2024 Chevrolet Silverado 1500 RST

A take-over means you take over someone else’s lease. The leasing company must approve you, and may charge a fee.

Ad $678$1,177/mo all-in estimate

Transfer fee about $500 (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$678

  1. Transfer fee (about)+ $36
  2. Tax (about)+ $41
  3. Extra miles+ $0
  4. Insurance (about)+ $178
  5. Gas (about)+ $244

Real Lease Cost™ (everything you pay), each month$1,177

Sources and read dates
  • The listed payment the SwapALease listing, read Nov 5.
  • Transfer fee (about) the SwapALease listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the SwapALease listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Lease ends about Jan 2028 (14 months left)

Your miles or state are different?

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Listed in FL Take-over SwapALease Gas Truck Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2024 Chevrolet Silverado 1500 (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: DestinationFearFan, CC BY-SA 4.0, via Wikimedia Commons

Read from SwapALease on Nov 5, 2026. Tax status not recorded, so tax is added here (tax assumed).

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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What a take-over means

You take over someone’s lease. You pay their last 14 months. The months and the miles are theirs, not new ones.

The leasing company must approve you.

  • Model year: 2024.
  • Miles left on the lease: about 18,000, as the listing states them.
  • Transfer fee: about $500 (the listing does not say). Ask the leasing company (the bank that owns the car), not the seller.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 63 of the other 148 similar trucks we price today cost more than this one.

vs 148 truck deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 43 of every 100 similar trucks we price today cost more than this one. Pool: the live ranked truck deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $677 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2024 Chevrolet Silverado 1500 RST
Monthly payment in the ad$678 plus tax
Months on the lease14
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$713
Tax, each month$42
Monthly cost after tax$755
Lease cost over all the months, before tax$9,986
Transfer fee, our estimate$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you$0
Money you pay up frontnot stated by the source, counted as $0 until you confirm
Miles a year the lease allows15,445
Extra miles to reach your 12,000 a yearThe lease covers your miles, so extra miles cost nothing.
Insurance, our estimate$178 a month for the U.S. average (range $142 to $214). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$244 a month (about 17 mpg, middle of the EPA figures for the 2024 Silverado 1500; EIA U.S. average regular, week of Nov 2)
Real Lease Cost, each month$1,177
Real Lease Cost, over all the months, our estimate$16,478
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsLease ends about Jan 2028 (14 months left)
MSRPnot in the listing
Cap reductionnot stated
Effective monthly, before tax$713
Effective monthly, after tax$755

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Ad$301

Real$580

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

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Why +$279? insurance $178, charging $59, fees $24, tax $18

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You take over someone’s lease. You pay their last 21 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $59/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2028 (21 months left)

21 months left, about $12,200 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $301 a month. With everything added, it is $580 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).

The listed payment$301

  1. Transfer fee about $500 (the listing does not say), spread over 21 months+ $24
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $18
  3. Miles: you drive 12,000 a year, the lease covers about 14,454 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  5. Electric: charging at home (about)+ $59

Real Lease Cost, each month$580

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

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2026 Chevrolet Trailblazer FWD LT

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Ad$259

Real$717

+$458 we added. Most of it is our estimate.

Why +$458? insurance $181, gas $134, fees $108, extra miles $19, tax $16

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A new lease from the dealer. You sign for 36 months.

$3,890 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $134/mo: about 31 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $259 a month. With everything added, it is $717 a month. The biggest piece is insurance, $181 a month (our estimate for the U.S. average, $145 to $217; type yours).

The listed payment$259

  1. Fees due when you sign ($3,890), spread over 36 months+ $108
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $145 to $217). Type yours.+ $181
  5. Gas (about)+ $134

Real Lease Cost, each month$717

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Chevrolet offers page, read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: CChanSonichu, CC BY-SA 4.0

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Why this price?

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Real$740

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You take over someone’s lease. You pay their last 11 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $67/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends about Oct 2027 (11 months left)

11 months left, about $8,100 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $414 a month. With everything added, it is $740 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).

The listed payment$414

  1. Transfer fee about $500 (the listing does not say), spread over 11 months+ $45
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
  3. Miles: you drive 12,000 a year, the lease covers 19,118+ $0
  4. Insurance (about) for the U.S. average (range $150 to $225). Type yours.+ $188
  5. Electric: charging at home (about)+ $67

Real Lease Cost, each month$740

SwapALease, read Nov 4. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

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Assumes you charge at home.

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Everything included: payment, tax, miles, insurance, charging.

The listed payment is $699 a month. With everything added, it is $1,079 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).

The listed payment$699

  1. Money due at signing: the ad does not say. We added $76 a month, the typical amount (median of 66 ads that state it in the same price band, read Nov 3 to Nov 5).+ $76
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $43
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
  5. Electric: charging at home (about)+ $67

Real Lease Cost, each month$1,079

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

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Everything included: payment, tax, miles, insurance, gas.

The listed payment is $499 a month. With everything added, it is $1,081 a month. The biggest piece is our gas estimate, $215 a month.

The listed payment$499

  1. Fees due when you sign ($4,500), spread over 42 months+ $107
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $31
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
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  5. Gas (about)+ $215

Real Lease Cost, each month$1,081

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

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Why this price?

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Why +$426? gas $208, insurance $182, tax $39, fees $9, minus cash the seller pays you $12

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The seller says they will pay you $683, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 56 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $208/mo: about 20 mpg (EPA), U.S. average price

Lease ends May 2031 (56 months left)

56 months left, about $60,700 in all. Transfer fee about $500. Seller pays you $683.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $658 a month. The seller says they will pay you $683 to take it over, about $12 a month. With everything added, the real cost is $1,084 a month. The biggest piece is our gas estimate, $208 a month.

The listed payment$658

  1. Cash the seller says they will pay you, each month- $12
  2. Transfer fee about $500 (the listing does not say), spread over 56 months+ $9
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $39
  4. Miles: you drive 12,000 a year, the lease covers about 16,071 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
  6. Gas (about)+ $208

Real Lease Cost, each month$1,084

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Missvain, CC0