$869 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $359. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHyundai offers pagegas SUV Only one site lists this. Not confirmed.
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons
Read from Hyundai offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 14 public sites. Newest read Oct 31.$359
Money due when you sign ($3,640), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $101
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $22
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $182 (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $182
Gas, our estimate12,000 mi a year÷about 23 mpg(middle of the EPA figures for the 2027 Santa Fe)=522 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$2,227 a year=$186 a monthcity 20 to highway 28Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $186
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $338 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2027 Hyundai Santa Fe SEL
Monthly payment in the ad
$359 plus tax
Months on the lease
36
Due when you sign
$3,999. It includes your first payment of $359. The other $3,640 is fees and any money down, and we count all of it.
That $3,640, spread over 36 months
$101 a month
Sticker price
$37,840 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$460
Tax, each month
$22
Monthly cost after tax
$482
Lease cost over all the months, before tax
$16,564
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$186 a month (about 23 mpg, middle of the EPA figures for the 2027 Santa Fe; EIA U.S. average regular, week of Oct 26)
All in, each month
$869
All in, over all the months, our estimate
$31,284
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 2 days)
MSRP
$37,840
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$460
Effective monthly, after tax
$482
Effective as a share of MSRP, monthly
1.27%
Leasehackr score, estimate
6.5
All-in cost as a share of MSRP
82.7%
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Photo of this model from another year, not this exact car.
2026 Hyundai Elantra
$606a month, everything in
New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $126/mo: about 34 mpg (EPA), U.S. average price
Ad$279
Real$606
+$327 we added, most of it estimate
Why +$327? insurance $165, gas $126, extra miles $19
The listed payment is $279 a month. With everything added, it is $606 a month. Most of the difference is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$279
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $126
All in, each month$606
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $175 a month. With everything added, it is $643 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$175
Money due when you sign ($2,413), spread over 24 months+ $101
Tax, at the rate the ad states+ $17
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $135 to $205). Type yours.+ $170
Gas, our estimate+ $142
All in, each month$643
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $379 a month. With everything added, it is $769 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$379
Money due when you sign ($2,796), spread over 36 months+ $78
Tax, at the rate the ad states+ $31
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $53
All in, each month$769
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $399 a month. With everything added, it is $772 a month. Most of the difference is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).
The listed payment$399
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $24
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $153 to $229). Type yours.+ $191
Plug-in hybrid: electricity and gas, our estimate+ $139
All in, each month$772
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model, not this exact car.
2026 Kia EV6 Wind AWD
$776a month, everything in
New leaseElectric
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Oct 31 (today)
Seller’s numbers: we did not check them
Charging $63/mo: about 2.9 mi/kWh (EPA), U.S. average price
The listed payment is $466 a month. With everything added, it is $776 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).
The listed payment$466
Money due when you sign ($1,386), spread over 36 months+ $38
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $63
All in, each month$776
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and charging are estimates, not quotes.
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