Ad $825→$1,469/mo all-inAll-in is what a month really costs: the ad’s $825 plus $644 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Not in the ad: typical $3,226 due at signing used (in the monthly). Ask before you sign.
The listed paymentSource: a listing we read by hand, read Nov 1.$825The listed payment is what the ad says you pay each month, here $825.
Money due at signing: the ad does not say. We added $90 a month, the typical amount (median of 54 ads that state it in the same price band, read Oct 30 to Nov 1).Source: a listing we read by hand, read Nov 1. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.+ $90Money due at signing is spread over the months, here about $90 a month.
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $50Tax is what your state adds to the payment, here about $50 a month.
Miles: you drive 12,000 a year, the lease covers 7,500You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: a listing we read by hand, read Nov 1. Where the ad gives no per-mile rate, we use $0.25 a mile.+ $38Driving more miles than the lease gives costs extra, here $38 a month.
Insurance about $202 for the U.S. average (range $162 to $242). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Medium SUV (gas) ($2,423 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $202 a month. Range $162 to $242. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $202Insurance: about $202 a month for this car at the U.S. average. Tap to type yours.
Gas (about)12,000 mi a year÷about 20 mpg(middle of the EPA figures for the 2026 Macan)=600.0 gallons×$5.275 a gallon(EIA U.S. average premium, week of Oct 26)=$3,165 a year=$264 a monthcity 18 to highway 24Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.+ $264Gas: about $264 a month for the miles you drive. Tap to type your gas price.
Real Lease Cost™ (everything you pay, each month), each month$1,469All-in is what a month really costs: the ad’s $825 plus $644 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
(payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in NY New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themRead by handGas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons
Read by hand on Nov 1, 2026.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
At 12,000 miles a year and U.S. average costs, 203 of the other 448 similar luxury SUVs we price today cost more than this one.
vs 448 luxury SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 45 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.
Facts stated by the source on Nov 1, 2026.
The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $938 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Porsche Macan
Monthly payment in the ad
$825 plus tax
Months on the lease
36
Total due at signing
The ad does not say. We added the typical amount, $3,226 in total (median of 54 ads that state it in the same price band, read Oct 30 to Nov 1). Ask before you sign.
That $3,226, spread over 36 months
$90 a month, our estimate
Sticker price
$68,000 (as stated by the source)
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$915
Tax, each month
$50
Monthly cost after tax
$965
Lease cost over all the months, before tax
$32,926
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
7,500
Extra miles to reach your 12,000 a year
You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$202 a month for the U.S. average (range $162 to $242). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$264 a month (about 20 mpg, middle of the EPA figures for the 2026 Macan; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month
$1,469
Real Lease Cost, over all the months, our estimate
$52,884
Listing status
live
Source read
Nov 1, 2026
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 8 (in 7 days)
MSRP
$68,000
Cap reduction
not stated
Effective monthly, before tax
$915
Effective monthly, after tax
$965
Effective as a share of MSRP, monthly
1.42%
Monthly cost vs sticker price
1.4% a month (high; a rule of thumb, not part of the ranking)
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
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Photo of this model from another year, not this exact car.
2026 Porsche Macan Cheapest of 4 Macan offers nationwide
Ad $599→$1,240/mo all-inAll-in is what a month really costs: the ad’s $599 plus $641 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasAbout even with similar cars
A new lease from the dealer. You sign for 24 months.
$2,901 due at signing, besides the first payment (in the monthly).
Only one site lists this. Check it before you pay.
Gas $264/mo: about 20 mpg (EPA), U.S. average price
Ad$599
Real$1,240
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2024 Porsche Cayenne SUVCheapest of 5 Cayenne offers nationwide
Ad $1,150→$1,309/mo all-inAll-in is what a month really costs: the ad’s $1,150 plus $159 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGasAbout even with similar cars
You take over someone’s lease. You pay their last 8 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Gas $293/mo: about 18 mpg (EPA), U.S. average price
The listed payment is $1,150 a month. The seller says they will pay you $5,250 to take it over, about $656 a month. With everything added, the real cost is $1,309 a month.
The listed payment$1,150
Cash the seller says they will pay you, each month- $656
Transfer fee about $500 (the listing does not say), spread over 8 months+ $63
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $69
Miles: you drive 12,000 a year, the lease covers about 3,690 a year (from the miles left and months left)+ $208
Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
Gas (about)+ $293
Real Lease Cost, each month$1,309
LeaseTrader, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2025 Porsche Taycan 4Cheapest of 5 Taycan offers nationwide
Ad $2,028→$1,604/mo all-inAll-in is what a month really costs: the ad’s $2,028 less $424 the seller pays you, plus tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overElectric
You take over someone’s lease. You pay their last 24 months.
Transfer fee $900, as the listing states (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Charging $73/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $2,028 a month. The seller says they will pay you $20,000 to take it over, about $833 a month, which brings the real cost down to $1,604 a month with everything added.
The listed payment$2,028
Cash the seller says they will pay you, each month- $833
Transfer fee ($900), spread over 24 months+ $38
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $123
Miles: you drive 12,000 a year, the lease covers 12,411+ $0
Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
Electric: charging at home (about)+ $73
Real Lease Cost, each month$1,604
Leasehackr private transfers, read Oct 30. Insurance and charging are estimates, not quotes. about = our guess.
Photo of this model from another year, not this exact car.
2026 BMW X4 2nd cheapest of 2 X4 offers nationwide
Ad $739→$1,371/mo all-inAll-in is what a month really costs: the ad’s $739 plus $632 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasAbout even with similar cars
A new lease from the dealer. You sign for 36 months.
Not in the ad: typical $3,226 due at signing used (in the monthly). Ask before you sign.
Only one site lists this. Check it before you pay.
Gas $251/mo: about 21 mpg (EPA 2025), U.S. average price
The listed payment is $739 a month. With everything added, it is $1,371 a month. The biggest piece is our gas estimate, $251 a month.
The listed payment$739
Money due at signing: the ad does not say. We added $90 a month, the typical amount (median of 54 ads that state it in the same price band, read Oct 30 to Nov 1).+ $90
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $45
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $170 to $245). Type yours.+ $208
Gas (about)+ $251
Real Lease Cost, each month$1,371
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes. about = our guess.
Ad $875→$1,372/mo all-inAll-in is what a month really costs: the ad’s $875 plus $497 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGasRanked on the higher figureNot confirmed
You take over someone’s lease. You pay their last 10 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Ad $580→$1,372/mo all-inAll-in is what a month really costs: the ad’s $580 plus $792 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overElectricRanked on the higher figureNot confirmed
You take over someone’s lease. You pay their last 2 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $67/mo: EPA figure for this car at U.S. average home rates.
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