Real Lease Cost

2026 Hyundai Ioniq

Ad $484$926/mo all-in estimate

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Open the original listing (leaves our site)

The receipt

The listed payment$484

  1. Fees at signing (about)+ $130
  2. Tax (about)+ $29
  3. Extra miles+ $38
  4. Insurance (about)+ $175
  5. Charging (about)+ $70

Real Lease Cost™ (everything you pay), each month$926

Sources and read dates
  • The listed payment the Leasehackr Marketplace listing, read Nov 4.
  • Fees at signing (about) the Leasehackr Marketplace listing, read Nov 4. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr Marketplace listing, read Nov 4. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
  • Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Electric Runs on electricity only. You plug it in.

This adds payment, tax, miles, insurance and charging at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 11 (in 6 days)

Your miles or state are different?

Change

Answer the three questions on the home page

Listed in CA New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them Leasehackr Marketplace (broker offers) Electric Unknown Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

No photo for this model (electric)

Read from Leasehackr Marketplace (broker offers) on Nov 4, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Not enough similar cars today

Not enough similar cars today. We need at least 21 live deals of the same kind to compare, and we have 0.

This check looks at price only. It cannot say whether the car fits you.

The math behind this

There are too few similar cars today for a share.

Facts stated by the source on Nov 4, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $426 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Hyundai Ioniq
Monthly payment in the ad$484 plus tax
Months on the lease24
Total due at signingThe ad does not say. We added the typical amount, $3,116 in total (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5). Ask before you sign.
That $3,116, spread over 24 months$130 a month, our estimate
Sticker price$69,330 (as stated by the source)
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$614
Tax, each month$29
Monthly cost after tax$643
Lease cost over all the months, before tax$14,732
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate$70 a month (about 2.6 mi/kWh, a typical figure for electric cars, not this car's rating; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month$926
Real Lease Cost, over all the months, our estimate$22,224
Listing statuslive
Source readNov 4, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 11 (in 6 days)
MSRP$69,330
Cap reductionnot stated
Effective monthly, before tax$614
Effective monthly, after tax$643
Effective as a share of MSRP, monthly0.93%
Monthly cost vs sticker price0.9% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP32.1%

Pick Up the Tab

Buy us a drink or a loaf of bread.

Café au lait, New Orleans, $3
Illustration
Concha (pan dulce), Los Angeles, $5
Illustration
Adeni chai, Dearborn, $7.86
Illustration
Sourdough loaf, San Francisco, $12
Illustration
Famous New York rye, New York, $60
Illustration

Café au laitNew Orleans

Total$3

Au lait$3Concha$5Chai$7.86SF loaf$12NY rye$60
Other$3 or more

Real Lease Cost is free. A tip helps keep it that way.

Pick up the tab: $3

A tip to a company, not a donation. It unlocks nothing. The card page shows our company, Ummah Media Group LLC.

Get the lowest all-in leases each week

One email a week. Confirm by link. Unsubscribe in one click.

Add more (optional)

We store your email and the optional fields above to send this digest, and nothing else. We first send a link to confirm your address. Every mail has a one-click unsubscribe. Read what we keep on the privacy page.

More deals like this (6 cars)

More Hyundai deals

2027 Hyundai Kona, a photo of this model, not the listed car

2027 Hyundai Kona SE FWD

Ad $130$596/mo all-inestimate

New lease

See this deal: 2027 Hyundai Kona

Why this price?

GasOne of the lowest costs for this kind of car

Ad$130

Real$596

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$466 we added. Most of it is our estimate.

Why +$466? insurance $170, gas $138, fees $107, extra miles $38, tax $13

More
Cheapest of 4 Kona offers nationwide

A new lease from the dealer. You sign for 24 months.

$2,565 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $138/mo: about 30 mpg (EPA), U.S. average price

Offer ends Nov 15

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $130 a month. With everything added, it is $596 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).

The listed payment$130

  1. Fees due when you sign ($2,565), spread over 24 months+ $107
  2. Tax, at the rate the ad states+ $13
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
  5. Gas (about)+ $138

Real Lease Cost, each month$596

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Hyundai ELANTRA

2026 Hyundai ELANTRA

Ad $267$637/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Hyundai ELANTRA

Why this price?

Gas

Ad$267

Real$637

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, gas $122, fees $48, extra miles $19, tax $16

More
Cheapest of 4 ELANTRA offers nationwide

A new lease from the dealer. You sign for 36 months.

$1,733 due at signing, besides the first payment (in the monthly).

