Ranked at $1,266 a month all-in (payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices; the seller's own figures give $1,155. The receipt adds every step, including the worse-number line.
Cash the seller says they will pay you, each month- $110
Fees, spread over 22 months; includes a $500 transfer fee we assumed (our estimate)+ $22
Tax, our estimate (the ad gives no tax rate)+ $54
Miles: you drive 12,000 a year, the lease covers 12,916The lease covers your miles, so extra miles cost nothing.+ $0
Insurance, our estimate ($150 to $260)national estimate, class fallback; band $150 to $260 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $220
Charging at home, our estimate2.6 mi/kWh at $0.1816/kWh; EIA U.S. residential average, August 2026 (read 2026-10-30)+ $70
One number did not check out, so we count the worse case: the seller wrote no description+ $111
Counted at the worse case, each month$1,266
Transfer fee assumed at $500. Confirm with the leasing company (the bank that owns the car), not the seller.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
Unverified. The seller wrote no description. Ranked on the worse number.
The cheapest live car outside this brand is the 2026 Toyota Corolla at $562 all-in. This car is $704 a month more than that on the number it ranks at.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2025 Cadillac LYRIQ Luxury
Monthly payment in the ad
$899 plus tax
Months on the lease
22
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out
$811
Tax, each month
$54
Monthly cost after tax
$865
Lease cost over all the months, before tax
$17,851
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$2,427
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
12,916
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$220 a month, band $150 to $260. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Electricity, our estimate
$70 a month (2.6 mi/kWh at $0.1816/kWh, EIA U.S. residential average, August 2026 (read 2026-10-30)) kWh: a unit of electricity, like a gallon for gas.
All in, each month
$1,155 Ranked as $1,266, the worse number: the seller wrote no description.
All in, over all the months, our estimate
$25,410
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$811
Effective monthly, after tax
$865
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Photo of this model, not this exact car. Credit: Matti Blume, CC BY-SA 4.0
Someone’s lease to take over (you pay their last 13 months)
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The ad says $828 a month. The seller says they will pay you $1,000 to take it over, about $59 a month. With everything added, the real cost is $1,138 a month.
The ad says $852 a month. The seller says they will pay you $1,700 to take it over, about $94 a month. With everything added, the real cost is $1,251 a month.
The ad says $599 a month. The seller says they will pay you $650 to take it over, about $46 a month. With everything added, the real cost is $1,055 a month.
The ad says $664 a month. The seller says they will pay you $1,500 to take it over, about $94 a month. With everything added, the real cost is $1,056 a month.
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