$824 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $249. The receipt adds every step between the two.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$249
Money due when you sign ($7,381), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $205
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $15
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $178 (range $140 to $215). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $178
Gas, our estimate12,000 mi a year÷27 mpg(EPA combined, 2027 Equinox 2WD LT)=444 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$1,897 a year=$158 a monthcity 25 to highway 29Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $158
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $293 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2027 Chevrolet Equinox 2WD LT
Monthly payment in the ad
$249 plus tax
Months on the lease
36
Due when you sign
$7,630. It includes your first payment of $249. The other $7,381 is fees and any money down, and we count all of it.
That $7,381, spread over 36 months
$205 a month
Sticker price
$30,995 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$454
Tax, each month
$15
Monthly cost after tax
$469
Lease cost over all the months, before tax
$16,345
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$178 a month for the U.S. average (range $140 to $215). We use the middle of the range. Source: The Zebra's national average for this model, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$158 a month (EPA combined 27 mpg, 2027 Equinox 2WD LT; EIA U.S. average regular, week of Oct 26)
All in, each month
$824
All in, over all the months, our estimate
$29,664
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 6 (in 7 days)
MSRP
$30,995
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$454
Effective monthly, after tax
$469
Effective as a share of MSRP, monthly
1.51%
Leasehackr score, estimate
5.5
All-in cost as a share of MSRP
95.7%
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2025 Chevrolet Equinox EV LT
$579a month, everything in
Take-overElectricWe could not check this one
You take over someone’s lease. You pay their last 21 months.
Needs the leasing company’s approval.
Lease ends Jul 2028 (21 months left)
21 months left, about $12,200 in all. Transfer fee $500 (assumed).
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $59/mo: about 3.1 mi/kWh (EPA), U.S. average price
The ad says $301 a month. With everything added, it is $579 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The ad says$301
Transfer fee we assumed ($500), spread over 21 months+ $24
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 14,454+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
All in, each month$579
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $369 a month. With everything added, it is $663 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).
The ad says$369
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $22
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $150 to $225). Type yours.+ $188
Electric: charging at home, our estimate+ $65
All in, each month$663
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $259 a month. With everything added, it is $704 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $132 to $197; type yours).
The ad says$259
Money due when you sign ($3,890), spread over 36 months+ $108
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $132 to $197). Type yours.+ $164
Gas, our estimate+ $138
All in, each month$704
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Chevrolet offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $279 a month. With everything added, it is $725 a month. The biggest piece is insurance, $166 a month (our estimate for the U.S. average, $133 to $199; type yours).
The ad says$279
Money due when you sign ($3,320), spread over 36 months+ $92
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $133 to $199). Type yours.+ $166
Gas, our estimate+ $152
All in, each month$725
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Hyundai offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $309 a month. With everything added, it is $725 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The ad says$309
Money due when you sign ($3,999), spread over 36 months+ $111
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $19
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Hybrid: gas, our estimate+ $102
All in, each month$725
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Toyota offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $330 a month. With everything added, it is $727 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The ad says$330
Money due when you sign ($1,462), spread over 36 months+ $41
Tax, at the rate the ad states+ $28
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Hybrid: gas, our estimate+ $115
All in, each month$727
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
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