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2026 RAM 1500 Laramie Crew Cab
$1,107 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices . The ad says $656. The receipt adds every step between the two.
Listed in Cortlandt Manor, NY Someone’s lease to take over (you pay their last 24 months)
LeaseTrader gas Truck Seen in one place only
One public site lists this deal. No second site confirms it.
Photo of this model, not this exact car. Credit: Deathpallie325, CC BY-SA 4.0 , via Wikimedia Commons
Transfer fee assumed at $500. Confirm with the leasing company (the bank that owns the car), not the seller.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score .
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com .
The receipt
The ad says $656
Cash the seller says they will pay you, each month - $18 Transfer fee we assumed ($500), spread over 24 months + $20 Tax, our estimate (the ad gives no tax rate) + $40 Miles: you drive 12,000 a year, the lease covers 10,505 You drive 1,495 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $31 a month. + $31 Insurance estimate, $150 to $260 (similar for most cars) Estimate, $150 to $260. We use a figure in the upper part so the total is not too low. + $220 Gas, our estimate 27 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30) + $158 All in, each month $1,107
Facts stated by the source on 2026-10-30.
Open the original listing
The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $545 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 RAM 1500 Laramie Crew Cab Monthly payment in the ad $656 plus tax
Months on the lease 24
Sticker price not in the listing
Tax rate used 6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out $658
Tax, each month $40
Monthly cost after tax $698
Lease cost over all the months, before tax $15,796
Transfer fee, our estimate $500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you $442
Money you pay up front not stated by the source, counted as $0 until you confirm
Miles a year the lease allows 10,505
Extra miles to reach your 12,000 a yearYou drive 1,495 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $31 a month.
Insurance, our estimate$220 a month. Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.
Gas, our estimate$158 a month (27 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month $1,107
All in, over all the months, our estimate $26,568
Listing status live
Source read2026-10-30
For the experts: the exact lease terms Lease terms for experts MSRP not in the listing Cap reduction not stated Effective monthly, before tax $658 Effective monthly, after tax $698
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Seller’s numbers: we did not check them
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2026 RAM 1500 Laramie
A drawing of this kind of car, not a photo of it. New lease, 39 months
Seller’s numbers: we did not check them
2026 RAM 1500 Laramie 4x4 Crew Cab 5'7" Box $1,114 a month
Everything included: payment, tax, miles, insurance, gas.
The ad says $596 a month. With everything added, it is $1,114 a month. The biggest piece is our insurance estimate, $220 a month.
See this deal: 2026 RAM 1500 Laramie
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Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
2022 RAM 1500
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We could not confirm this deal’s numbers, so we rank it on the higher cost.
2022 RAM 1500 Big Horn Quad Cab $1,489 a month
Everything included: payment, tax, miles, insurance, gas.
The ad says $734 a month. With everything added, it is $1,489 a month. The biggest piece is the extra miles you drive, $250 a month.
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Transfer fee we assumed ($500), spread over 6 months + $83 Tax, our estimate (the ad gives no tax rate) + $44 Miles: the ad does not say how many, so all 12,000 are priced as extra + $250 Insurance estimate, $150 to $260 (similar for most cars) + $220 Gas, our estimate + $158 All in, each month $1,489
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
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