 0.085, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 690.6667, "rank_pre_tax_exact": 690.6667, "rank_payment": 617.0, "months": 39.0, "miles_yr": 10000.0, "das": 3490.0, "das_label": "due upfront", "fees_only": 2873, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 16, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Due at signing is fees plus the first payment, cap reduction $0.", "eff_pre_tax": 728, "eff_post_tax": 795, "total_cash_out": 26221, "tier_monthly": 38, "tier_kind": "tier", "tier_note": "2 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 240, "low": 170, "high": 250, "basis": "national estimate, per model" }, "energy": { "monthly": 220, "kind": "gas", "rate": 24, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "24 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1293, "rank_all_in": 1293, "rank_penalty": 0, "pct_msrp": 1.04, "pct_msrp_eff": 1.27, "lh_score": 6.5, "total": 46548, "total_pct_msrp": 74.6, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 702, "id": "board-821b643b46" } }, { "id": "board-4e8f163e2a", "slug": "2026-gmc-sierra-1500-denali-4wd-crew-cab-147-denali-board-4e8f163e2a", "url": "/deal/2026-gmc-sierra-1500-denali-4wd-crew-cab-147-denali-board-4e8f163e2a.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://calculator.leasehackr.com?make=GMC&miles=10000&msrp=76375&sales_price=68554&months=36&mf=0.0015&msd=0&dp=0&dealer_fee=435&acq_fee=0&disp_fee=495&taxed_inc=0&untaxed_inc=0&rebate=0&resP=62&gov_fee=982&sales_tax=10.25&demo_mileage=0&memo=2026%20GMC%20Sierra%201500%204WD%20Crew%20Cab%20147%22%20Denali&tradein=0&fin_sp=76886&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=599&acqFee_check=true&monthlyTax_radio=true&bmw_demo_25=true&lease_result_mode=true&pretax_monPmt=763&lease_das=2303&lock=true", "source_url_kind": "calculator", "read_at": "2026-10-30", "year": "2026", "make": "GMC", "model": "Sierra 1500 Denali", "trim": "4WD Crew Cab 147\" Denali", "body": "Sedan", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 76375.0, "payment": 763.0, "payment_tax_inclusive": false, "tax_rate": 0.1025, "tax_basis": "stated before tax", "tax_assumed": false, "tax_rate_basis": "stated by the source", "tax_reprice": false, "pre_tax_exact": 822.4167, "rank_pre_tax_exact": 822.4167, "rank_payment": 763.0, "months": 36.0, "miles_yr": 10000.0, "das": 2902.0, "das_label": "due upfront", "fees_only": 2139, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 3, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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Tax status not recorded, so tax is added here (tax assumed).", "eff_pre_tax": 834, "eff_post_tax": 870, "total_cash_out": 20006, "tier_monthly": 19, "tier_kind": "tier", "tier_note": "1 step(s) of 2500 miles bought up front, estimate", "insurance": { "monthly": 220, "low": 150, "high": 260, "basis": "national estimate, class fallback" }, "energy": { "monthly": 195, "kind": "gas", "rate": 27, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "27 mpg at $5.275/gal", "basis": "estimate, class fallback" }, "all_in": 1304, "rank_all_in": 1304, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 31296, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 713, "id": "board-821b643b46" } }, { "id": "lt-9fbbbfc7ac", "slug": "2023-ford-mustang-mach-e-gt-lt-9fbbbfc7ac", "url": "/deal/2023-ford-mustang-mach-e-gt-lt-9fbbbfc7ac.html", "lane": "take-over", "source": "LeaseTrader", "source_url": "https://www.leasetrader.com/2023-Ford-MustangMach-E-GT-384152", "source_url_kind": "listing", "read_at": "2026-10-30", "year": "2023", "make": "Ford", "model": "Mustang Mach-E", "trim": "GT", "body": "SUV", "location": "Los Angeles", "region": "CA", "state": "CA", "state_basis": "LeaseTrader listing state", "msrp": null, "payment": 635.0, "payment_stated": null, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "not stated, tax added here", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 760.0, "rank_pre_tax_exact": 760.0, "rank_payment": 635.0, "months": 4.0, "miles_yr": null, "das": 0.0, "das_label": "", "fees_only": 0, "seller_incentive": 0.0, "buyer_fee": 500.0, "fee_assumed": true, "buyer_cash": null, "cash_down_unknown": true, "lessor": "Ford Motor Credit Company", "lease_end": "2027-02-26", "overage_rate": 0.25, "overage_assumed": false, "liveness": "live", "verification": "single-source", "unverified_reason": null, "tier_reimbursable": false, "note": "Transfer fee assumed at $500. 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Confirm with the lessor, not the seller.", "eff_pre_tax": 1211, "eff_post_tax": 1282, "total_cash_out": 29059, "tier_monthly": 0, "tier_kind": "covered", "tier_note": "contract covers the target", "insurance": { "monthly": 240, "low": 150, "high": 245, "basis": "national estimate, per model" }, "energy": { "monthly": 170, "kind": "gas", "rate": 31, "price": 5.275, "grade": "premium", "price_basis": "EIA U.S. average, week of 2026-10-26 (read 2026-10-30)", "detail": "31 mpg at $5.275/gal", "basis": "estimate, per model" }, "all_in": 1692, "rank_all_in": 1692, "rank_penalty": 0, "pct_msrp": null, "pct_msrp_eff": null, "lh_score": null, "total": 40608, "total_pct_msrp": null, "badge_alt": { "label": "2027 Toyota Corolla", "all_in": 591, "delta": 1101, "id": "board-821b643b46" } }, { "id": "board-3e7d25129d", "slug": "2027-bmw-x7-m-sport-xdrive40i-sports-activity-vehicle-board-3e7d25129d", "url": "/deal/2027-bmw-x7-m-sport-xdrive40i-sports-activity-vehicle-board-3e7d25129d.html", "lane": "new lease", "source": "Leasehackr pre-negotiated board", "source_url": "https://pnd.leasehackr.com/r/California", "source_url_kind": "board page", "read_at": "2026-10-30", "year": "2027", "make": "BMW", "model": "X7 M Sport", "trim": "xDrive40i Sports Activity Vehicle", "body": "SUV", "location": "California - Los Angeles", "region": "CA", "state": "CA", "state_basis": "board region page: California", "availability": [ "California" ], "msrp": 99540.0, "payment": 1051.0, "payment_tax_inclusive": false, "tax_rate": 0.06, "tax_basis": "stated before tax", "tax_assumed": true, "tax_rate_basis": "national default: the median of the 33 states whose lease tax rate we sourced (6%), estimate", "tax_reprice": true, "pre_tax_exact": 1131.1282, "rank_pre_tax_exact": 1131.1282, "rank_payment": 1051.0, "months": 39.0, "miles_yr": 7500.0, "das": 4176.0, "das_label": "due upfront", "fees_only": 3125, "seller_incentive": 0.0, "buyer_fee": 0.0, "cash_down_unknown": true, "stock": 7, "expiry": "2026-11-02", "overage_rate": 0.25, "liveness": "live", "verification": "seller-stated", "tier_reimbursable": true, "note": "Board deal. 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