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2025 BMW M4 Competition M4 Competition xDrive Co

$2,299 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $1,750. The receipt adds every step between the two.

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Listed in FL Someone’s lease to take over (you pay their last 17 months) SwapALease gas Unknown Seen in one place only

One public site lists this deal. No second site confirms it.

No photo for this model

Read from SwapALease on 2026-10-30. Tax status not recorded, so tax is added here (tax assumed).

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad says$1,750

  1. Transfer fee we assumed ($500), spread over 17 months+ $29
  2. Tax, our estimate (the ad gives no tax rate)+ $105
  3. Miles: you drive 12,000 a year, the lease covers 14,791The lease covers your miles, so extra miles cost nothing.+ $0
  4. Insurance estimate, $150 to $260 (similar for most cars)Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.+ $220
  5. Gas, our estimate27 mpg at $5.275/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $195

All in, each month$2,299

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car outside this brand is the 2026 Toyota Corolla at $562 all-in. This car is $1,737 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2025 BMW M4 Competition M4 Competition xDrive Co
Monthly payment in the ad$1,750 plus tax
Months on the lease17
Sticker pricenot in the listing
Tax rate used6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$1,779
Tax, each month$105
Monthly cost after tax$1,884
Lease cost over all the months, before tax$30,243
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows14,791
Extra miles to reach your 12,000 a yearThe lease covers your miles, so extra miles cost nothing.
Insurance, our estimate$220 a month. Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.
Gas, our estimate$195 a month (27 mpg at $5.275/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$2,299
All in, over all the months, our estimate$39,083
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$1,779
Effective monthly, after tax$1,884

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