Real Lease Cost

2026 Lexus RX 350 AWD

Ad $499$1,086/mo all-in estimate

$4,500 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$499

  1. Fees at signing+ $107
  2. Tax (about)+ $31
  3. Extra miles+ $19
  4. Insurance (about)+ $210
  5. Gas (about)+ $220

Real Lease Cost™ (everything you pay), each month$1,086

Sources and read dates
  • The listed payment the Lexus offers page, read Nov 3.
  • Fees at signing the Lexus offers page, read Nov 3. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Lexus offers page, read Nov 3. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 3.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 10 (in 7 days)

Your miles or state are different?

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Answer the three questions on the home page

New lease Lexus offers page Gas SUV From the carmaker’s own offers page

The carmaker lists this offer on its own offers page. We read that page. We did not confirm it with a dealer.

2026 Lexus RX (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Alexander-93, CC BY-SA 4.0, via Wikimedia Commons

Read from Lexus offers page on Nov 3, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Costs less than most similar cars

At 12,000 miles a year and U.S. average costs, 363 of the other 446 similar luxury SUVs we price today cost more than this one.

vs 446 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 81 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 3, 2026.

The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $555 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus RX 350 AWD
Monthly payment in the ad$499 plus tax
Months on the lease42
Total due at signing$4,999 (first payment $499 plus fees $4,500). We count all of it.
That $4,500, spread over 42 months$107 a month
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$606
Tax, each month$31
Monthly cost after tax$637
Lease cost over all the months, before tax$25,458
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows10,000
Extra miles to reach your 12,000 a yearYou drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$210 a month for the U.S. average (range $170 to $250). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$220 a month (EPA combined 24 mpg, 2026 RX 350 AWD; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month$1,086
Real Lease Cost, over all the months, our estimate$45,612
Listing statuslive
Source readNov 3, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 10 (in 7 days)
MSRPnot in the listing
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$606
Effective monthly, after tax$637

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More deals like this (6 cars)

More Lexus deals

2026 Lexus UX, a photo of this model, not the listed car

2026 Lexus UX 300h

Ad $339$780/mo all-inestimate

New lease

See this deal: 2026 Lexus UX

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$339

Real$780

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$441 we added. Most of it is our estimate.

Why +$441? insurance $191, fees $111, gas $99, tax $21, extra miles $19

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Cheapest of 2 UX offers nationwide

A new lease from the dealer. You sign for 42 months.

$4,660 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $99/mo: about 43 mpg (EPA), U.S. average price

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $339 a month. With everything added, it is $780 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$339

  1. Fees due when you sign ($4,660), spread over 42 months+ $111
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  5. Hybrid: gas (about)+ $99

Real Lease Cost, each month$780

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus NX, a photo of this model, not the listed car

2026 Lexus NX 350 AWD

Ad $349$920/mo all-inestimate

New lease

See this deal: 2026 Lexus NX

Why this price?

GasOne of the lowest costs for this kind of car

Ad$349

Real$920

+$571 we added. Most of it is our estimate.

Why +$571? gas $220, insurance $200, fees $111, tax $21, extra miles $19

More
Cheapest of 7 NX offers nationwide

A new lease from the dealer. You sign for 42 months.

$4,650 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $220/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $349 a month. With everything added, it is $920 a month. The biggest piece is our gas estimate, $220 a month.

The listed payment$349

  1. Fees due when you sign ($4,650), spread over 42 months+ $111
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $220

Real Lease Cost, each month$920

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2025 Lexus ES 350

2025 Lexus ES 350

Ad $449$950/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2025 Lexus ES 350

Why this price?

Gas

Ad$449

Real$950

+$501 we added. Most of it is our estimate.

Why +$501? insurance $200, gas $171, typical money due at signing $84, tax $27, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,011 due at signing used (in the monthly). Ask before you sign.

Gas $171/mo: about 25 mpg (EPA), U.S. average price

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $449 a month. With everything added, it is $950 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).

