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2026 Chevrolet Equinox LT

$875 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $499. The receipt adds every step between the two.

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Listed in Blackwood, NJ Someone’s lease to take over (you pay their last 30 months) LeaseTrader gas SUV Seen in one place only Open the original listing

One public site lists this deal. No second site confirms it.

2026 Chevrolet Equinox (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: © M 93, CC BY-SA 3.0 de, via Wikimedia Commons

The receipt

The ad says$499

  1. Cash the seller says they will pay you, each month- $49
  2. Fees, spread over 30 months; includes a $500 transfer fee we assumed (our estimate)+ $16
  3. Tax, our estimate (the ad gives no tax rate)+ $30
  4. Miles: you drive 12,000 a year, the lease covers 12,005The lease covers your miles, so extra miles cost nothing.+ $0
  5. Insurance, our estimate ($140 to $215)Estimate, $140 to $215. We use a figure in the upper part so the total is not too low.+ $215
  6. Gas, our estimate26 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $164

All in, each month$875

Transfer fee assumed at $500. Confirm with the leasing company (the bank that owns the car), not the seller.

Facts stated by the source on 2026-10-30.
Open the original listing

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $313 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Chevrolet Equinox LT
Monthly payment in the ad$499 plus tax
Months on the lease30
Sticker pricenot in the listing
Tax rate used6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out$466
Tax, each month$30
Monthly cost after tax$496
Lease cost over all the months, before tax$13,991
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$1,479
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows12,005
Extra miles to reach your 12,000 a yearThe lease covers your miles, so extra miles cost nothing.
Insurance, our estimate$215 a month. Estimate, $140 to $215. We use a figure in the upper part so the total is not too low.
Gas, our estimate$164 a month (26 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$875
All in, over all the months, our estimate$26,250
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$466
Effective monthly, after tax$496

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Why this price?

The ad says$331

  1. Fees, each month+ $27
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Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

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Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

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  1. Fees, each month+ $73
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All in, each month$777

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.