+ $3,800 due at signing, spread over 36 months+$106/mo
+ tax, extra miles+$12
= Lease, all-in$317/mo
+ gas, insurance (about)+$291
= Driving it, all-in$608/moAll-in is what a month really costs: the ad’s $199 plus $409 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
All three are electric. The cheapest gas or hybrid is below them. See it
All-in means the payment plus tax, fees, extra miles, insurance and gas, each month. Cash a seller offers you is taken off.
Today we checked 15 sites and added up 1,691 live deals for you.
How long would this take by hand?
About 2.75 hours to 7.25 hours, if you priced the cheapest 45 deals yourself, up to 3 on each of 15 sites.
Open a site and find deals that match: 2 to 5 minutes a site. Our estimate, not measured.
Add up one deal: 3 to 8 minutes. It takes 7 steps: spread the money due at signing, take off seller cash, add tax, price the miles, add insurance, add gas or charging, add it up. Our estimate, not measured.
The sum: 15 sites × 2 to 5 minutes, plus 45 deals × 3 to 8 minutes. We did not time anyone. Your own time will differ.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Photo of this model from another year, not this exact car.
2026 Toyota Corolla LECheapest of 6 Corolla offers nationwideNext cheapest Corolla: $608
Ad $227→$531/mo all-inAll-in is what a month really costs: the ad’s $227 plus $304 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGas
You take over someone’s lease. You pay their last 31 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Gas $126/mo: about 34 mpg (EPA), U.S. average price
Ad$227
Real$531
Grey is the ad. VioletBlue is what we add. Gold stripes are our estimates. Dashed: cash the seller pays you.
The listed payment is $227 a month. The seller says they will pay you $2,500 to take it over, about $81 a month. With everything added, the real cost is $531 a month. Most of the difference is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$227
Cash the seller says they will pay you, each month- $81
Transfer fee about $500 (the listing does not say), spread over 31 months+ $16
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $14
Miles: you drive 12,000 a year, the lease covers about 8,946 a year (from the miles left and months left)+ $64
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $126
Real Lease Cost, each month$531
LeaseTrader, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
Ad $139→$561/mo all-inAll-in is what a month really costs: the ad’s $139 plus $422 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseElectric
A new lease from the dealer. You sign for 24 months.
Not in the ad: typical $3,340 due at signing used (in the monthly). Ask before you sign.
Only one site lists this. Check it before you pay.
Charging $65/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $139 a month. With everything added, it is $561 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$139
Money due at signing: the ad does not say. We added $139 a month, the typical amount (median of 165 ads that state it in the same price band, read Oct 30 to Nov 1).+ $139
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $9
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home (about)+ $65
Real Lease Cost, each month$561
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and charging are estimates, not quotes. about = our guess.
Photo of this model from another year, not this exact car.
2026 MINI Cooper S Hardtop 4 DoorCheapest of 2 Cooper S offers nationwideNext cheapest Cooper S: $795
Ad $471→$575/mo all-inAll-in is what a month really costs: the ad’s $471 plus $104 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGas
You take over someone’s lease. You pay their last 29 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
The listed payment is $471 a month. The seller says they will pay you $7,226 to take it over, about $249 a month. With everything added, the real cost is $575 a month.
The listed payment$471
Cash the seller says they will pay you, each month- $249
Transfer fee about $500 (the listing does not say), spread over 29 months+ $17
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $29
Miles: you drive 12,000 a year, the lease covers about 12,857 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
Gas (about)+ $165
Real Lease Cost, each month$575
LeaseTrader, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
1,488 deals name a state, across 40 states (419 in California). 203 name no single state (a nationwide offer, or a source that does not say). Pick your state to see how many list it.
Today we read 2,228 different deals from 15 sources and ranked 1,691. . Why some were not ranked
We read 2,228 different offers from 15 sites, newest read Nov 1, and rank 1,691 live deals by the one number below.
Payment
Cash the seller pays you
Fees
Tax
Miles
Insurance
Fuel
Trust
What each one is, and where it comes from
Advertised paymentWhat the ad says you pay each month, before anything below is added.Source: The listing itself, from 15 public sites. Newest read Nov 1.
Cash a seller offersMoney a seller says they will pay you to take over a lease, spread over the months and taken off.Source: The seller's own listing. Read with the ad, Nov 1.
Fees and money due at signingTransfer and other up-front costs, spread over the months. A fee or a money-due-at-signing figure the ad leaves out is replaced by the typical amount and marked.Source: The ad's own fees and money due at signing; a $500 transfer fee, or the typical money due at signing, is assumed when the ad gives none. Read with the ad, Nov 1.
Lease tax for your stateThe tax your state puts on a lease, applied when the ad gives no tax rate.Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
Extra milesThe cost of the miles you drive above what the lease allows. The ad's own per-mile rate is used when it gives one.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Nov 1.
