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2026 Acura ILX

$973 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $499. The receipt adds every step between the two.

Offer ends Nov 6 (in 7 days)

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Listed in NY New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them SwapALease gas Unknown Seen in one place only

One public site lists this deal. No second site confirms it.

No photo for this model

Read from SwapALease on 2026-10-30.

Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The receipt

The ad saysSource: The listing itself, from 12 public sites. Newest read Oct 30.$499

  1. Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $30
  2. Miles: you drive 12,000 a year, the lease covers 7,500You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $38
  3. Insurance, our estimate for the U.S. average: $211 (range $168 to $253). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $211
  4. Gas, our estimate27 mpg at $5.275/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $195

All in, each month$973

See the math

How each part is worked out:

Facts stated by the source on 2026-10-30.
Open the original listing

The cheapest live car outside this brand is the 2026 Toyota Corolla at $527 all-in. This car is $446 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Acura ILX
Monthly payment in the ad$499 plus tax
Months on the lease36
Sticker price$52,000 (as stated by the source)
Tax rate used6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$499
Tax, each month$30
Monthly cost after tax$529
Lease cost over all the months, before tax$17,964
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$211 a month for the U.S. average (range $168 to $253). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$195 a month (27 mpg at $5.275/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month$973
All in, over all the months, our estimate$35,028
Listing statuslive
Source read2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 6 (in 7 days)
MSRP$52,000
Cap reductionnot stated
Effective monthly, before tax$499
Effective monthly, after tax$529
Effective as a share of MSRP, monthly1.02%
Leasehackr score, estimate8.2
All-in cost as a share of MSRP67.4%

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  1. Money due when you sign ($2,770), spread over 36 months+ $77
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  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
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All in, each month$854

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

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Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $364 a month. With everything added, it is $891 a month. The biggest piece is insurance, $195 a month (our estimate for the U.S. average, $156 to $234; type yours).

The ad says$364

  1. Money due when you sign ($2,336), spread over 36 months+ $65
  2. Tax, at the rate the ad states+ $34
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance, our estimate for the U.S. average (range $156 to $234). Type yours.+ $195
  5. Gas, our estimate+ $195

All in, each month$891

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

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Take-over

You take over someone’s lease. You pay their last 28 months.

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Why this price?

Everything included: payment, tax, miles, insurance, gas.

The ad says $592 a month. The seller says they will pay you $2,110 to take it over, about $75 a month. With everything added, the real cost is $1,034 a month. The biggest piece is insurance, $214 a month (our estimate for the U.S. average, $154 to $274; type yours).

The ad says$592

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All in, each month$1,034

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If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

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