Ad $175→$643/mo all-inAll-in is what a month really costs: the ad’s $175 plus $468 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
$2,413 due at signing, besides the first payment (in the monthly).
It opens the seller’s own calculator on Leasehackr.
The receipt
The listed paymentSource: the Leasehackr pre-negotiated board listing, read Nov 1.$175The listed payment is what the ad says you pay each month, here $175.
Fees due when you sign ($2,413), spread over 24 monthsSource: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.+ $101Money due at signing is spread over the months, here $101 a month.
Tax, at the rate the ad statesSource: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $17Tax is what your state adds to the payment, here $17 a month.
Miles: you drive 12,000 a year, the lease covers 7,500You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: the Leasehackr pre-negotiated board listing, read Nov 1. Where the ad gives no per-mile rate, we use $0.25 a mile.+ $38Driving more miles than the lease gives costs extra, here $38 a month.
Insurance about $170 for the U.S. average (range $135 to $205). Your own quote may differ. Type yours.Hyundai Kona quotes run $135 to $205 a month (The Zebra, read Oct 19) → middle $170 × 1.00 (U.S. average) = $170 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $170Insurance: about $170 a month for this car at the U.S. average. Tap to type yours.
Gas (about)12,000 mi a year÷about 30 mpg(middle of the EPA figures for the 2027 Kona)=400.0 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$1,708 a year=$142 a monthcity 27 to highway 34Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.+ $142Gas: about $142 a month for the miles you drive. Tap to type your gas price.
Real Lease Cost™ (everything you pay, each month), each month$643All-in is what a month really costs: the ad’s $175 plus $468 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
(payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Board deal. Total due at signing: $2,588 (first payment $175 plus fees $2,413). No extra down payment.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
At 12,000 miles a year and U.S. average costs, 428 of the other 434 similar SUVs we price today cost more than this one.
vs 434 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 99 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.
Facts stated by the source on Nov 1, 2026.
The cheapest live car in the table is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $112 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2027 Hyundai Kona SE FWD
Monthly payment in the ad
$175 plus tax
Months on the lease
24
Total due at signing
$2,588 (first payment $175 plus fees $2,413). We count all of it.
That $2,413, spread over 24 months
$101 a month
Sticker price
$27,340 (as stated by the source)
Tax rate used
9.75% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out
$276
Tax, each month
$17
Monthly cost after tax
$293
Lease cost over all the months, before tax
$6,613
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
7,500
Extra miles to reach your 12,000 a year
You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$170 a month for the U.S. average (range $135 to $205). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$142 a month (about 30 mpg, middle of the EPA figures for the 2027 Kona; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$643
Real Lease Cost, over all the months, our estimate
$15,432
Listing status
live
Source read
Nov 1, 2026
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 3 (in 2 days)
MSRP
$27,340
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$276
Effective monthly, after tax
$293
Effective as a share of MSRP, monthly
1.07%
Monthly cost vs sticker price
1.1% a month (common; a rule of thumb, not part of the ranking)
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
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More deals like this (6 cars)
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Photo of this model from another year, not this exact car.
2026 Hyundai Elantra Hybrid Blue SedanCheapest of 3 Elantra Hybrid offers nationwide
Ad $273→$612/mo all-inAll-in is what a month really costs: the ad’s $273 plus $339 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseHybridOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 36 months.
$1,187 due at signing, besides the first payment (in the monthly).
Seller’s own numbers
Gas $79/mo: 54 mpg (EPA), U.S. average price
Ad$273
Real$612
Grey is the ad. VioletBlue is what we add. Gold stripes are our estimates.
The listed payment is $273 a month. With everything added, it is $612 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$273
Fees due when you sign ($1,187), spread over 36 months+ $33
Tax, at the rate the ad states+ $24
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Hybrid: gas (about)+ $79
Real Lease Cost, each month$612
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2026 Hyundai ELANTRA Cheapest of 4 ELANTRA offers nationwide
Ad $267→$641/mo all-inAll-in is what a month really costs: the ad’s $267 plus $374 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGas
A new lease from the dealer. You sign for 36 months.
$1,733 due at signing, besides the first payment (in the monthly).
Only one site lists this. Check it before you pay.
Gas $126/mo: about 34 mpg (EPA), U.S. average price
The listed payment is $267 a month. With everything added, it is $641 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$267
Fees due when you sign ($1,733), spread over 36 months+ $48
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $126
Real Lease Cost, each month$641
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2026 Hyundai KONA
A drawing of this kind of car, not a photo of it.
2026 Hyundai KONA
Ad $225→$654/mo all-inAll-in is what a month really costs: the ad’s $225 plus $429 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGas
A new lease from the dealer. You sign for 24 months.
$1,775 due at signing, besides the first payment (in the monthly).
Only one site lists this. Check it before you pay.
Gas $152/mo: about 28 mpg (EPA), U.S. average price
The listed payment is $225 a month. With everything added, it is $654 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$225
Fees due when you sign ($1,775), spread over 24 months+ $74
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $14
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
Gas (about)+ $152
Real Lease Cost, each month$654
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
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Ad $139→$561/mo all-inAll-in is what a month really costs: the ad’s $139 plus $422 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseElectric
A new lease from the dealer. You sign for 24 months.
Not in the ad: typical $3,340 due at signing used (in the monthly). Ask before you sign.
Only one site lists this. Check it before you pay.
Charging $65/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $139 a month. With everything added, it is $561 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$139
Money due at signing: the ad does not say. We added $139 a month, the typical amount (median of 165 ads that state it in the same price band, read Oct 30 to Nov 1).+ $139
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $9
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home (about)+ $65
Real Lease Cost, each month$561
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and charging are estimates, not quotes. about = our guess.
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Ad $471→$575/mo all-inAll-in is what a month really costs: the ad’s $471 plus $104 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGas
You take over someone’s lease. You pay their last 29 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
The listed payment is $471 a month. The seller says they will pay you $7,226 to take it over, about $249 a month. With everything added, the real cost is $575 a month.
The listed payment$471
Cash the seller says they will pay you, each month- $249
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Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $29
Miles: you drive 12,000 a year, the lease covers about 12,857 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
Gas (about)+ $165
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Ad $301→$580/mo all-inAll-in is what a month really costs: the ad’s $301 plus $279 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overElectricRanked on the higher figureNot confirmed
You take over someone’s lease. You pay their last 21 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $59/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $301 a month. With everything added, it is $580 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The listed payment$301
Transfer fee about $500 (the listing does not say), spread over 21 months+ $24
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $18
Miles: you drive 12,000 a year, the lease covers about 14,454 a year (from the miles left and months left)+ $0
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