$648 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $275. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
New leaseLeasehackr Marketplace (broker offers)gas Unknown Only one site lists this. Not confirmed.
One public site lists this deal. No second site confirms it.
Photo of this model, not this exact car. Credit: Cutlass, CC0, via Wikimedia Commons
Read from Leasehackr Marketplace (broker offers) on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 14 public sites. Newest read Oct 31.$275
Money due when you sign ($724), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $20
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $17
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $175 (range $126 to $224). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a car (all powertrains) ($2,098 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $175 a month. Range $126 to $224. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $175
Gas, our estimate12,000 mi a year÷30 mpg(EPA combined, 2026 Envista Envista)=400 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$1,708 a year=$142 a monthcity 28 to highway 32Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $142
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $117 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Buick Envista Envista
Monthly payment in the ad
$275 plus tax
Months on the lease
36
Due when you sign
$999. It includes your first payment of $275. The other $724 is fees and any money down, and we count all of it.
That $724, spread over 36 months
$20 a month
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$295
Tax, each month
$17
Monthly cost after tax
$312
Lease cost over all the months, before tax
$10,624
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$142 a month (EPA combined 30 mpg, 2026 Envista Envista; EIA U.S. average regular, week of Oct 26)
All in, each month
$648
All in, over all the months, our estimate
$23,328
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
not in the listing
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$295
Effective monthly, after tax
$312
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Photo of this model from another year, not this exact car.
2024 Buick Envision Preferred
$817a month, everything in
Take-overGas
You take over someone’s lease. You pay their last 10 months.
Needs the leasing company’s approval.
Lease ends Aug 2027 (10 months left)
10 months left, about $8,200 in all. Transfer fee $500 (assumed).
The listed payment is $384 a month. With everything added, it is $817 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).
The listed payment$384
Transfer fee we assumed ($500), spread over 10 months+ $50
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $23
Miles: you drive 12,000 a year, the lease covers 17,786+ $0
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $178
All in, each month$817
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $475 a month. With everything added, it is $857 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).
The listed payment$475
Transfer fee we assumed ($500), spread over 17 months+ $29
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $29
Miles: you drive 12,000 a year, the lease covers 17,905+ $0
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $142
All in, each month$857
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $499 a month. The seller says they will pay you $176 to take it over, about $10 a month. With everything added, the real cost is $872 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours). One number did not check out, so we count it as $882.
The listed payment$499
Cash the seller says they will pay you, each month- $10
Transfer fee we assumed ($500), spread over 17 months+ $29
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $30
Miles: you drive 12,000 a year, the lease covers 24,007+ $0
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $142
One number did not check out, so we count the worse case+ $10
All in, each month$882
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $189 a month. With everything added, it is $563 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$189
Money due when you sign ($1,588), spread over 36 months+ $44
Tax, at the rate the ad states+ $17
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $129
All in, each month$563
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $471 a month. The seller says they will pay you $7,226 to take it over, about $249 a month. With everything added, the real cost is $574 a month.
The listed payment$471
Cash the seller says they will pay you, each month- $249
Transfer fee we assumed ($500), spread over 29 months+ $17
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $28
Miles: you drive 12,000 a year, the lease covers 12,857+ $0
Insurance, our estimate for the U.S. average (range $114 to $170). Type yours.+ $142
Gas, our estimate+ $165
All in, each month$574
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $301 a month. With everything added, it is $579 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The listed payment$301
Transfer fee we assumed ($500), spread over 21 months+ $24
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 14,454+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
All in, each month$579
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
