The receipt
The listed payment$411
- Fees at signing (about)+ $85Money due at signing is spread over the months, here about $85 a month.Money due at signing: the ad does not say. We added $85 a month, the typical amount (median of 114 ads that state it in the same price band, read Nov 1 to Nov 2).Source: the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about)+ $25Tax is what your state adds to the payment, here about $25 a month.Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles+ $38Driving more miles than the lease gives costs extra, here $38 a month.Miles: you drive 12,000 a year, the lease covers 7,500You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about)+ $170Insurance: about $170 a month for this car at the U.S. average. Tap to type yours.Insurance about $170 for the U.S. average (range $135 to $205). Your own quote may differ. Type yours.Subaru Crosstrek quotes run $135 to $205 a month (The Zebra, read Oct 19) → middle $170 × 1.00 (U.S. average) = $170 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about)+ $152Gas: about $152 a month for the miles you drive. Tap to type your gas price.Gas (about)12,000 mi a year ÷ about 28 mpg (middle of the EPA figures for the 2026 Crosstrek) = 428.6 gallons × $4.269 a gallon (EIA U.S. average regular, week of Oct 26) = $1,830 a year = $152 a month city 25 to highway 31Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 2.
Real Lease Cost™ (everything you pay), each month$881
Sources and read dates
- The listed payment the Leasehackr Marketplace listing, read Nov 2.
- Fees at signing (about) the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about) U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 2.
about = our guess
See the math
How each part is worked out:









