$1,059 a month all-in (payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices. The ad says $696. The receipt adds every step between the two.
Listed in CA Someone’s lease to take over (you pay their last 16 months)SwapALeaseelectric Truck Seen in one place only
One public site lists this deal. No second site confirms it.
Truck, electric body style, no photo for this model
Read from SwapALease on 2026-10-30. Tax status not recorded, so tax is added here (tax assumed).
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The receipt
The ad says$696
Transfer fee we assumed ($500), spread over 16 months+ $31
Tax, our estimate (the ad gives no tax rate)+ $42
Miles: you drive 12,000 a year, the lease covers 17,731The lease covers your miles, so extra miles cost nothing.+ $0
Insurance estimate, $150 to $260 (similar for most cars)Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.+ $220
Charging at home, our estimate2.6 mi/kWh at $0.1816/kWh; EIA U.S. residential average, August 2026 (read 2026-10-30)+ $70
The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $497 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2025 Ford F 150 Lightning XLT
Monthly payment in the ad
$696 plus tax
Months on the lease
16
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$727
Tax, each month
$42
Monthly cost after tax
$769
Lease cost over all the months, before tax
$11,633
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
17,732
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$220 a month. Estimate, $150 to $260. We use a figure in the upper part so the total is not too low.
Electricity, our estimate
$70 a month (2.6 mi/kWh at $0.1816/kWh, EIA U.S. residential average, August 2026 (read 2026-10-30)) kWh: a unit of electricity, like a gallon for gas.
All in, each month
$1,059
All in, over all the months, our estimate
$16,944
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$727
Effective monthly, after tax
$769
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Photo of this model from another year, not this exact car.Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
Someone’s lease to take over (you pay their last 20 months)
