Ad $527→$1,010/mo all-inAll-in is what a month really costs: the ad’s $527 plus $483 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
$2,019 due at signing, besides the first payment (in the monthly).
It opens the seller’s own calculator on Leasehackr.
The receipt
The listed paymentSource: the Leasehackr pre-negotiated board listing, read Nov 1.$527The listed payment is what the ad says you pay each month, here $527.
Fees due when you sign ($2,019), spread over 36 monthsSource: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.+ $56Money due at signing is spread over the months, here $56 a month.
Tax, at the rate the ad statesSource: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $15Tax is what your state adds to the payment, here $15 a month.
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no per-mile rate, we use $0.25 a mile.+ $19Driving more miles than the lease gives costs extra, here $19 a month.
Insurance about $182 for the U.S. average (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $182Insurance: about $182 a month for this car at the U.S. average. Tap to type yours.
Gas (about)12,000 mi a year÷25 mpg(EPA combined, 2026 CX-90 3.3 Turbo Preferred)=480.0 gallons×$5.275 a gallon(EIA U.S. average premium, week of Oct 26)=$2,532 a year=$211 a monthcity 23 to highway 28Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.+ $211Gas: about $211 a month for the miles you drive. Tap to type your gas price.
Real Lease Cost™ (everything you pay, each month), each month$1,010All-in is what a month really costs: the ad’s $527 plus $483 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
(payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in Colorado New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themLeasehackr pre-negotiated boardGas SUV Seller’s own numbers
These are the numbers the seller states. We did not confirm them with the seller or the leasing company.
Photo of this model from another year, not this exact car. Credit: Ethan Llamas, CC BY-SA 4.0, via Wikimedia Commons
Board deal. Total due at signing: $2,546 (first payment $527 plus fees $2,019). No extra down payment.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
At 12,000 miles a year and U.S. average costs, 138 of the other 434 similar SUVs we price today cost more than this one.
vs 434 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 32 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.
Facts stated by the source on Nov 1, 2026.
The cheapest live car in the table is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $479 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Mazda CX-90 3.3 Turbo Preferred
Monthly payment in the ad
$527 plus tax
Months on the lease
36
Total due at signing
$2,546 (first payment $527 plus fees $2,019). We count all of it.
That $2,019, spread over 36 months
$56 a month
Sticker price
$45,445 (as stated by the source)
Tax rate used
2.90% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out
$583
Tax, each month
$15
Monthly cost after tax
$598
Lease cost over all the months, before tax
$20,991
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$211 a month (EPA combined 25 mpg, 2026 CX-90 3.3 Turbo Preferred; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month
$1,010
Real Lease Cost, over all the months, our estimate
$36,360
Listing status
live
Source read
Nov 1, 2026
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 1 day)
MSRP
$45,445
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$583
Effective monthly, after tax
$598
Effective as a share of MSRP, monthly
1.32%
Monthly cost vs sticker price
1.3% a month (common; a rule of thumb, not part of the ranking)
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
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SwapALease, read Oct 30. Insurance and gas are estimates, not quotes. about = our guess.
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