$1,156 a month all-in (payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices. The ad says $699. The receipt adds every step between the two.
Tax and fees, spread over 36 months; the ad gives no tax rate, so we use a typical one (our estimate)+ $161
Miles: you drive 12,000 a year, the lease covers 10,000extra miles bought up front, $19 for each 2,500 miles (our estimate)+ $19
Insurance, our estimate ($150 to $260)national estimate, class fallback; band $150 to $260 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $220
Charging at home, our estimate3.2 mi/kWh at $0.1816/kWh; EIA U.S. residential average, August 2026 (read 2026-10-30)+ $57
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The cheapest live car outside this brand is the 2026 Toyota Corolla at $562 all-in. This car is $594 a month more than that.
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Lexus RZ 450e PREMIUM AWD
Monthly payment in the ad
$699 plus tax
Months on the lease
36
Due when you sign
$4,999 (DAS)
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none)
Monthly payment before tax
$818
Monthly payment after tax
$860
Lease cost over all the months, before tax
$29,464
Fees inside the money due when you sign
$4,300
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
$19 a month (extra miles bought up front). 1 step(s) of 2500 miles bought up front, estimate Extra miles cost $0.25 each, as the source states.
Insurance, our estimate
$220 a month, band $150 to $260. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Electricity, our estimate
$57 a month (3.2 mi/kWh at $0.1816/kWh, EIA U.S. residential average, August 2026 (read 2026-10-30)) kWh: a unit of electricity, like a gallon for gas.
All in, each month
$1,156
All in, over all the months, our estimate
$41,616
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$818
Effective monthly, after tax
$860
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Photo of this model from another year, not this exact car. Credit: Matti Blume, CC BY-SA 4.0
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