The listed payment$449

  1. Money due at signing: the ad does not say. We added $84 a month, the typical amount (median of 75 ads that state it in the same price band, read Nov 2 to Nov 3).+ $84
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $171

Real Lease Cost, each month$950

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

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2025 BMW i4, a photo of this model, not the listed car

2025 BMW i4 eDrive40 Gran Coupe

Ad $611$986/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW i4

Why this price?

Electric

Ad$611

Real$986

+$375 we added. Most of it is our estimate.

Why +$375? insurance $215, charging $57, tax $38, extra miles $36, fees $29

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You take over someone’s lease. You pay their last 17 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $57/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Mar 2028 (17 months left)

17 months left, about $16,800 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $611 a month. With everything added, it is $986 a month. Most of the difference is insurance, $215 a month (our estimate for the U.S. average, $133 to $297; type yours).

The listed payment$611

  1. Transfer fee about $500 (the listing does not say), spread over 17 months+ $29
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $38
  3. Miles: you drive 12,000 a year, the lease covers about 10,283 a year (from the miles left and months left)+ $36
  4. Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
  5. Electric: charging at home (about)+ $57

Real Lease Cost, each month$986

LeaseTrader, read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2026 Audi A5, a photo of this model, not the listed car

2026 Audi A5 Premium

Ad $545$987/mo all-inestimate

Take-over, seller cash $2,880

Only one site lists this. Check it before you pay.

See this deal: 2026 Audi A5

Why this price?

Gas

Ad$545

Real$987

+$442 we added. Most of it is our estimate.

Why +$442? insurance $208, gas $203, extra miles $75, tax $33, fees $16, minus cash the seller pays you $93

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The seller says they will pay you $2,880, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 31 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $203/mo: 26 mpg (EPA), U.S. average price

Lease ends Jun 2029 (31 months left)

31 months left, about $30,600 in all. Transfer fee about $500. Seller pays you $2,880.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $545 a month. The seller says they will pay you $2,880 to take it over, about $93 a month. With everything added, the real cost is $987 a month. The biggest piece is insurance, $208 a month (our estimate for the U.S. average, $165 to $250; type yours).

The listed payment$545

  1. Cash the seller says they will pay you, each month- $93
  2. Transfer fee about $500 (the listing does not say), spread over 31 months+ $16
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $33
  4. Miles: you drive 12,000 a year, the lease covers about 8,381 a year (from the miles left and months left)+ $75
  5. Insurance (about) for the U.S. average (range $165 to $250). Type yours.+ $208
  6. Gas (about)+ $203

Real Lease Cost, each month$987

LeaseTrader, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2025 Toyota Tacoma, a photo of this model, not the listed car

2025 Toyota Tacoma TRD Off-Road Double Cab

Ad $591$987/mo all-inestimate

Take-over, seller cash $1,007

Only one site lists this. Check it before you pay.

See this deal: 2025 Toyota Tacoma

Why this price?

GasAbout even with similar cars

Ad$591

Real$987

+$396 we added. Most of it is our estimate.

Why +$396? gas $203, insurance $178, tax $36, fees $21, minus cash the seller pays you $42

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3rd cheapest of 8 Tacoma offers nationwide

The seller says they will pay you $1,007, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 24 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $203/mo: about 21 mpg (EPA), U.S. average price

Lease ends Oct 2028 (24 months left)

24 months left, about $23,700 in all. Transfer fee about $500. Seller pays you $1,007.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $591 a month. The seller says they will pay you $1,007 to take it over, about $42 a month. With everything added, the real cost is $987 a month. Most of the difference is our gas estimate, $203 a month.

The listed payment$591

  1. Cash the seller says they will pay you, each month- $42
  2. Transfer fee about $500 (the listing does not say), spread over 24 months+ $21
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $36
  4. Miles: you drive 12,000 a year, the lease covers about 13,177 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  6. Gas (about)+ $203

Real Lease Cost, each month$987

LeaseTrader, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0