The receipt
The listed payment$669
- Fees at signing+ $127Money due at signing is spread over the months, here $127 a month.Fees due when you sign ($5,330), spread over 42 monthsSource: the Lexus offers page, read Nov 3. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about)+ $41Tax is what your state adds to the payment, here about $41 a month.Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles+ $19Driving more miles than the lease gives costs extra, here $19 a month.Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Lexus offers page, read Nov 3. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about)+ $210Insurance: about $210 a month for this car at the U.S. average. Tap to type yours.Insurance about $210 for the U.S. average (range $170 to $250). Your own quote may differ. Type yours.Lexus RX quotes run $170 to $250 a month (The Zebra, read Oct 19) → middle $210 × 1.00 (U.S. average) = $210 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about)+ $99Gas: about $99 a month for the miles you drive. Tap to type your gas price.Plug-in hybrid: electricity and gas (about)Electricity 12,000 mi a year × 6.5 in 10 on electricity (EPA share of miles on electricity, if you charge every day) = 7,836 mi on electricity × 40 kWh per 100 mi (EPA, 2026 RX 450h+ PREMIUM AWD) = 3,134 kWh × $0.1816 a kWh (EIA U.S. home electricity, August 2026) = $569 a year = $47 a month Gas 12,000 mi a year × 3.5 in 10 on gas (what is left after the electric share) = 4,164 mi on gas ÷ about 35 mpg (2025 EPA combined figure, 2026 not published yet; gas only) = 119.0 gallons × $5.275 a gallon (EIA U.S. average premium, week of Oct 26) = $628 a year = $52 a month city 36 to highway 33Together: $99 a month. If you never plug in: $151 a month (gas only). Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 3.
Real Lease Cost™ (everything you pay), each month$1,165
Sources and read dates
- The listed payment the Lexus offers page, read Nov 3.
- Fees at signing the Lexus offers page, read Nov 3. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles the Lexus offers page, read Nov 3. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about) U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 3.
about = our guess
See the math
How each part is worked out:
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