Real Lease Cost
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2026 Lexus NX

Ad $575$1,190/mo all-in estimate

$2,925 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$575

  1. Fees at signing+ $122
  2. Tax (about)+ $35
  3. Extra miles+ $38
  4. Insurance (about)+ $200
  5. Gas (about)+ $220

Real Lease Cost™ (everything you pay), each month$1,190

Sources and read dates
  • The listed payment the Leasehackr Marketplace listing, read Nov 2.
  • Fees at signing the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 2.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 9 (in 7 days)

Your miles or state are different?

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New lease Leasehackr Marketplace (broker offers) Gas SUV Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2026 Lexus NX (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons

Read from Leasehackr Marketplace (broker offers) on Nov 2, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 279 of the other 396 similar luxury SUVs we price today cost more than this one.

vs 396 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 70 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 2, 2026.

The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $659 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus NX
Monthly payment in the ad$575 plus tax
Months on the lease24
Total due at signing$3,500 (first payment $575 plus fees $2,925). We count all of it.
That $2,925, spread over 24 months$122 a month
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$697
Tax, each month$35
Monthly cost after tax$732
Lease cost over all the months, before tax$16,725
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$200 a month for the U.S. average (range $160 to $240). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$220 a month (EPA combined 24 mpg, 2026 NX; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month$1,190
Real Lease Cost, over all the months, our estimate$28,560
Listing statuslive
Source readNov 2, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 9 (in 7 days)
MSRPnot in the listing
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$697
Effective monthly, after tax$732

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Café du Monde, New Orleans

Photo of beignets at Café du Monde, 2014.

$4.53 Café du Monde shop page, read Oct 31, 2026.

Pick up the tab: $4.53
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Adeni chai, 20 oz

Qahwah House, Dearborn

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$7.86 Qahwah House order page lists $7.86 (20 oz)

Pick up the tab: $7.86
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Sourdough loaf

Rize Up Sourdough, San Francisco

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$12 Rize Up Sourdough product list, read Oct 31, 2026.

Pick up the tab: $12
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Deep-dish pan pizza, medium

Pequod's, Chicago

$22.95 Pequod's menu (Medium 12-inch pan pizza, cheese), read Oct 31, 2026.

Pick up the tab: $22.95
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The viral $60 rye

RYE by Martin Auer, SoHo, New York

Photo of a 100% rye loaf, not RYE's own.

$60 The Guardian, Sep 28 2026, read Oct 31, 2026.

Pick up the tab: $60
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More deals like this (6 cars)

More Lexus deals

2026 Lexus UX, a photo of this model, not the listed car

2026 Lexus UX 300h

Ad $349$808/mo all-inestimate

New lease

See this deal: 2026 Lexus UX

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$349

Real$808

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$459 we added. Most of it is our estimate.

Why +$459? insurance $191, fees $129, gas $99, tax $21, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

$4,650 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $99/mo: about 43 mpg (EPA), U.S. average price

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $349 a month. With everything added, it is $808 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$349

  1. Fees due when you sign ($4,650), spread over 36 months+ $129
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  5. Hybrid: gas (about)+ $99

Real Lease Cost, each month$808

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus ES 350e, a photo of this model, not the listed car

2026 Lexus ES 350e Premium FWD

Ad $498$918/mo all-inestimate

New lease

See this deal: 2026 Lexus ES 350e

Why this price?

ElectricOne of the lowest costs for this kind of car

Ad$498

Real$918

+$420 we added. Most of it is our estimate.

Why +$420? insurance $200, fees $84, tax $49, charging $49, extra miles $38

More

A new lease from the dealer. You sign for 36 months.

$3,035 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Plug-in hybrid $49/mo: gas only, 3 mpg (EPA), U.S. average price

Assumes you charge at home.

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $498 a month. With everything added, it is $918 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).

