Ad $300→$718/mo all-inAll-in is what a month really costs: the ad’s $300 plus $418 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
$2,044 due at signing, besides the first payment (in the monthly).
It opens the seller’s own calculator on Leasehackr.
The receipt
The listed paymentSource: the Leasehackr pre-negotiated board listing, read Nov 1.$300The listed payment is what the ad says you pay each month, here $300.
Fees due when you sign ($2,044), spread over 36 monthsSource: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.+ $57Money due at signing is spread over the months, here $57 a month.
Tax, at the rate the ad statesSource: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $8Tax is what your state adds to the payment, here $8 a month.
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no per-mile rate, we use $0.25 a mile.+ $19Driving more miles than the lease gives costs extra, here $19 a month.
Insurance about $170 for the U.S. average (range $135 to $205). Your own quote may differ. Type yours.Mazda CX-30 quotes run $135 to $205 a month (The Zebra, read Oct 19) → middle $170 × 1.00 (U.S. average) = $170 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $170Insurance: about $170 a month for this car at the U.S. average. Tap to type yours.
Gas (about)12,000 mi a year÷about 26 mpg(middle of the EPA figures for the 2026 CX-30)=461.5 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$1,970 a year=$164 a monthcity 23 to highway 31Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.+ $164Gas: about $164 a month for the miles you drive. Tap to type your gas price.
Real Lease Cost™ (everything you pay, each month), each month$718All-in is what a month really costs: the ad’s $300 plus $418 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
(payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in Colorado New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themLeasehackr pre-negotiated boardGas SUV Seller’s own numbers
These are the numbers the seller states. We did not confirm them with the seller or the leasing company.
Photo of this model from another year, not this exact car. Credit: Ethan Llamas, CC BY-SA 4.0, via Wikimedia Commons
Board deal. Total due at signing: $2,344 (first payment $300 plus fees $2,044). No extra down payment.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
At 12,000 miles a year and U.S. average costs, 392 of the other 434 similar SUVs we price today cost more than this one.
vs 434 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 90 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.
Facts stated by the source on Nov 1, 2026.
The cheapest live car in the table is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $187 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Mazda CX-30 2.5 S Select Sport AWD
Monthly payment in the ad
$300 plus tax
Months on the lease
36
Total due at signing
$2,344 (first payment $300 plus fees $2,044). We count all of it.
That $2,044, spread over 36 months
$57 a month
Sticker price
$29,995 (as stated by the source)
Tax rate used
2.90% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out
$357
Tax, each month
$8
Monthly cost after tax
$365
Lease cost over all the months, before tax
$12,844
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$170 a month for the U.S. average (range $135 to $205). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$164 a month (about 26 mpg, middle of the EPA figures for the 2026 CX-30; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$718
Real Lease Cost, over all the months, our estimate
$25,848
Listing status
live
Source read
Nov 1, 2026
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 1 day)
MSRP
$29,995
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$357
Effective monthly, after tax
$365
Effective as a share of MSRP, monthly
1.22%
Monthly cost vs sticker price
1.2% a month (common; a rule of thumb, not part of the ranking)
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
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More deals like this (6 cars)
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Photo of this model from another year, not this exact car.
2026 Mazda Mazda3 Sedan 2.5 S FWD
Ad $219→$664/mo all-inAll-in is what a month really costs: the ad’s $219 plus $445 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months.
$2,610 due at signing, besides the first payment (in the monthly).
Seller’s own numbers
Gas $147/mo: about 29 mpg (EPA), U.S. average price
Ad$219
Real$664
Grey is the ad. VioletBlue is what we add. Gold stripes are our estimates.
The listed payment is $219 a month. With everything added, it is $664 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$219
Fees due when you sign ($2,610), spread over 36 months+ $73
Tax, at the rate the ad states+ $22
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $147
Real Lease Cost, each month$664
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
Photo of this model from another year, not this exact car.
2026 Mazda CX-30 2.5 S AWD2nd cheapest of 4 CX-30 offers nationwide
Ad $269→$720/mo all-inAll-in is what a month really costs: the ad’s $269 plus $451 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months.
$2,537 due at signing, besides the first payment (in the monthly).
Seller’s own numbers
Gas $164/mo: about 26 mpg (EPA), U.S. average price
The listed payment is $269 a month. With everything added, it is $720 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$269
Fees due when you sign ($2,537), spread over 36 months+ $70
Tax, at the rate the ad states+ $28
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
Gas (about)+ $164
Real Lease Cost, each month$720
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2026 Mazda CX-5 2.5 S Select AWDCheapest of 2 CX-5 offers nationwide
Ad $320→$743/mo all-inAll-in is what a month really costs: the ad’s $320 plus $423 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months.
$2,014 due at signing, besides the first payment (in the monthly).
The listed payment is $320 a month. With everything added, it is $743 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$320
Fees due when you sign ($2,014), spread over 36 months+ $56
Tax, at the rate the ad states+ $9
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Gas (about)+ $164
Real Lease Cost, each month$743
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
Ad $299→$629/mo all-inAll-in is what a month really costs: the ad’s $299 plus $330 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overElectric
You take over someone’s lease. You pay their last 30 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Charging $61/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $299 a month. With everything added, it is $629 a month. Most of the difference is insurance, $215 a month (our estimate for the U.S. average, $133 to $297; type yours).
The listed payment$299
Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $18
Miles: you drive 12,000 a year, the lease covers 11,092+ $19
Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
Electric: charging at home (about)+ $61
Real Lease Cost, each month$629
SwapALease, read Oct 31. Insurance and charging are estimates, not quotes. about = our guess.
Photo of this model from another year, not this exact car.
2026 Hyundai Elantra SEL Sport Plus SedanCheapest of 7 Elantra offers nationwide
Ad $282→$630/mo all-inAll-in is what a month really costs: the ad’s $282 plus $348 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 36 months.
$1,386 due at signing, besides the first payment (in the monthly).
Seller’s own numbers
Gas $126/mo: about 34 mpg (EPA), U.S. average price
The listed payment is $282 a month. With everything added, it is $630 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$282
Fees due when you sign ($1,386), spread over 36 months+ $38
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $126
Real Lease Cost, each month$630
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2025 Kia NIRO Cheapest of 3 NIRO offers nationwide
Ad $245→$631/mo all-inAll-in is what a month really costs: the ad’s $245 plus $386 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseHybrid, plug-in or electric: the ad does not say
A new lease from the dealer. You sign for 36 months.
Not in the ad: typical $3,340 due at signing used (in the monthly). Ask before you sign.
Only one site lists this. Check it before you pay.
Fuel $84/mo. We used the highest running cost because the ad does not say which kind it is.
The listed payment is $245 a month. With everything added, it is $631 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$245
Money due at signing: the ad does not say. We added $93 a month, the typical amount (median of 165 ads that state it in the same price band, read Oct 30 to Nov 1).+ $93
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Hybrid, plug-in or electric (the ad does not say): counted at the dearest (about)+ $84
Real Lease Cost, each month$631
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
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