Car leases with every cost added, cheapest first, priced at your own miles.

Updated

Back to all deals

2026 BMW 4 Series

$1,992 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $1,413. The receipt adds every step between the two.

Your miles or state are different?

Change

Answer all four questions on the home page

Listed in FL Someone’s lease to take over (you pay their last 26 months) SwapALease gas Unknown Seen in one place only

One public site lists this deal. No second site confirms it.

No photo for this model

Read from SwapALease on 2026-10-30. Tax status not recorded, so tax is added here (tax assumed).

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad says$1,413

  1. Transfer fee we assumed ($500), spread over 26 months+ $20
  2. Tax, our estimate (the ad gives no tax rate)+ $84
  3. Miles: you drive 12,000 a year, the lease covers 9,174You drive 2,825 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $59 a month.+ $59
  4. Insurance estimate for this model, $175 to $260Estimate, $175 to $260. We use a figure in the upper part so the total is not too low.+ $240
  5. Gas, our estimate30 mpg at $5.275/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $176

All in, each month$1,992

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car outside this brand is the 2026 Toyota Corolla at $562 all-in. This car is $1,430 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 BMW 4 Series
Monthly payment in the ad$1,413 plus tax
Months on the lease26
Sticker pricenot in the listing
Tax rate used6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$1,433
Tax, each month$84
Monthly cost after tax$1,517
Lease cost over all the months, before tax$37,246
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows9,175
Extra miles to reach your 12,000 a yearYou drive 2,825 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $59 a month.
Insurance, our estimate$240 a month. Estimate, $175 to $260. We use a figure in the upper part so the total is not too low.
Gas, our estimate$176 a month (30 mpg at $5.275/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$1,992
All in, over all the months, our estimate$51,792
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$1,433
Effective monthly, after tax$1,517

Get the lowest all-in leases each week

One email a week. Confirm by link. Unsubscribe in one click.

Add more (optional)

More deals like this (6 cars)

More BMW deals

2025 BMW iX, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

Someone’s lease to take over (you pay their last 13 months)

2025 BMW iX xDrive50

$679 a month

Everything included: payment, tax, miles, insurance, charging.

Assumes you charge at home.

The ad says $850 a month. The seller says they will pay you $9,000 to take it over, about $692 a month, which brings the real cost down to $679 a month with everything added.

See this deal: 2025 BMW iX

Why this price?

The ad says$850

  1. Cash the seller says they will pay you, each month- $692
  2. Transfer fee we assumed ($500), spread over 13 months+ $38
  3. Tax, our estimate (the ad gives no tax rate)+ $51
  4. Miles: you drive 12,000 a year, the lease covers 7,030+ $104
  5. Insurance estimate for this model, $180 to $320+ $265
  6. Charging at home, our estimate+ $63

All in, each month$679

LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.

2025 BMW i4, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

Someone’s lease to take over (you pay their last 34 months)

2025 BMW i4 xDrive40

$715 a month

Everything included: payment, tax, miles, insurance, charging.

Assumes you charge at home.

The ad says $338 a month. With everything added, it is $715 a month.

See this deal: 2025 BMW i4

Why this price?

The ad says$338

  1. Transfer fee ($500), spread over 34 months+ $15
  2. Tax, our estimate (the ad gives no tax rate)+ $20
  3. Miles: you drive 12,000 a year, the lease covers 10,151+ $39
  4. Insurance estimate for this model, $133 to $297+ $250
  5. Charging at home, our estimate+ $53

All in, each month$715

Leasehackr private transfers, read Oct 30. Insurance and charging are estimates, not quotes.

2025 BMW X3, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

Someone’s lease to take over (you pay their last 26 months)

2025 BMW X3 xDrive30i

$851 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $648 a month. The seller says they will pay you $6,769 to take it over, about $260 a month. With everything added, the real cost is $851 a month.

See this deal: 2025 BMW X3

Why this price?

The ad says$648

  1. Cash the seller says they will pay you, each month- $260
  2. Transfer fee we assumed ($500), spread over 26 months+ $19
  3. Tax, our estimate (the ad gives no tax rate)+ $39
  4. Miles: you drive 12,000 a year, the lease covers 12,923+ $0
  5. Insurance estimate for this model, $174 to $247+ $210
  6. Gas, our estimate+ $195

All in, each month$851

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

Other cars near $1,992 a month

2025 Genesis GV80, a photo of this model, not the listed car
Photo of this model from another year, not this exact car. Photo: Alawadhi3000, CC BY-SA 4.0

Someone’s lease to take over (you pay their last 23 months)

2025 Genesis GV80 3.5T

$1,894 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $1,336 a month. With everything added, it is $1,894 a month.

See this deal: 2025 Genesis GV80

Why this price?

The ad says$1,336

  1. Transfer fee we assumed ($500), spread over 23 months+ $22
  2. Tax, our estimate (the ad gives no tax rate)+ $80
  3. Miles: you drive 12,000 a year, the lease covers 10,034+ $41
  4. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  5. Gas, our estimate+ $195

All in, each month$1,894

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

2024 Cadillac Escalade ESV, a photo of this model, not the listed car
Photo of this model, not this exact car. Photo: HJUdall, CC0

Someone’s lease to take over (you pay their last 17 months)

2024 Cadillac Escalade ESV Premium Luxury

$1,939 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $1,509 a month. The seller says they will pay you $1,778 to take it over, about $105 a month. With everything added, the real cost is $1,939 a month.

See this deal: 2024 Cadillac Escalade ESV

Why this price?

The ad says$1,509

  1. Cash the seller says they will pay you, each month- $105
  2. Transfer fee we assumed ($500), spread over 17 months+ $30
  3. Tax, our estimate (the ad gives no tax rate)+ $90
  4. Miles: you drive 12,000 a year, the lease covers 23,595+ $0
  5. Insurance estimate, $150 to $260 (similar for most cars)+ $220
  6. Gas, our estimate+ $195

All in, each month$1,939

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.

2026 Mercedes-Benz GLE450, a photo of this model, not the listed car
Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

Someone’s lease to take over (you pay their last 29 months)

2026 Mercedes-Benz GLE450 4MATIC SUV

$1,942 a month

Everything included: payment, tax, miles, insurance, gas.

The ad says $1,395 a month. The seller says they will pay you $2,660 to take it over, about $92 a month. With everything added, the real cost is $1,942 a month.

See this deal: 2026 Mercedes-Benz GLE450

Why this price?

The ad says$1,395

  1. Cash the seller says they will pay you, each month- $92
  2. Transfer fee we assumed ($500), spread over 29 months+ $18
  3. Tax, our estimate (the ad gives no tax rate)+ $83
  4. Miles: you drive 12,000 a year, the lease covers 9,935+ $43
  5. Insurance estimate for this model, $200 to $300+ $255
  6. Gas, our estimate+ $240

All in, each month$1,942

LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.