Ranked at $893 a month all-in (payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices; the seller's own figures give $813. The receipt adds every step, including the worse-number line.
Tax and fees, spread over 18 months; the ad gives no tax rate, so we use a typical one (our estimate)+ $21
Miles: you drive 12,000 a year, the lease covers 12,007The lease covers your miles, so extra miles cost nothing.+ $0
Insurance, our estimate ($150 to $225)national estimate, per model; band $150 to $225 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $215
Charging at home, our estimate3.2 mi/kWh at $0.1816/kWh; EIA U.S. residential average, August 2026 (read 2026-10-30)+ $57
One number did not check out, so we count the worse case: the seller's text states a different payment+ $80
Counted at the worse case, each month$893
Transfer fee assumed at $500. Confirm with the lessor, not the seller.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
Unverified. The seller's text states a different payment. Ranked on the worse number.
The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $331 a month more than that on the number it ranks at.
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2025 Volkswagen ID 4 Pro
Monthly payment in the ad
$520 plus tax. A second read showed $560; the rank uses the higher figure
Months on the lease
18
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out
$510
Tax, each month
$31
Monthly cost after tax
$541
Lease cost over all the months, before tax
$9,180
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$680
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
12,007
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$215 a month, band $150 to $225. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Electricity, our estimate
$57 a month (3.2 mi/kWh at $0.1816/kWh, EIA U.S. residential average, August 2026 (read 2026-10-30)) kWh: a unit of electricity, like a gallon for gas.
All in, each month
$813 Ranked as $893, the worse number: the seller's text states a different payment.
All in, over all the months, our estimate
$14,634
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$510
Effective monthly, after tax
$541
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Photo of this model from another year, not this exact car. Credit: Dennis Elzinga, CC BY 2.0
Someone’s lease to take over (you pay their last 16 months)
The ad says $467 a month. The seller says they will pay you $121 to take it over, about $13 a month. With everything added, the real cost is $915 a month.
The ad says $372 a month. The seller says they will pay you $500 to take it over, about $45 a month. With everything added, the real cost is $721 a month.
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