Real Lease Cost™ (everything you pay, each month): $2,045 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $1,475. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in NY New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themLeasehackr Marketplace (broker offers)gas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
SUV body style, no photo for this model
Read from Leasehackr Marketplace (broker offers) on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$1,475
Money due when you sign ($1,310), spread over 39 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $34
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $90
Miles: you drive 12,000 a year, the lease covers 10,500You drive 1,500 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $202 (range $162 to $242). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Medium SUV (gas) ($2,423 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $202 a month. Range $162 to $242. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $202
Gas, our estimate12,000 mi a year÷about 19 mpg(middle of the EPA figures for the 2026 EXPEDITION)=631.6 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$2,696 a year=$225 a monthcity 16 to highway 23Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $225
At 12,000 miles a year and U.S. average costs, 4 of the 455 similar SUVs we price today cost more than this one.
vs 455 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 1 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $1,624 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Ford EXPEDITION
Monthly payment in the ad
$1,475 plus tax
Months on the lease
39
Due when you sign
$2,785. It includes your first payment of $1,475. The other $1,310 is fees and any money down, and we count all of it.
That $1,310, spread over 39 months
$34 a month
Sticker price
$84,990 (as stated by the source)
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$1,509
Tax, each month
$90
Monthly cost after tax
$1,599
Lease cost over all the months, before tax
$58,835
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,500
Extra miles to reach your 12,000 a year
You drive 1,500 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$12 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$202 a month for the U.S. average (range $162 to $242). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$225 a month (about 19 mpg, middle of the EPA figures for the 2026 EXPEDITION; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$2,045
Real Lease Cost, over all the months, our estimate
$79,755
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
$84,990
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$1,509
Effective monthly, after tax
$1,599
Effective as a share of MSRP, monthly
1.88%
Monthly cost vs sticker price
1.9% a month (high; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP
93.8%
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More deals like this (6 cars)
More Ford deals
Photo of this model from another year, not this exact car.
2025 Ford Mustang Mach-E PlatinumOffer 1 of 7 on this model
Real Lease Cost:$752a month, estimate
Take-overElectricCosts less than most similar carsWe could not check this one
You take over someone’s lease. You pay their last 20 months.
Needs the leasing company’s approval.
Lease ends Jun 2028 (20 months left)
20 months left, about $15,000 in all. Transfer fee $500 (assumed). Seller pays you $3,500.
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $61/mo: EPA figure for this model at U.S. average home rates.
Assumes you charge at home.
Ad$449
Real$752
+$303 we added, most of it estimate
Why +$303? insurance $190, worse-case number $175, charging $61, tax $27, fees $25, minus seller cash $175
The listed payment is $449 a month. The seller says they will pay you $3,500 to take it over, about $175 a month. With everything added, the real cost is $577 a month. One number did not check out, so we count it as $752.
The listed payment$449
Cash the seller says they will pay you, each month- $175
Transfer fee we assumed ($500), spread over 20 months+ $25
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
Miles: you drive 12,000 a year, the lease covers 15,090+ $0
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $61
One number did not check out, so we count the worse case+ $175
Real Lease Cost, each month$752
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
Photo of this model from another year, not this exact car.
2024 Ford F-150 Lightning XLTOffer 1 of 3 on this model
Real Lease Cost:$753a month, estimate
Take-overElectricOne of the lowest costs for this kind of car
You take over someone’s lease. You pay their last 20 months.
Needs the leasing company’s approval.
Lease ends Jul 2028 (20 months left)
20 months left, about $15,100 in all. Transfer fee $500 (assumed).
Only one site lists this. Not confirmed.
Charging $91/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $420 a month. With everything added, it is $753 a month. Most of the difference is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).
The listed payment$420
Transfer fee we assumed ($500), spread over 20 months+ $25
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers 15,613+ $0
Insurance, our estimate for the U.S. average (range $153 to $229). Type yours.+ $191
Electric: charging at home, our estimate+ $91
Real Lease Cost, each month$753
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
The listed payment is $420 a month. With everything added, it is $788 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$420
Transfer fee we assumed ($500), spread over 31 months+ $16
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
Miles: you drive 12,000 a year, the lease covers 13,726+ $0
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $152
Real Lease Cost, each month$788
LeaseTrader, read Oct 31. Insurance and gas are estimates, not quotes.
The listed payment is $1,708 a month. The seller says they will pay you $3,382 to take it over, about $141 a month. With everything added, the real cost is $1,945 a month.
The listed payment$1,708
Cash the seller says they will pay you, each month- $141
Transfer fee we assumed ($500), spread over 24 months+ $21
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $104
Miles: you drive 12,000 a year, the lease covers 16,500+ $0
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $63
Real Lease Cost, each month$1,945
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
