Real Lease Cost

2024 Ford Bronco Sport

A take-over means you take over someone else’s lease. The leasing company must approve you, and may charge a fee.

Ad $528$927/mo all-in estimate

Transfer fee about $500 (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$528

  1. Transfer fee (about)+ $19
  2. Tax (about)+ $32
  3. Extra miles+ $0
  4. Insurance (about)+ $182
  5. Gas (about)+ $166

Real Lease Cost™ (everything you pay), each month$927

Sources and read dates
  • The listed payment the SwapALease listing, read Nov 4.
  • Transfer fee (about) the SwapALease listing, read Nov 4. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the SwapALease listing, read Nov 4. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Lease ends about Jan 2029 (26 months left)

Your miles or state are different?

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Listed in TX Take-over SwapALease Gas SUV Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2024 Ford Bronco Sport (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Cutlass, CC0, via Wikimedia Commons

Read from SwapALease on Nov 4, 2026. Tax status not recorded, so tax is added here (tax assumed).

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

What a take-over means

You take over someone’s lease. You pay their last 26 months. The months and the miles are theirs, not new ones.

The leasing company must approve you.

  • Model year: 2024.
  • Miles left on the lease: about 28,900, as the listing states them.
  • Transfer fee: about $500 (the listing does not say). Ask the leasing company (the bank that owns the car), not the seller.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 164 of the other 328 similar SUVs we price today cost more than this one.

vs 328 SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 50 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 4, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $427 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2024 Ford Bronco Sport
Monthly payment in the ad$528 plus tax
Months on the lease26
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$547
Tax, each month$32
Monthly cost after tax$579
Lease cost over all the months, before tax$14,228
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows13,356
Extra miles to reach your 12,000 a yearThe lease covers your miles, so extra miles cost nothing.
Insurance, our estimate$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$166 a month (about 25 mpg, middle of the EPA figures for the 2024 Bronco Sport; EIA U.S. average regular, week of Nov 2)
Real Lease Cost, each month$927
Real Lease Cost, over all the months, our estimate$24,102
Listing statuslive
Source readNov 4, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsLease ends about Jan 2029 (26 months left)
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$547
Effective monthly, after tax$579

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2025 Ford Mustang Mach-E, a photo of this model, not the listed car

2025 Ford Mustang Mach-E Platinum

Ad $449$753/mo all-inestimate

Take-over, seller cash $3,316Not confirmed

We could not confirm this deal’s numbers, so we rank it on the higher cost.

See this deal: 2025 Ford Mustang Mach-E

Why this price?

ElectricRanked on the higher figure

Ad$449

Real$753

Grey is the ad. Violet is what we add. Gold stripes are our estimates. Dashed: cash the seller pays you.

+$304 we added. Most of it is our estimate.

Why +$304? insurance $190, worse-case number $174, charging $61, tax $28, fees $26, minus cash the seller pays you $175

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The seller says they will pay you $3,316, via LeaseTrader. Not counted until the listing is confirmed.

You take over someone’s lease. You pay their last 19 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $61/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Jun 2028 (19 months left)

19 months left, about $14,300 in all. Transfer fee about $500. Seller pays you $3,316.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $449 a month. The seller says they will pay you $3,316 to take it over, about $175 a month. With everything added, the real cost is $579 a month. One number is not confirmed, so we count it as $753.

The listed payment$449

  1. Cash the seller says they will pay you, each month- $175
  2. Transfer fee about $500 (the listing does not say), spread over 19 months+ $26
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $28
  4. Miles: you drive 12,000 a year, the lease covers about 15,884 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $150 to $230). Type yours.+ $190
  6. Electric: charging at home (about)+ $61
  7. One number is not confirmed, so we count the worse case+ $174

Real Lease Cost, each month$753

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0

2024 Ford Mustang Mach E

2024 Ford Mustang Mach E Select RWD

Ad $439$775/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 Ford Mustang Mach E

Why this price?

Electric

Ad$439

Real$775

+$336 we added. Most of it is our estimate.

Why +$336? insurance $190, charging $59, fees $33, tax $27, extra miles $27

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You take over someone’s lease. You pay their last 15 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $59/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends about Feb 2028 (15 months left)

15 months left, about $11,600 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $439 a month. With everything added, it is $775 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).