InsuranceOur estimate for the model, adjusted for your state. Type your own quote to replace it.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
Fuel or chargingGas or electricity for your miles, at your state's price. Charging at home, some of each or in public.Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.
Trust checksA listing we could not confirm is ranked on the worse number. A listing seen in one place only is labelled.Source: Our own checks on each listing. Run at every build, Nov 1.
How this works and what we will not do
We read the public sites again every morning. Today 15 sites gave deals we could rank. We are not a dealer, and no one pays to be on this list.
We read public car-lease listings, add tax, fees, extra miles, insurance and fuel to each one, and rank them by Real Lease Cost. Every figure shows its source and the day we read it. How we score.
What this site will not do
Nobody can buy a place in this table. Partner links, when there are any, sit outside it, say "Paid link", and never change a score.
Every figure names its source and the date it was read. Insurance is our estimate: its source and read date are on How fresh the prices are.
A take-over whose transfer has already started is dropped.
A deal we cannot confirm is marked Not confirmed, shown with its own figure, and counted at the worse number. Where two reads of the same payment disagree, both are shown.
Insurance and gas are estimates, not quotes. Yours depend on where you live and how you drive.
See every deal, cheapest first1,691 live deals, the full list, your miles and state, and how each price adds up
Cheapest now (take-over):$531a month with everything added, 2026 Toyota Corolla LE. See it
What these numbers assume: U.S. averages
Gas, regular
$4.27 a gallonU.S. average (U.S. government data, week of Oct 26, read Nov 1)
Gas, premium
$5.28 a gallonU.S. average (U.S. government data, week of Oct 26, read Nov 1)
Electricity at home (electric cars)
$0.182 a kWhU.S. home average (U.S. government data, August 2026, read Nov 1)
Public fast charging (electric cars)
$0.55 a kWh, national averageDCFC Tracker national average across charging networks, read by hand Oct 31 2026
Lease tax, where the source stated no rate
Taxed on each payment, 6.1%, a typical rate (our estimate)A typical rate: the middle rate of the 50 states whose lease tax we found (6.1%), our estimate.
Insurance
national estimate, per modelModel prices from The Zebra (read Oct 18 and Oct 19), times how far your state’s average premium sits from the U.S. average (MoneyGeek’s 2025 full coverage state averages, read Oct 30). Our estimate.
Prices and the premium you type stay in this page. Nothing is sent or stored.
HobokenNew JerseyTake-overLeaseTraderElectrictransfer fee about $500ranked on the worse number
Take-over. Fee and tax estimated. Not confirmed. Details
HobokenNew JerseyTake-overLeaseTraderElectrictransfer fee about $500ranked on the worse numberWe could not confirm this deal’s numbers, so we rank it on the higher cost. The seller wrote no description, so we had nothing to check the payment against.
$580
estimate
The ad says $301
plus tax (about)
21
months
about 14,454
mi/yr, worked out
$343
real payment
Not confirmedWe could not confirm this deal’s numbers, so we rank it on the higher cost. The seller wrote no description, so we had nothing to check the payment against.
Northern CaliforniaNew leaseLeasehackr pre-negotiated boardHybridpre-negotiated, 3 left
New lease. Details
Northern CaliforniaNew leaseLeasehackr pre-negotiated boardHybridpre-negotiated, 3 leftThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
$612
estimate
The ad says $273
plus tax
36
months
7,500
mi/yr
$330
real payment
Seller’s own numbersThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
New HampshireNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 6 left
New lease. Details
New HampshireNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 6 leftThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
$630
estimate
The ad says $282
plus tax
36
months
10,000
mi/yr
$320
real payment
Seller’s own numbersThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
Floridadealer: Ships statewideNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 4 left
New lease. Details
Floridadealer: Ships statewideNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 4 leftThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
$632
estimate
The ad says $238
plus tax
36
months
10,000
mi/yr
$322
real payment
Seller’s own numbersThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
California - San DiegoNew leaseLeasehackr pre-negotiated boardHybridpre-negotiated, 2 left
New lease. Details
California - San DiegoNew leaseLeasehackr pre-negotiated boardHybridpre-negotiated, 2 leftThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
$633
estimate
The ad says $279
plus tax
36
months
10,000
mi/yr
$351
real payment
Seller’s own numbersThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
California - Los AngelesNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 8 left
New lease. Details
California - Los AngelesNew leaseLeasehackr pre-negotiated boardGaspre-negotiated, 8 leftThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
$634
estimate
The ad says $229
plus tax
36
months
10,000
mi/yr
$321
real payment
Seller’s own numbersThese are the numbers the seller states. We did not confirm them with the seller or the leasing company.
New leaseLeasehackr Marketplace (broker offers)Electric
New lease. Tax estimated. Details
New leaseLeasehackr Marketplace (broker offers)ElectricOne public site lists this deal. No second site confirms it.