The listed payment$498

  1. Fees due when you sign ($3,035), spread over 36 months+ $84
  2. Tax, at the rate the ad states+ $49
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Electric: charging at home (about)+ $49

Real Lease Cost, each month$918

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 2. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 Lexus NX, a photo of this model, not the listed car

2026 Lexus NX 350 AWD

Ad $399$990/mo all-inestimate

New lease

See this deal: 2026 Lexus NX

Why this price?

GasOne of the lowest costs for this kind of car

Ad$399

Real$990

+$591 we added. Most of it is our estimate.

Why +$591? gas $220, insurance $200, fees $128, tax $24, extra miles $19

More
Cheapest of 5 NX offers nationwide

A new lease from the dealer. You sign for 36 months.

$4,600 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $220/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $399 a month. With everything added, it is $990 a month. The biggest piece is our gas estimate, $220 a month.

The listed payment$399

  1. Fees due when you sign ($4,600), spread over 36 months+ $128
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $24
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $220

Real Lease Cost, each month$990

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

Other cars near $1,190 a month

2027 Genesis G80, a photo of this model, not the listed car

2027 Genesis G80

Ad $505$1,092/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2027 Genesis G80

Why this price?

Gas

Ad$505

Real$1,092

+$587 we added. Most of it is our estimate.

Why +$587? gas $251, insurance $142, fees $125, extra miles $38, tax $31

More
Cheapest of 7 G80 offers nationwide

A new lease from the dealer. You sign for 24 months.

$2,995 due at signing, besides the first payment (in the monthly).

Gas $251/mo: about 21 mpg (EPA), U.S. average price

Offer ends Nov 9 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $505 a month. With everything added, it is $1,092 a month. The biggest piece is our gas estimate, $251 a month.

The listed payment$505

  1. Fees due when you sign ($2,995), spread over 24 months+ $125
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $31
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
  5. Gas (about)+ $251

Real Lease Cost, each month$1,092

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Calreyn88, CC BY-SA 4.0

2025 Ford F-150, a photo of this model, not the listed car

2025 Ford F-150 STX SupeCrew

Ad $634$1,094/mo all-inestimate

Take-overNot confirmed

We could not confirm this deal’s numbers, so we rank it on the higher cost.

See this deal: 2025 Ford F-150

Why this price?

GasRanked on the higher figure

Ad$634

Real$1,094

+$460 we added. Most of it is our estimate.

Why +$460? gas $225, insurance $178, tax $39, fees $18

More
4th cheapest of 10 F-150 offers nationwide

You take over someone’s lease. You pay their last 28 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $225/mo: about 19 mpg (EPA), U.S. average price

Lease ends Mar 2029 (28 months left)

28 months left, about $30,600 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $634 a month. With everything added, it is $1,094 a month. The biggest piece is our gas estimate, $225 a month.

The listed payment$634

  1. Transfer fee about $500 (the listing does not say), spread over 28 months+ $18
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $39
  3. Miles: you drive 12,000 a year, the lease covers about 12,304 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $142 to $214). Type yours.+ $178
  5. Gas (about)+ $225

Real Lease Cost, each month$1,094

LeaseTrader, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2024 BMW I5, a photo of this model, not the listed car

2024 BMW I5 eDrive40

Ad $682$1,094/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 BMW I5

Why this price?

Electric

Ad$682

Real$1,094

+$412 we added. Most of it is our estimate.

Why +$412? insurance $252, charging $63, fees $56, tax $41

More
Cheapest of 8 I5 offers nationwide

You take over someone’s lease. You pay their last 9 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $63/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2027 (9 months left)

9 months left, about $9,800 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $682 a month. With everything added, it is $1,094 a month. Most of the difference is insurance, $252 a month (our estimate for the U.S. average, $195 to $310; type yours).

The listed payment$682

  1. Transfer fee about $500 (the listing does not say), spread over 9 months+ $56
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
  3. Miles: you drive 12,000 a year, the lease covers about 19,500 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $195 to $310). Type yours.+ $252
  5. Electric: charging at home (about)+ $63

Real Lease Cost, each month$1,094

LeaseTrader, read Nov 2. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: MrWalkr, CC BY-SA 4.0