$1,243 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $450. The receipt adds every step between the two.
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2023 Ford Explorer SUV
Middle Vlg
Advertised payment$450
Tax, fees and cash, spread over 4 months; tax rate not stated by the source, national default, estimate+ $152
Miles: not stated, so all 12,000 priced as overageoverage at $0.25 a mile, assumed, the source stated none+ $250
Insurance, estimate ($150 to $225)national estimate, per model; band $150 to $225 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $205
Fuel, estimate23 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $186
All-in a month$1,243
Transfer fee assumed at $500. Confirm with the lessor, not the seller.
Confirm every number with the seller or the lessor before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
Unverified. The seller wrote no description; contract miles over 30,000 a year look wrong. Ranked on the worse number.
The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $681 a month more than that.
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2023 Ford Explorer SUV
Headline monthly
$450 plus tax
Term
4 months
MSRP
not stated by the source
Tax rate used
6.00% (assumed, the source stated none). Basis: not stated, tax added here
Effective monthly, before tax
$575
Effective monthly, after tax
$602
Lease cost over the term, before tax
$2,300
Fees inside the due-at-signing figure
$0
Transfer fee, assumed
$500 spread across the term. The source did not state one; confirm with the lessor.
Seller cash to you
$0
Cash you bring
not stated by the source, counted as $0 until you confirm
Miles written into the contract
not stated, so your whole target is priced at the overage rate
Mileage to reach your 12,000 a year
$250 a month (unknown). contract miles not stated, priced as if none are included: 12,000 miles a year at $0.25/mile Overage rate $0.25 a mile, assumed, the source stated none.
Insurance, estimate
$205 a month, band $150 to $225. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Fuel or electricity, estimate
$186 a month (23 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All-in per month
$1,243
Effective as a share of MSRP, monthly
MSRP not stated
Leasehackr score, estimate
MSRP not stated
Estimated all-in cost over the term
$4,972
All-in cost as a share of MSRP
MSRP not stated
Liveness
live
Source read
2026-10-30
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Photo of this model from another year, not this exact car. Credit: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
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