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2026 Lexus TX

$1,942 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $1,399. The receipt adds every step between the two.

Offer ends Nov 6 (in 7 days)

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Listed in FL New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them SwapALease gas SUV Seen in one place only

One public site lists this deal. No second site confirms it.

2026 Lexus TX (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Wlb5V, CC BY-SA 4.0, via Wikimedia Commons

Read from SwapALease on 2026-10-30.

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad saysSource: The listing itself, from 12 public sites. Newest read Oct 30.$1,399

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $84
  2. Miles: you drive 12,000 a year, the lease covers 9,996You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
  3. Insurance, our estimate for the U.S. average: $245 (range $177 to $314). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $245
  4. Gas, our estimate27 mpg at $5.275/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $195

All in, each month$1,942

See the math

How each part is worked out:

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car outside this brand is the 2026 Toyota Corolla at $527 all-in. This car is $1,415 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus TX
Monthly payment in the ad$1,399 plus tax
Months on the lease36
Sticker price$105,000 (as stated by the source)
Tax rate used6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$1,399
Tax, each month$84
Monthly cost after tax$1,483
Lease cost over all the months, before tax$50,364
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows9,996
Extra miles to reach your 12,000 a yearYou drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$245 a month for the U.S. average (range $177 to $314). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$195 a month (27 mpg at $5.275/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$1,942
All in, over all the months, our estimate$69,912
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 6 (in 7 days)
MSRP$105,000
Cap reductionnot stated
Effective monthly, before tax$1,399
Effective monthly, after tax$1,483
Effective as a share of MSRP, monthly1.41%
Leasehackr score, estimate5.9
All-in cost as a share of MSRP66.6%

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More deals like this (6 cars)

More Lexus deals

2025 Lexus ES 350
A drawing of this kind of car, not a photo of it.

2025 Lexus ES 350

$898 a month, everything in

New lease

A new lease from the dealer. You sign for 36 months, with money due at signing.

Offer ends Nov 6 (in 7 days)

Seen in one place only

Ad$449

Real$898

+$449 we added, most of it estimate

See this deal: 2025 Lexus ES 350

Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $449 a month. With everything added, it is $898 a month. The biggest piece is our gas estimate, $203 a month.

The ad says$449

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $27
  2. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  3. Insurance, our estimate for the U.S. average (range $160 to $240). Type yours.+ $200
  4. Gas, our estimate+ $203

All in, each month$898

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.

2026 Lexus UX, a photo of this model, not the listed car
Photo of this model from another year, not this exact car.

2026 Lexus UX

$921 a month, everything in

New lease

A new lease from the dealer. You sign for 36 months, with money due at signing.

Offer ends Nov 6 (in 7 days)

Seen in one place only

Ad$479

Real$921

+$442 we added, most of it estimate

See this deal: 2026 Lexus UX

Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $479 a month. With everything added, it is $921 a month. The biggest piece is insurance, $199 a month (our estimate for the U.S. average, $159 to $239; type yours).

The ad says$479

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $29
  2. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  3. Insurance, our estimate for the U.S. average (range $159 to $239). Type yours.+ $199
  4. Gas, our estimate+ $195

All in, each month$921

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.

Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus NX, a photo of this model, not the listed car
Photo of this model from another year, not this exact car.

2026 Lexus NX

$959 a month, everything in

New lease

A new lease from the dealer. You sign for 36 months, with money due at signing.

Offer ends Nov 6 (in 7 days)

Seen in one place only

Ad$499

Real$959

+$460 we added, most of it estimate

See this deal: 2026 Lexus NX

Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $499 a month. With everything added, it is $959 a month. The biggest piece is our gas estimate, $211 a month.

The ad says$499

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $30
  2. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  3. Insurance, our estimate for the U.S. average (range $160 to $240). Type yours.+ $200
  4. Gas, our estimate+ $211

All in, each month$959

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.

Photo: Alexander Migl, CC BY-SA 4.0

Other cars near $1,942 a month

2026 Mercedes-Benz S Class
A drawing of this kind of car, not a photo of it.

2026 Mercedes-Benz S Class

$1,844 a month, everything in

New lease

A new lease from the dealer. You sign for 36 months, with money due at signing.

Offer ends Nov 6 (in 7 days)

Seen in one place only

Ad$1,299

Real$1,844

+$545 we added, most of it estimate

See this deal: 2026 Mercedes-Benz S Class

Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $1,299 a month. With everything added, it is $1,844 a month.

The ad says$1,299

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $78
  2. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  3. Insurance, our estimate for the U.S. average (range $182 to $323). Type yours.+ $253
  4. Gas, our estimate+ $195

All in, each month$1,844

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.

2026 Cadillac Escalade, a photo of this model, not the listed car
Photo of this model from another year, not this exact car.

2026 Cadillac Escalade

$1,845 a month, everything in

New lease

A new lease from the dealer. You sign for 36 months, with money due at signing.

Offer ends Nov 6 (in 7 days)

Seen in one place only

Ad$1,315

Real$1,845

+$530 we added, most of it estimate

See this deal: 2026 Cadillac Escalade

Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $1,315 a month. With everything added, it is $1,845 a month.

The ad says$1,315

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $79
  2. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  3. Insurance, our estimate for the U.S. average (range $171 to $304). Type yours.+ $237
  4. Gas, our estimate+ $195

All in, each month$1,845

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.

Photo: HJUdall, CC0

2025 Porsche Taycan, a photo of this model, not the listed car
Photo of this model, not this exact car.

2025 Porsche Taycan Taycan

$1,853 a month, everything in

Take-over

You take over someone’s lease. You pay their last 15 months.

Needs the leasing company’s approval.

Lease ends about Jan 2028 (15 months left)

15 months left, about $27,800 in all. Transfer fee $500 (assumed).

Seen in one place only

Assumes you charge at home.

Ad$1,433

Real$1,853

+$420 we added, most of it estimate

See this deal: 2025 Porsche Taycan

Why this price?

Everything included: payment, tax, miles, insurance, charging.

The ad says $1,433 a month. With everything added, it is $1,853 a month.

The ad says$1,433

  1. Transfer fee we assumed ($500), spread over 15 months+ $33
  2. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $86
  3. Miles: you drive 12,000 a year, the lease covers 14,416+ $0
  4. Insurance, our estimate for the U.S. average (range $162 to $288). Type yours.+ $225
  5. Charging at home, our estimate+ $76

All in, each month$1,853

SwapALease, read Oct 30. Insurance and charging are estimates, not quotes.

Photo: Alexander Migl, CC BY-SA 4.0