Real Lease Cost

2026 Acura MDX SH-AWD w/ Technology Package

Ad $609$1,257/mo all-in estimate

$4,650 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

It opens the seller’s own calculator on Leasehackr.

The receipt

The listed payment$609

  1. Fees at signing+ $119
  2. Tax+ $43
  3. Extra miles+ $38
  4. Insurance (about)+ $202
  5. Gas (about)+ $246

Real Lease Cost™ (everything you pay), each month$1,257

Sources and read dates
  • The listed payment the Leasehackr pre-negotiated board listing, read Nov 5.
  • Fees at signing the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 27

Your miles or state are different?

Change

Answer the three questions on the home page

Listed in New Jersey New lease dealer: Ships to other states Leasehackr pre-negotiated board Gas SUV Seller’s own numbers

These are the numbers the seller states. We did not confirm them with the seller or the leasing company.

2026 Acura MDX (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Mr.choppers, CC BY-SA 3.0, via Wikimedia Commons

Board deal. Total due at signing: $5,259 (first payment $609 plus fees $4,650). No extra down payment.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 313 of the other 522 similar luxury SUVs we price today cost more than this one.

vs 522 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 60 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car outside this brand is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $757 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Acura MDX SH-AWD w/ Technology Package
Monthly payment in the ad$609 plus tax
Months on the lease39
Total due at signing$5,259 (first payment $609 plus fees $4,650). We count all of it.
That $4,650, spread over 39 months$119 a month
Sticker price$61,500 (as stated by the source)
Tax rate used7.03% (as the source states). Basis: pre-tax, matches the calculator's pre-tax payment
Monthly cost before tax, money due at signing spread out$728
Tax, each month$43
Monthly cost after tax$771
Lease cost over all the months, before tax$28,401
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$202 a month for the U.S. average (range $162 to $242). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$246 a month (EPA combined 21 mpg, 2026 MDX SH-AWD w/ Technology; EIA U.S. average premium, week of Nov 2)
Real Lease Cost, each month$1,257
Real Lease Cost, over all the months, our estimate$49,023
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 27
MSRP$61,500
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$728
Effective monthly, after tax$771
Effective as a share of MSRP, monthly1.25%
Monthly cost vs sticker price1.3% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP79.7%

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More deals like this (6 cars)

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2026 Acura Integra, a photo of this model, not the listed car

2026 Acura Integra CVT w/A-Spec Package

Ad $339$813/mo all-inestimate

New lease

See this deal: 2026 Acura Integra

Why this price?

GasOne of the lowest costs for this kind of car

Ad$339

Real$813

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$474 we added. Most of it is our estimate.

Why +$474? gas $166, insurance $142, fees $105, extra miles $38, tax $23

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Cheapest of 2 Integra offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,784 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $166/mo: about 31 mpg (EPA), U.S. average price

Offer ends Nov 27

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $339 a month. With everything added, it is $813 a month. The biggest piece is our gas estimate, $166 a month.

The listed payment$339

  1. Fees due when you sign ($3,784), spread over 36 months+ $105
  2. Tax, at the rate the ad states+ $23
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
  5. Gas (about)+ $166

Real Lease Cost, each month$813

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Acura ADX, a photo of this model, not the listed car

2026 Acura ADX FWD

Ad $356$859/mo all-inestimate

New lease

See this deal: 2026 Acura ADX

Why this price?

GasOne of the lowest costs for this kind of car

Ad$356

Real$859

+$503 we added. Most of it is our estimate.

Why +$503? gas $184, insurance $182, fees $65, extra miles $38, tax $34

More
Cheapest of 2 ADX offers nationwide

A new lease from the dealer. You sign for 36 months.

$2,350 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $184/mo: 28 mpg (EPA), U.S. average price

Offer ends Jan 2

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $356 a month. With everything added, it is $859 a month. The biggest piece is our gas estimate, $184 a month.

The listed payment$356

  1. Fees due when you sign ($2,350), spread over 36 months+ $65
  2. Tax, at the rate the ad states+ $34
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
  5. Gas (about)+ $184

Real Lease Cost, each month$859

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Acura ILX

2026 Acura ILX

Ad $499$1,013/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Acura ILX

Why this price?

