$1,176 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $499. The receipt adds every step between the two.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$499
Money due when you sign ($6,020), spread over 24 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $251
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $30
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $183 (range $146 to $219). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $183
Gas, our estimate12,000 mi a year÷22 mpg(EPA combined, 2026 Traverse FWD LT)=545 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$2,329 a year=$194 a monthcity 20 to highway 26Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $194
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $645 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Chevrolet Traverse FWD LT
Monthly payment in the ad
$499 plus tax
Months on the lease
24
Due when you sign
$6,519. It includes your first payment of $499. The other $6,020 is fees and any money down, and we count all of it.
That $6,020, spread over 24 months
$251 a month
Sticker price
$42,795 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$750
Tax, each month
$30
Monthly cost after tax
$780
Lease cost over all the months, before tax
$17,996
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$183 a month for the U.S. average (range $146 to $219). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$194 a month (EPA combined 22 mpg, 2026 Traverse FWD LT; EIA U.S. average regular, week of Oct 26)
All in, each month
$1,176
All in, over all the months, our estimate
$28,224
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 6 (in 7 days)
MSRP
$42,795
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$750
Effective monthly, after tax
$780
Effective as a share of MSRP, monthly
1.82%
Leasehackr score, estimate
4.6
All-in cost as a share of MSRP
66.0%
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You take over someone’s lease. You pay their last 21 months.
Needs the leasing company’s approval.
Lease ends Jul 2028 (21 months left)
21 months left, about $12,200 in all. Transfer fee $500 (assumed).
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $59/mo: about 3.1 mi/kWh (EPA), U.S. average price
The ad says $301 a month. With everything added, it is $579 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The ad says$301
Transfer fee we assumed ($500), spread over 21 months+ $24
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 14,454+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
All in, each month$579
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $369 a month. With everything added, it is $663 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).
The ad says$369
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $22
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $150 to $225). Type yours.+ $188
Electric: charging at home, our estimate+ $65
All in, each month$663
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $259 a month. With everything added, it is $704 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $132 to $197; type yours).
The ad says$259
Money due when you sign ($3,890), spread over 36 months+ $108
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $132 to $197). Type yours.+ $164
Gas, our estimate+ $138
All in, each month$704
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Chevrolet offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $609 a month. The seller says they will pay you $312 to take it over, about $20 a month. With everything added, the real cost is $1,078 a month. The biggest piece is our gas estimate, $211 a month.
The ad says$609
Cash the seller says they will pay you, each month- $20
Transfer fee we assumed ($500), spread over 16 months+ $31
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $37
Miles: you drive 12,000 a year, the lease covers 17,194+ $0
Insurance, our estimate for the U.S. average (range $174 to $247). Type yours.+ $210
Gas, our estimate+ $211
All in, each month$1,078
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $692 a month. The seller says they will pay you $296 to take it over, about $17 a month. With everything added, the real cost is $1,079 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The ad says$692
Cash the seller says they will pay you, each month- $17
Transfer fee we assumed ($500), spread over 17 months+ $29
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $42
Miles: you drive 12,000 a year, the lease covers 16,546+ $0
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $158
All in, each month$1,079
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
