$694 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $279. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHyundai offers pagegas Sedan Only one site lists this. Not confirmed.
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: MercurySable99, CC BY-SA 4.0, via Wikimedia Commons
Read from Hyundai offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 14 public sites. Newest read Oct 31.$279
Money due when you sign ($3,320), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $92
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $17
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $135 (range $108 to $162). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Small Sedan (all powertrains) ($1,623 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $135 a month. Range $108 to $162. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $135
Gas, our estimate12,000 mi a year÷about 28 mpg(middle of the EPA figures for the 2026 Sonata)=429 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$1,830 a year=$152 a monthcity 25 to highway 35Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $152
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $163 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Hyundai Sonata SE
Monthly payment in the ad
$279 plus tax
Months on the lease
36
Due when you sign
$3,599. It includes your first payment of $279. The other $3,320 is fees and any money down, and we count all of it.
That $3,320, spread over 36 months
$92 a month
Sticker price
$27,450 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$371
Tax, each month
$17
Monthly cost after tax
$388
Lease cost over all the months, before tax
$13,364
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$135 a month for the U.S. average (range $108 to $162). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$152 a month (about 28 mpg, middle of the EPA figures for the 2026 Sonata; EIA U.S. average regular, week of Oct 26)
All in, each month
$694
All in, over all the months, our estimate
$24,984
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 2 days)
MSRP
$27,450
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$371
Effective monthly, after tax
$388
Effective as a share of MSRP, monthly
1.41%
Leasehackr score, estimate
5.9
All-in cost as a share of MSRP
91.0%
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Photo of this model from another year, not this exact car.
2026 Hyundai Elantra
$606a month, everything in
New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $126/mo: about 34 mpg (EPA), U.S. average price
Ad$279
Real$606
+$327 we added, most of it estimate
Why +$327? insurance $165, gas $126, extra miles $19
The listed payment is $279 a month. With everything added, it is $606 a month. Most of the difference is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$279
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $126
All in, each month$606
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $175 a month. With everything added, it is $643 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$175
Money due when you sign ($2,413), spread over 24 months+ $101
Tax, at the rate the ad states+ $17
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $135 to $205). Type yours.+ $170
Gas, our estimate+ $142
All in, each month$643
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $400 a month. The seller says they will pay you $2,213 to take it over, about $71 a month. With everything added, the real cost is $606 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The listed payment$400
Cash the seller says they will pay you, each month- $71
Transfer fee we assumed ($500), spread over 31 months+ $16
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $24
Miles: you drive 12,000 a year, the lease covers 12,476+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
All in, each month$606
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $259 a month. With everything added, it is $611 a month. The biggest piece is insurance, $135 a month (our estimate for the U.S. average, $108 to $162; type yours).
The listed payment$259
Money due when you sign ($3,740), spread over 39 months+ $96
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $108 to $162). Type yours.+ $135
Hybrid: gas, our estimate+ $87
All in, each month$611
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2025 Ford Mustang Mach-E Select
$614a month, everything in
Take-overElectric
You take over someone’s lease. You pay their last 20 months.
Needs the leasing company’s approval.
Lease ends Jun 2028 (20 months left)
20 months left, about $12,300 in all. Transfer fee $500 (assumed).
Only one site lists this. Not confirmed.
Charging $61/mo: about 3.0 mi/kWh (EPA), U.S. average price
The listed payment is $319 a month. With everything added, it is $614 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).
The listed payment$319
Transfer fee we assumed ($500), spread over 20 months+ $25
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $19
Miles: you drive 12,000 a year, the lease covers 14,646+ $0
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $61
All in, each month$614
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