The listed payment$439

  1. Transfer fee about $500 (the listing does not say), spread over 15 months+ $33
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
  3. Miles: you drive 12,000 a year, the lease covers 10,702+ $27
  4. Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
  5. Electric: charging at home (about)+ $59

Real Lease Cost, each month$775

SwapALease, read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2024 Ford Escape, a photo of this model, not the listed car

2024 Ford Escape Active

Ad $420$785/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 Ford Escape

Why this price?

Gas

Ad$420

Real$785

+$365 we added. Most of it is our estimate.

Why +$365? insurance $175, gas $148, tax $25, fees $17

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You take over someone’s lease. You pay their last 30 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $148/mo: about 28 mpg (EPA), U.S. average price

Lease ends May 2029 (30 months left)

30 months left, about $23,600 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $420 a month. With everything added, it is $785 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).

The listed payment$420

  1. Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
  3. Miles: you drive 12,000 a year, the lease covers about 14,184 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
  5. Gas (about)+ $148

Real Lease Cost, each month$785

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: deathpallie325, CC BY-SA 4.0

Other cars near $927 a month

2027 Hyundai Santa Fe Hybrid, a photo of this model, not the listed car

2027 Hyundai Santa Fe Hybrid SE

Ad $379$828/mo all-inestimate

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See this deal: 2027 Hyundai Santa Fe Hybrid

Why this price?

HybridAbout even with similar cars

Ad$379

Real$828

+$449 we added. Most of it is our estimate.

Why +$449? insurance $191, gas $115, fees $101, tax $23, extra miles $19

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A new lease from the dealer. You sign for 36 months.

$3,620 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $115/mo: about 36 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $379 a month. With everything added, it is $828 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$379

  1. Fees due when you sign ($3,620), spread over 36 months+ $101
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $23
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  5. Hybrid: gas (about)+ $115

Real Lease Cost, each month$828

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Hyundai offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 Chevrolet Equinox, a photo of this model, not the listed car

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Ad $499$829/mo all-inestimate

Take-over, seller cash $1,479

Only one site lists this. Check it before you pay.

See this deal: 2026 Chevrolet Equinox

Why this price?

GasAbout even with similar cars

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Real$829

+$330 we added. Most of it is our estimate.

Why +$330? insurance $178, gas $154, tax $30, fees $17, minus cash the seller pays you $49

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The seller says they will pay you $1,479, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 30 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $154/mo: about 27 mpg (EPA), U.S. average price

Lease ends Apr 2029 (30 months left)

30 months left, about $24,900 in all. Transfer fee about $500. Seller pays you $1,479.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $499 a month. The seller says they will pay you $1,479 to take it over, about $49 a month. With everything added, the real cost is $829 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).

The listed payment$499

  1. Cash the seller says they will pay you, each month- $49
  2. Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $30
  4. Miles: you drive 12,000 a year, the lease covers about 12,005 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  6. Gas (about)+ $154

Real Lease Cost, each month$829

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: © M 93, CC BY-SA 3.0 de

2025 BMW i4, a photo of this model, not the listed car

2025 BMW i4 eDrive40 Gran Coupe

Ad $680$829/mo all-inestimate

Take-over, seller cash $2,475

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW i4

Why this price?

Electric

Ad$680

Real$829

+$149 we added. Most of it is our estimate.

Why +$149? insurance $215, charging $57, fees $42, tax $41, minus cash the seller pays you $206

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The seller says they will pay you $2,475, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 12 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $57/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Oct 2027 (12 months left)

12 months left, about $9,900 in all. Transfer fee about $500. Seller pays you $2,475.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $680 a month. The seller says they will pay you $2,475 to take it over, about $206 a month. With everything added, the real cost is $829 a month.

The listed payment$680

  1. Cash the seller says they will pay you, each month- $206
  2. Transfer fee about $500 (the listing does not say), spread over 12 months+ $42
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
  4. Miles: you drive 12,000 a year, the lease covers about 19,010 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
  6. Electric: charging at home (about)+ $57

Real Lease Cost, each month$829

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0