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2022 RAM 1500 Big Horn Quad Cab

$1,489 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $734. The receipt adds every step between the two.

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Listed in Sunny Isl Bch, FL Someone’s lease to take over (you pay their last 6 months) LeaseTrader gas Truck Unverified

Unverified. We could not confirm this deal’s numbers, so we rank it on the higher cost. The miles on the contract look too high to be right.

2022 RAM 1500 (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Deathpallie325, CC BY-SA 4.0, via Wikimedia Commons

Transfer fee assumed at $500. Confirm with the leasing company (the bank that owns the car), not the seller.

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad says$734

  1. Transfer fee we assumed ($500), spread over 6 months+ $83
  2. Tax, our estimate (the ad gives no tax rate)+ $44
  3. Miles: the ad does not say how many, so all 12,000 are priced as extraThe ad gives no miles limit, so we price all 12,000 miles a year at $0.25 a mile (as the ad states): $250 a month.+ $250
  4. Insurance estimate, $150 to $260 (similar for most cars)Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.+ $220
  5. Gas, our estimate27 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $158

All in, each month$1,489

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $927 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2022 RAM 1500 Big Horn Quad Cab
Monthly payment in the ad$734 plus tax
Months on the lease6
Sticker pricenot in the listing
Tax rate used6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out$817
Tax, each month$44
Monthly cost after tax$861
Lease cost over all the months, before tax$4,904
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allowsnot stated in the ad, so every mile you drive is priced as extra
Extra miles to reach your 12,000 a yearThe ad gives no miles limit, so we price all 12,000 miles a year at $0.25 a mile (as the ad states): $250 a month.
Insurance, our estimate$220 a month. Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.
Gas, our estimate$158 a month (27 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$1,489
All in, over all the months, our estimate$8,934
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$817
Effective monthly, after tax$861

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2026 RAM 1500, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: Deathpallie325, CC BY-SA 4.0

New lease, 39 months

Seller’s numbers: we did not check them

2026 RAM 1500 Big Horn 4x4 Crew Cab 5'7" Box

$1,024 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $512 a month. With everything added, it is $1,024 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 RAM 1500

Why this price?

The ad says$512

  1. Money due when you sign ($2,554), spread over 39 months+ $65
  2. Tax, at the rate the ad states+ $50
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,024

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

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2026 RAM 1500 Laramie Crew Cab

$1,107 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $656 a month. The seller says they will pay you $442 to take it over, about $18 a month. With everything added, the real cost is $1,107 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 RAM 1500

Why this price?

The ad says$656

  1. Cash the seller says they will pay you, each month- $18
  2. Transfer fee we assumed ($500), spread over 24 months+ $20
  3. Tax, our estimate (the ad gives no tax rate)+ $40
  4. Miles: you drive 12,000 a year, the lease covers 10,505+ $31
  5. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  6. Gas, our estimate+ $158

All in, each month$1,107

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

2026 RAM 1500 Laramie
A drawing of this kind of car, not a photo of it.

New lease, 39 months

Seller’s numbers: we did not check them

2026 RAM 1500 Laramie 4x4 Crew Cab 5'7" Box

$1,114 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $596 a month. With everything added, it is $1,114 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 RAM 1500 Laramie

Why this price?

The ad says$596

  1. Money due when you sign ($2,441), spread over 39 months+ $63
  2. Tax, at the rate the ad states+ $58
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,114

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

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$1,389 a month

Everything included: payment, tax, miles, insurance, charging.

Assumes you charge at home.

The ad says $771 a month. With everything added, it is $1,389 a month. The biggest piece is tax and fees, $250 a month.

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Why this price?

The ad says$771

  1. Transfer fee we assumed ($500), spread over 27 months+ $204
  2. Tax, our estimate (the ad gives no tax rate)+ $46
  3. Miles: you drive 12,000 a year, the lease covers 8,893+ $78
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Charging at home, our estimate+ $70

All in, each month$1,389

LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.

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2024 Volkswagen Atlas SE

$1,390 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $624 a month. With everything added, it is $1,390 a month. The biggest piece is the extra miles you drive, $250 a month.

See this deal: 2024 Volkswagen Atlas

Why this price?

The ad says$624

  1. Transfer fee we assumed ($500), spread over 5 months+ $100
  2. Tax, our estimate (the ad gives no tax rate)+ $38
  3. Miles: the ad does not say how many, so all 12,000 are priced as extra+ $250
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,390

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

2026 Mercedes-Benz GLE 350, a photo of this model, not the listed car
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2026 Mercedes-Benz GLE 350 SUV

$1,390 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $619 a month. With everything added, it is $1,390 a month. The biggest piece is tax, fees and money due at signing, $257 a month.

See this deal: 2026 Mercedes-Benz GLE 350

Why this price?

The ad says$619

  1. Money due when you sign ($5,277), spread over 24 months+ $220
  2. Tax, our estimate (the ad gives no tax rate)+ $37
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate for this model, $200 to $300+ $255
  5. Gas, our estimate+ $240

All in, each month$1,390

Mercedes-Benz USA offers page, read Oct 30. Insurance and gas are estimates, not quotes.