Gas $122/mo: about 34 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $267 a month. With everything added, it is $637 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$267

  1. Fees due when you sign ($1,733), spread over 36 months+ $48
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Gas (about)+ $122

Real Lease Cost, each month$637

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2026 Hyundai Elantra Hybrid, a photo of this model, not the listed car

2026 Hyundai Elantra Hybrid BLUE

Ad $269$639/mo all-inestimate

New lease

See this deal: 2026 Hyundai Elantra Hybrid

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$269

Real$639

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, fees $93, gas $77, extra miles $19, tax $16

More
Cheapest of 2 Elantra Hybrid offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,330 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $77/mo: 54 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $269 a month. With everything added, it is $639 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$269

  1. Fees due when you sign ($3,330), spread over 36 months+ $93
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Hybrid: gas (about)+ $77

Real Lease Cost, each month$639

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Hyundai offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0

Other cars near $926 a month

2026 MINI Cooper, a photo of this model, not the listed car

2026 MINI Cooper Convertible

Ad $446$826/mo all-inestimate

Take-over, seller cash $1,886

Only one site lists this. Check it before you pay.

See this deal: 2026 MINI Cooper

Why this price?

Gas

Ad$446

Real$826

+$380 we added. Most of it is our estimate.

Why +$380? gas $172, insurance $142, extra miles $80, tax $26, fees $15, minus cash the seller pays you $55

More

The seller says they will pay you $1,886, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 34 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $172/mo: about 30 mpg (EPA), U.S. average price

Lease ends Sep 2029 (34 months left)

34 months left, about $28,100 in all. Transfer fee about $500. Seller pays you $1,886.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $446 a month. The seller says they will pay you $1,886 to take it over, about $55 a month. With everything added, the real cost is $826 a month. The biggest piece is our gas estimate, $172 a month.

The listed payment$446

  1. Cash the seller says they will pay you, each month- $55
  2. Transfer fee about $500 (the listing does not say), spread over 34 months+ $15
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
  4. Miles: you drive 12,000 a year, the lease covers about 8,148 a year (from the miles left and months left)+ $80
  5. Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
  6. Gas (about)+ $172

Real Lease Cost, each month$826

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2026 Chevrolet Equinox, a photo of this model, not the listed car

2026 Chevrolet Equinox LT

Ad $499$829/mo all-inestimate

Take-over, seller cash $1,479

Only one site lists this. Check it before you pay.

See this deal: 2026 Chevrolet Equinox

Why this price?

GasAbout even with similar cars

Ad$499

Real$829

+$330 we added. Most of it is our estimate.

Why +$330? insurance $178, gas $154, tax $30, fees $17, minus cash the seller pays you $49

More
2nd cheapest of 3 Equinox offers nationwide

The seller says they will pay you $1,479, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 30 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $154/mo: about 27 mpg (EPA), U.S. average price

Lease ends Apr 2029 (30 months left)

30 months left, about $24,900 in all. Transfer fee about $500. Seller pays you $1,479.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $499 a month. The seller says they will pay you $1,479 to take it over, about $49 a month. With everything added, the real cost is $829 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).

The listed payment$499

  1. Cash the seller says they will pay you, each month- $49
  2. Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $30
  4. Miles: you drive 12,000 a year, the lease covers about 12,005 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  6. Gas (about)+ $154

Real Lease Cost, each month$829

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: © M 93, CC BY-SA 3.0 de

2025 BMW i4, a photo of this model, not the listed car

2025 BMW i4 eDrive40 Gran Coupe

Ad $680$829/mo all-inestimate

Take-over, seller cash $2,475

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW i4

Why this price?

Electric

Ad$680

Real$829

+$149 we added. Most of it is our estimate.

Why +$149? insurance $215, charging $57, fees $42, tax $41, minus cash the seller pays you $206

More
3rd cheapest of 13 i4 offers nationwide

The seller says they will pay you $2,475, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 12 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $57/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Oct 2027 (12 months left)

12 months left, about $9,900 in all. Transfer fee about $500. Seller pays you $2,475.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $680 a month. The seller says they will pay you $2,475 to take it over, about $206 a month. With everything added, the real cost is $829 a month.

The listed payment$680

  1. Cash the seller says they will pay you, each month- $206
  2. Transfer fee about $500 (the listing does not say), spread over 12 months+ $42
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
  4. Miles: you drive 12,000 a year, the lease covers about 19,010 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
  6. Electric: charging at home (about)+ $57

Real Lease Cost, each month$829

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0