$728 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $259. The receipt adds every step between the two.
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHonda offers pagegas SUV Seen in one place only
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: Ethan Llamas, CC BY-SA 4.0, via Wikimedia Commons
Read from Honda offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The receipt
The ad saysSource: The listing itself, from 12 public sites. Newest read Oct 30.$259
Money due when you sign ($3,940), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $109
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $16
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $167 (range $133 to $200). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $167
Gas, our estimate27 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $158
The cheapest live car in the table is the 2026 Toyota Corolla at $527 all-in. This car is $201 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2027 Honda HR-V LX
Monthly payment in the ad
$259 plus tax
Months on the lease
36
Due when you sign
$4,199. It includes your first payment of $259. The other $3,940 is fees and any money down, and we count all of it.
That $3,940, spread over 36 months
$109 a month
Sticker price
$28,100 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$368
Tax, each month
$16
Monthly cost after tax
$384
Lease cost over all the months, before tax
$13,264
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$167 a month for the U.S. average (range $133 to $200). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$158 a month (27 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All in, each month
$728
All in, over all the months, our estimate
$26,208
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 3 days)
MSRP
$28,100
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$368
Effective monthly, after tax
$384
Effective as a share of MSRP, monthly
1.37%
Leasehackr score, estimate
6.1
All-in cost as a share of MSRP
93.3%
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$644a month, everything in
New lease
A new lease from the dealer. You sign for 36 months, with money due at signing.
The ad says $299 a month. With everything added, it is $644 a month. Most of the difference is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $133
All in, each month$644
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $299 a month. With everything added, it is $677 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $131 to $197; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,228+ $38
Insurance, our estimate for the U.S. average (range $131 to $197). Type yours.+ $164
Gas, our estimate+ $158
All in, each month$677
If you pay the ad’s end-of-lease rate instead: +$20 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2027 Honda HR-V LX
$699a month, everything in
New lease
A new lease from the dealer. You sign for 36 months, with money due at signing.
The ad says $249 a month. With everything added, it is $699 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $132 to $198; type yours).
The ad says$249
Money due when you sign ($3,350), spread over 36 months+ $93
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $132 to $198). Type yours.+ $165
Gas, our estimate+ $158
All in, each month$699
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $1,032 a month. The seller says they will pay you $10,400 to take it over, about $800 a month, which brings the real cost down to $628 a month with everything added.
The ad says$1,032
Cash the seller says they will pay you, each month- $800
Transfer fee we assumed ($500), spread over 13 months+ $38
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $63
Miles: you drive 12,000 a year, the lease covers 25,477+ $0
Insurance, our estimate for the U.S. average (range $162 to $288). Type yours.+ $225
Charging at home, our estimate+ $70
All in, each month$628
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $199 a month. With everything added, it is $628 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The ad says$199
Money due when you sign ($3,999), spread over 36 months+ $111
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $12
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $122
All in, each month$628
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Toyota offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $282 a month. With everything added, it is $630 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The ad says$282
Money due when you sign ($1,386), spread over 36 months+ $38
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $126
All in, each month$630
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
