$2,001 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $1,299. The receipt adds every step between the two.
Listed in FL New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themSwapALeasegas Unknown Seen in one place only
One public site lists this deal. No second site confirms it.
No photo for this model
Read from SwapALease on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$1,299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $78
Miles: you drive 12,000 a year, the lease covers 9,996You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $253 (range $182 to $323). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $253
Gas, our estimate12,000 mi a year÷15 mpg(EPA combined, 2026 S Class)=800 gallons×$5.28 a gallon(EIA U.S. average premium, week of Oct 26)=$4,220 a year=$352 a monthcity 12 to highway 20Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $352
The cheapest live car outside this brand is the 2026 Toyota Corolla at $531 all-in. This car is $1,470 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Mercedes-Benz S Class
Monthly payment in the ad
$1,299 plus tax
Months on the lease
36
Sticker price
$120,000 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$1,299
Tax, each month
$78
Monthly cost after tax
$1,377
Lease cost over all the months, before tax
$46,764
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
9,996
Extra miles to reach your 12,000 a year
You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$253 a month for the U.S. average (range $182 to $323). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$352 a month (EPA combined 15 mpg, 2026 S Class; EIA U.S. average premium, week of Oct 26)
All in, each month
$2,001
All in, over all the months, our estimate
$72,036
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 6 (in 7 days)
MSRP
$120,000
Cap reduction
not stated
Effective monthly, before tax
$1,299
Effective monthly, after tax
$1,377
Effective as a share of MSRP, monthly
1.15%
Leasehackr score, estimate
7.3
All-in cost as a share of MSRP
60.0%
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More deals like this (6 cars)
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2026 Mercedes-Benz CLA Coupe
A drawing of this kind of car, not a photo of it.
2026 Mercedes-Benz CLA Coupe
$805a month, everything in
New leaseHybrid or electric: the ad does not say
A new lease from the dealer. You sign for 24 months, with money due at signing.
Offer ends Nov 6 (in 7 days)
Seen in one place only
Fuel $176/mo, counted at the dearest of hybrid, plug-in or electric
The ad says $399 a month. With everything added, it is $805 a month. The biggest piece is insurance, $187 a month (our estimate for the U.S. average, $149 to $224; type yours).
The ad says$399
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $24
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $149 to $224). Type yours.+ $187
Hybrid or electric (the ad does not say): counted at the dearest, our estimate+ $176
All in, each month$805
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2026 Mercedes-Benz GLA 250 SUV
$808a month, everything in
New leaseGas
A new lease from the dealer. You sign for 24 months, with money due at signing.
Offer ends Oct 31 (in 1 day)
Seller’s numbers: we did not check them
Gas $182/mo: about 29 mpg (EPA), U.S. average price
The ad says $235 a month. With everything added, it is $808 a month. The biggest piece is insurance, $198 a month (our estimate for the U.S. average, $160 to $235; type yours).
The ad says$235
Money due when you sign ($3,209), spread over 24 months+ $134
Tax, at the rate the ad states+ $21
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $160 to $235). Type yours.+ $198
Gas, our estimate+ $182
All in, each month$808
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $399 a month. With everything added, it is $819 a month. The biggest piece is insurance, $201 a month (our estimate for the U.S. average, $161 to $241; type yours).
The ad says$399
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $24
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $161 to $241). Type yours.+ $201
Hybrid or electric (the ad does not say): counted at the dearest, our estimate+ $176
All in, each month$819
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Other cars near $2,001 a month
Photo of this model, not this exact car.
2026 BMW X3 xDrive30i
$1,905a month, everything in
Take-overGas
You take over someone’s lease. You pay their last 33 months.
Needs the leasing company’s approval.
Lease ends Jul 2029 (33 months left)
33 months left, about $62,900 in all. Transfer fee $500 (assumed).
Seen in one place only
Gas $188/mo: about 28 mpg (EPA), U.S. average price