Gas

Ad$499

Real$1,013

+$514 we added. Most of it is our estimate.

Why +$514? gas $184, insurance $175, typical money due at signing $87, extra miles $38, tax $30

More

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $184/mo: about 28 mpg (EPA 2022), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $499 a month. With everything added, it is $1,013 a month. The biggest piece is our gas estimate, $184 a month.

The listed payment$499

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $30
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
  5. Gas (about)+ $184

Real Lease Cost, each month$1,013

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

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Ad $707$1,157/mo all-inestimate

Take-overNot confirmed

We could not confirm this deal’s numbers, so we rank it on the higher cost.

See this deal: 2024 Audi A5

Why this price?

GasRanked on the higher figure

Ad$707

Real$1,157

+$450 we added. Most of it is our estimate.

Why +$450? insurance $208, gas $191, tax $43, fees $8

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You take over someone’s lease. You pay their last 65 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $191/mo: about 27 mpg (EPA), U.S. average price

Lease ends Mar 2032 (65 months left)

65 months left, about $75,200 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $707 a month. With everything added, it is $1,157 a month. The biggest piece is insurance, $208 a month (our estimate for the U.S. average, $165 to $250; type yours).

The listed payment$707

  1. Transfer fee about $500 (the listing does not say), spread over 65 months+ $8
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $43
  3. Miles: you drive 12,000 a year, the lease covers about 13,145 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $165 to $250). Type yours.+ $208
  5. Gas (about)+ $191

Real Lease Cost, each month$1,157

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2024 BMW iX, a photo of this model, not the listed car

2024 BMW iX xDrive50

Ad $699$1,157/mo all-inestimate

Take-over, seller cash $389

Only one site lists this. Check it before you pay.

See this deal: 2024 BMW iX

Why this price?

ElectricAbout even with similar cars

Ad$699

Real$1,157

+$458 we added. Most of it is our estimate.

Why +$458? insurance $250, extra miles $78, charging $73, fees $62, tax $44, minus cash the seller pays you $49

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The seller says they will pay you $389, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 8 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $73/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2027 (8 months left)

8 months left, about $9,300 in all. Transfer fee about $500. Seller pays you $389.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $699 a month. The seller says they will pay you $389 to take it over, about $49 a month. With everything added, the real cost is $1,157 a month. Most of the difference is insurance, $250 a month (our estimate for the U.S. average, $180 to $320; type yours).

The listed payment$699

  1. Cash the seller says they will pay you, each month- $49
  2. Transfer fee about $500 (the listing does not say), spread over 8 months+ $62
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $44
  4. Miles: you drive 12,000 a year, the lease covers about 8,236 a year (from the miles left and months left)+ $78
  5. Insurance (about) for the U.S. average (range $180 to $320). Type yours.+ $250
  6. Electric: charging at home (about)+ $73

Real Lease Cost, each month$1,157

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 BMW X2, a photo of this model, not the listed car

2026 BMW X2

Ad $645$1,157/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 BMW X2

Why this price?

GasAbout even with similar cars

Ad$645

Real$1,157

+$512 we added. Most of it is our estimate.

Why +$512? insurance $208, gas $191, fees $73, tax $40

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2nd cheapest of 2 X2 offers nationwide

A new lease from the dealer. You sign for 39 months.

$2,855 due at signing, besides the first payment (in the monthly).

Gas $191/mo: about 27 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $645 a month. With everything added, it is $1,157 a month. The biggest piece is insurance, $208 a month (our estimate for the U.S. average, $170 to $245; type yours).

The listed payment$645

  1. Fees due when you sign ($2,855), spread over 39 months+ $73
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $40
  3. Miles: you drive 12,000 a year, the lease covers 15,000+ $0
  4. Insurance (about) for the U.S. average (range $170 to $245). Type yours.+ $208
  5. Gas (about)+ $191

Real Lease Cost, each month$1,157

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Charles from Port Chester, New York, CC BY 2.0