$2,285 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $1,697. The receipt adds every step between the two.
Listed in NY New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themSwapALeasegas Unknown Seen in one place only
One public site lists this deal. No second site confirms it.
No photo for this model
Read from SwapALease on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The receipt
The ad saysSource: The listing itself, from 12 public sites. Newest read Oct 30.$1,697
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $102
Miles: you drive 12,000 a year, the lease covers 7,380You drive 4,620 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $38
Insurance, our estimate for the U.S. average: $253 (range $182 to $323). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $253
Gas, our estimate27 mpg at $5.275/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $195
The cheapest live car outside this brand is the 2026 Toyota Corolla at $527 all-in. This car is $1,758 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Mercedes-Benz S Class
Monthly payment in the ad
$1,697 plus tax
Months on the lease
13
Sticker price
$142,000 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$1,697
Tax, each month
$102
Monthly cost after tax
$1,799
Lease cost over all the months, before tax
$22,061
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
7,380
Extra miles to reach your 12,000 a year
You drive 4,620 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$58 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$253 a month for the U.S. average (range $182 to $323). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$195 a month (27 mpg at $5.275/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month
$2,285
All in, over all the months, our estimate
$29,705
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 6 (in 7 days)
MSRP
$142,000
Cap reduction
not stated
Effective monthly, before tax
$1,697
Effective monthly, after tax
$1,799
Effective as a share of MSRP, monthly
1.27%
Leasehackr score, estimate
6.6
All-in cost as a share of MSRP
20.9%
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More deals like this (6 cars)
More Mercedes-Benz deals
Photo of this model from another year, not this exact car.
2026 Mercedes-Benz GLA 250 SUV
$821a month, everything in
New lease
A new lease from the dealer. You sign for 24 months, with money due at signing.
The ad says $235 a month. With everything added, it is $821 a month. The biggest piece is insurance, $198 a month (our estimate for the U.S. average, $160 to $235; type yours).
The ad says$235
Money due when you sign ($3,209), spread over 24 months+ $134
Tax, at the rate the ad states+ $21
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $160 to $235). Type yours.+ $198
Gas, our estimate+ $195
All in, each month$821
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $399 a month. With everything added, it is $835 a month. The biggest piece is insurance, $198 a month (our estimate for the U.S. average, $160 to $235; type yours).
The ad says$399
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $24
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $160 to $235). Type yours.+ $198
Gas, our estimate+ $195
All in, each month$835
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Other cars near $2,285 a month
2026 BMW X5 M Competition
A drawing of this kind of car, not a photo of it.
2026 BMW X5 M Competition
$2,190a month, everything in
New lease
A new lease from the dealer. You sign for 36 months, with money due at signing.
The ad says $1,650 a month. The seller says they will pay you $600 to take it over, about $86 a month. With everything added, the real cost is $2,196 a month.
The ad says$1,650
Cash the seller says they will pay you, each month- $86
Transfer fee we assumed ($500), spread over 7 months+ $71
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $100
Miles: you drive 12,000 a year, the lease covers 27,727+ $0
Insurance, our estimate for the U.S. average (range $200 to $300). Type yours.+ $250
Gas, our estimate+ $211
All in, each month$2,196
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
