$712 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $249. The receipt adds every step between the two.
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHonda offers pagegas SUV Seen in one place only
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: Ethan Llamas, CC BY-SA 4.0, via Wikimedia Commons
Read from Honda offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$249
Money due when you sign ($3,950), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $110
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $15
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $167 (range $133 to $200). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $167
Gas, our estimate12,000 mi a year÷about 28 mpg(middle of the EPA figures for the 2027 HR-V)=429 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$1,830 a year=$152 a monthcity 26 to highway 31Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $152
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $181 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2027 Honda HR-V LX
Monthly payment in the ad
$249 plus tax
Months on the lease
36
Due when you sign
$4,199. It includes your first payment of $249. The other $3,950 is fees and any money down, and we count all of it.
That $3,950, spread over 36 months
$110 a month
Sticker price
$28,100 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$359
Tax, each month
$15
Monthly cost after tax
$374
Lease cost over all the months, before tax
$12,914
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$167 a month for the U.S. average (range $133 to $200). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$152 a month (about 28 mpg, middle of the EPA figures for the 2027 HR-V; EIA U.S. average regular, week of Oct 26)
All in, each month
$712
All in, over all the months, our estimate
$25,632
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 3 days)
MSRP
$28,100
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$359
Effective monthly, after tax
$374
Effective as a share of MSRP, monthly
1.33%
Leasehackr score, estimate
6.3
All-in cost as a share of MSRP
91.2%
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$644a month, everything in
New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
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The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $133
All in, each month$644
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $259 a month. With everything added, it is $645 a month. The biggest piece is insurance, $169 a month (our estimate for the U.S. average, $135 to $202; type yours).
The ad says$259
Money due when you sign ($3,740), spread over 39 months+ $96
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $135 to $202). Type yours.+ $169
Hybrid: gas, our estimate+ $87
All in, each month$645
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Honda Civic
A drawing of this kind of car, not a photo of it.
2026 Honda Civic
$674a month, everything in
New leaseGas
A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 6 (in 7 days)
Seen in one place only
Gas $155/mo: about 34 mpg (EPA), U.S. average price
The ad says $299 a month. With everything added, it is $674 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $131 to $197; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,228+ $38
Insurance, our estimate for the U.S. average (range $131 to $197). Type yours.+ $164
Gas, our estimate+ $155
All in, each month$674
If you pay the ad’s end-of-lease rate instead: +$20 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Other cars near $712 a month
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2026 Hyundai Elantra Hybrid Blue Sedan
$612a month, everything in
New leaseHybrid
A new lease from the dealer. You sign for 36 months, with money due at signing.
The ad says $273 a month. With everything added, it is $612 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The ad says$273
Money due when you sign ($1,187), spread over 36 months+ $33
Tax, at the rate the ad states+ $24
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Hybrid: gas, our estimate+ $79
All in, each month$612
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $726 a month. The seller says they will pay you $7,000 to take it over, about $467 a month, which brings the real cost down to $614 a month with everything added.
The ad says$726
Cash the seller says they will pay you, each month- $467
Transfer fee we assumed ($500), spread over 15 months+ $33
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $44
Miles: you drive 12,000 a year, the lease covers 11,081+ $19
Insurance, our estimate for the U.S. average (range $136 to $242). Type yours.+ $189
Electric: charging at home, our estimate+ $70
All in, each month$614
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $319 a month. With everything added, it is $614 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).
The ad says$319
Transfer fee we assumed ($500), spread over 20 months+ $25
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $19
Miles: you drive 12,000 a year, the lease covers 14,646+ $0
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $61
All in, each month$614
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