$635
estimate
The ad says $209
plus tax (about)
24
months
10,000
mi/yr
$361
real payment
Only one site lists this. Not confirmed.One public site lists this deal. No second site confirms it.
Nothing matches. Raise the most you want to pay, or show every state.
Showing the 20 cheapest of 1,691 live deals at 12,000 miles a year.
Turn on JavaScript to see the rest and to re-price at your own miles. All rows as JSON.
The details: sources, terms and how to read the list
What the car costs you each month once payment, tax, fees, the miles you drive, insurance and fuel are all counted, less any cash a seller offers. An estimate. The ranking column.
Effective monthly
The payment after tax, with the cash due at signing spread across the term. The first payment is not counted twice.
Take-over
You take over someone else's lease for the months left on it. The payment is fixed by their contract.
New lease
A lease you sign yourself, here from a dealer's or broker's posted offer.
Due at signing
Cash you pay on day one: usually fees plus the first payment. We spread it across the term.
Mileage tier
Leases cap your miles a year. If you drive more, you buy a higher tier up front or pay per mile at the end. We price that gap.
Money factor
The lease's interest rate, written as a small decimal. Multiply by 2,400 for the yearly percentage.
Residual
What the leasing company says the car is worth at the end. A higher residual means a lower payment.
MSRP
The manufacturer's sticker price. We show the payment as a share of it so you can compare cars of different prices.
How to read the list
Real Lease Cost, each month
The real payment, plus the extra miles you drive, plus our insurance estimate and our gas or charging estimate at the U.S. average, or your state's price once you pick one. The list is sorted by this number.
Monthly
The payment the ad states. "plus tax" means we add the tax. "plus tax (our estimate)" means the ad did not say the tax, so we used the U.S. average.
Real payment
The ad's payment, plus tax, plus the cash due at signing spread over the months, minus any cash the seller gives you.
Trust
The numbers come from the seller. We did not see the contract. "One source" means nothing else confirms it.
Not confirmed
One number is not confirmed: two reads disagree, a field fails a check, or the ad names something the maker never sold. We show it, mark it, and count the worse case.
Where the deals come from
Sources and what each returned
Source
Rows
What it covers
Leasehackr pre-negotiated board
361
364 deals across 7 regions, merged and deduped, read Nov 1, 2026
LeaseTrader (all US states)
574
825 listings read from 51 state reads, 44 states with listings, 655 Available, 110 Pending Review, 60 Transferring dropped, read Nov 1, 2026
Craigslist
4
13 listings across 10 metros in 5 states, read Nov 1, 2026, take-over listings only; after a takedown request we remove these rows from the list we publish once we have checked it
Leasehackr private transfers
25
62 rows from Leasehackr private transfers, read Oct 30, 2026
STALE: read Oct 28, 7:11 pm UTC, more than 48 hours ago. 3 rows not ranked until it is read again
Mercedes-Benz USA offers page
4
national lease offers from the maker's own page, read Nov 1, 2026
Acura offers page
5
15 rows from Acura offers page, read Oct 30, 2026
Chevrolet offers page
15
30 rows from Chevrolet offers page, read Oct 30, 2026
Genesis offers page
14
28 rows from Genesis offers page, read Oct 30, 2026
Honda offers page
38
114 rows from Honda offers page, read Oct 30, 2026
Hyundai offers page
52
156 rows from Hyundai offers page, read Oct 30, 2026
Lexus offers page
16
48 rows from Lexus offers page, read Oct 30, 2026
SwapALease
460
460 rows from SwapALease, read Oct 30, 2026, 2 rows skipped: model year outside the accepted range; 1 row skipped: monthly payment outside the accepted band
The main site blocks our reader (403). We do not go round the block, so these rows were read by hand from its public listing pages.
Toyota offers page
54
106 rows from Toyota offers page, read Oct 30, 2026
Leasehackr Marketplace (broker offers)
176
192 rows from Leasehackr Marketplace (broker offers), read Oct 31, 2026, 14 rows skipped: model year outside the accepted range; 2 rows skipped: miles per year outside the accepted band
Read by hand
28
394 rows from Read by hand, read Oct 31, 2026, 57 rows skipped: miles per year outside the accepted band; 51 rows skipped: model year outside the accepted range; 8 rows skipped: monthly payment outside the accepted band
MarketCheck OEM incentives
not read
Not read today. We do not know the count.
cars.com lease pages
not read
Not read today: blocked by IP reputation on Oct 28, 2026. We do not know the count.
edmunds.com lease pages
not read
Not read today: the site refuses us by IP (403). We do not know the count.
cargurus lease pages
not read
Not read today: we have not found a way in yet. We do not know the count.
A source that returned nothing is reported as not read, never as zero. Payments and miles are
seller-stated or board-stated, and every row says which. How each source is read.
Get the lowest all-in leases each week
One email a week. Confirm by link. Unsubscribe in one click.
.jpg){kind=link}