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2026 RAM 1500 Laramie Crew Cab

$1,107 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $656. The receipt adds every step between the two.

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Listed in Cortlandt Manor, NY Someone’s lease to take over (you pay their last 24 months) LeaseTrader gas Truck Seen in one place only

One public site lists this deal. No second site confirms it.

2026 RAM 1500 (photo for reference, not the listed car)
Photo of this model, not this exact car. Credit: Deathpallie325, CC BY-SA 4.0, via Wikimedia Commons

Transfer fee assumed at $500. Confirm with the leasing company (the bank that owns the car), not the seller.

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad says$656

  1. Cash the seller says they will pay you, each month- $18
  2. Transfer fee we assumed ($500), spread over 24 months+ $20
  3. Tax, our estimate (the ad gives no tax rate)+ $40
  4. Miles: you drive 12,000 a year, the lease covers 10,505You drive 1,495 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $31 a month.+ $31
  5. Insurance estimate, $150 to $260 (similar for most cars)Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.+ $220
  6. Gas, our estimate27 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $158

All in, each month$1,107

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $545 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 RAM 1500 Laramie Crew Cab
Monthly payment in the ad$656 plus tax
Months on the lease24
Sticker pricenot in the listing
Tax rate used6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out$658
Tax, each month$40
Monthly cost after tax$698
Lease cost over all the months, before tax$15,796
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$442
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows10,505
Extra miles to reach your 12,000 a yearYou drive 1,495 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $31 a month.
Insurance, our estimate$220 a month. Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.
Gas, our estimate$158 a month (27 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$1,107
All in, over all the months, our estimate$26,568
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$658
Effective monthly, after tax$698

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More deals like this (6 cars)

More RAM deals

2026 RAM 1500, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: Deathpallie325, CC BY-SA 4.0

New lease, 39 months

Seller’s numbers: we did not check them

2026 RAM 1500 Big Horn 4x4 Crew Cab 5'7" Box

$1,024 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $512 a month. With everything added, it is $1,024 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 RAM 1500

Why this price?

The ad says$512

  1. Money due when you sign ($2,554), spread over 39 months+ $65
  2. Tax, at the rate the ad states+ $50
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,024

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

2026 RAM 1500 Laramie
A drawing of this kind of car, not a photo of it.

New lease, 39 months

Seller’s numbers: we did not check them

2026 RAM 1500 Laramie 4x4 Crew Cab 5'7" Box

$1,114 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $596 a month. With everything added, it is $1,114 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 RAM 1500 Laramie

Why this price?

The ad says$596

  1. Money due when you sign ($2,441), spread over 39 months+ $63
  2. Tax, at the rate the ad states+ $58
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,114

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

2022 RAM 1500
A drawing of this kind of car, not a photo of it.

Someone’s lease to take over (you pay their last 6 months)We could not check this one

We could not confirm this deal’s numbers, so we rank it on the higher cost.

2022 RAM 1500 Big Horn Quad Cab

$1,489 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $734 a month. With everything added, it is $1,489 a month. The biggest piece is the extra miles you drive, $250 a month.

See this deal: 2022 RAM 1500

Why this price?

The ad says$734

  1. Transfer fee we assumed ($500), spread over 6 months+ $83
  2. Tax, our estimate (the ad gives no tax rate)+ $44
  3. Miles: the ad does not say how many, so all 12,000 are priced as extra+ $250
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $158

All in, each month$1,489

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

Other cars near $1,107 a month

2026 Hyundai Santa Fe Hybrid, a photo of this model, not the listed car
Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

New lease, 36 months

Seller’s numbers: we did not check them

2026 Hyundai Santa Fe Hybrid Calligraphy FWD

$1,009 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $499 a month. With everything added, it is $1,009 a month. The biggest piece is our insurance estimate, $220 a month.

See this deal: 2026 Hyundai Santa Fe Hybrid

Why this price?

The ad says$499

  1. Money due when you sign ($2,843), spread over 36 months+ $79
  2. Tax, at the rate the ad states+ $51
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $122

All in, each month$1,009

Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.

2025 Ford F-150 Lightning, a photo of this model, not the listed car
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Someone’s lease to take over (you pay their last 34 months)

Seen in one place only

2025 Ford F-150 Lightning Flash

$1,010 a month

Everything included: payment, tax, miles, insurance, charging.

Assumes you charge at home.

The ad says $650 a month. With everything added, it is $1,010 a month. Most of the difference is our insurance estimate, $220 a month.

See this deal: 2025 Ford F-150 Lightning

Why this price?

The ad says$650

  1. Transfer fee we assumed ($500), spread over 34 months+ $15
  2. Tax, our estimate (the ad gives no tax rate)+ $39
  3. Miles: you drive 12,000 a year, the lease covers 15,805+ $0
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Charging at home, our estimate+ $86

All in, each month$1,010

LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.

2026 Genesis G70, a photo of this model, not the listed car
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New lease, 24 months

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2026 Genesis G70

$1,012 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $319 a month. With everything added, it is $1,012 a month. The biggest piece is our insurance estimate, $240 a month.

See this deal: 2026 Genesis G70

Why this price?

The ad says$319

  1. Money due when you sign ($4,680), spread over 24 months+ $195
  2. Tax, our estimate (the ad gives no tax rate)+ $19
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance estimate for this model, $170 to $250+ $240
  5. Gas, our estimate+ $220

All in, each month$1,012

Genesis offers page, read Oct 30. Insurance and gas are estimates, not quotes.