2026 Lexus NX

Name: 2026 Lexus NX
Brand: Lexus
Price: 604.00 USD
Availability: InStock

Ad $604$1,139/mo all-in estimate

$1,896 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$604

Fees at signing+ $45
Tax (about)+ $37
Extra miles+ $38
Insurance (about)+ $200
Gas (about)+ $215

Real Lease Cost™ (everything you pay), each month$1,139

Sources and read dates

The listed payment the Leasehackr Marketplace listing, read Nov 5.
Fees at signing the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
Extra miles the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 12 (in 7 days)

Your miles or state are different?

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Answer the three questions on the home page

New lease Leasehackr Marketplace (broker offers) Gas SUV Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2026 Lexus NX (photo for reference, not the listed car) — Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons

Read from Leasehackr Marketplace (broker offers) on Nov 5, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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Incentives

We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 379 of the other 522 similar luxury SUVs we price today cost more than this one.

vs 522 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 73 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car outside this brand is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $639 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus NX
Monthly payment in the ad	$604 plus tax
Months on the lease	42
Total due at signing	$2,500 (first payment $604 plus fees $1,896). We count all of it.
That $1,896, spread over 42 months	$45 a month
Sticker price	not in the listing
Tax rate used	6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out	$649
Tax, each month	$37
Monthly cost after tax	$686
Lease cost over all the months, before tax	$27,264
Transfer fee	none stated by the source
Cash the seller says they will pay you	$0
Miles a year the lease allows	7,500
Extra miles to reach your 12,000 a year	You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate	$200 a month for the U.S. average (range $160 to $240). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate	$215 a month (EPA combined 24 mpg, 2026 NX; EIA U.S. average premium, week of Nov 2)
Real Lease Cost, each month	$1,139
Real Lease Cost, over all the months, our estimate	$47,838
Listing status	live
Source read	Nov 5, 2026

For the experts: the exact lease terms

Lease terms for experts
When it ends	Offer ends Nov 12 (in 7 days)
MSRP	not in the listing
Cap reduction	inside the money due at signing, not split out
Effective monthly, before tax	$649
Effective monthly, after tax	$686

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More deals like this (6 cars)

More Lexus deals

2026 Lexus UX, a photo of this model, not the listed car

2026 Lexus UX 300h

Ad $339$778/mo all-inestimate

New lease

See this deal: 2026 Lexus UX

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$339

Real$778

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$439 we added. Most of it is our estimate.

Why +$439? insurance $191, fees $111, gas $97, tax $21, extra miles $19

Cheapest of 2 UX offers nationwide

A new lease from the dealer. You sign for 42 months.

$4,660 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $97/mo: about 43 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $339 a month. With everything added, it is $778 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$339

Fees due when you sign ($4,660), spread over 42 months+ $111
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
Hybrid: gas (about)+ $97

Real Lease Cost, each month$778

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus NX

Ad $337$871/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Lexus NX

Why this price?

Gas

Ad$337

Real$871

+$534 we added. Most of it is our estimate.

Why +$534? gas $215, insurance $200, fees $60, extra miles $38, tax $21

Cheapest of 11 NX offers nationwide

A new lease from the dealer. You sign for 36 months.

$2,163 due at signing, besides the first payment (in the monthly).

Gas $215/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $337 a month. With everything added, it is $871 a month. The biggest piece is our gas estimate, $215 a month.

The listed payment$337

Fees due when you sign ($2,163), spread over 36 months+ $60
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
Gas (about)+ $215

Real Lease Cost, each month$871

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2025 Lexus ES 350

Ad $449$948/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2025 Lexus ES 350

Why this price?

Gas

Ad$449

Real$948

+$499 we added. Most of it is our estimate.

Why +$499? insurance $200, gas $166, typical money due at signing $87, tax $27, extra miles $19

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $166/mo: about 25 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $449 a month. With everything added, it is $948 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).

The listed payment$449

Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
Gas (about)+ $166

Real Lease Cost, each month$948

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

Other cars near $1,139 a month

2024 Kia EV9, a photo of this model, not the listed car

2024 Kia EV9 Land

Ad $718$1,039/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 Kia EV9

Why this price?

ElectricAbout even with similar cars

Ad$718

Real$1,039

+$321 we added. Most of it is our estimate.

Why +$321? insurance $195, charging $73, tax $44, fees $9

2nd cheapest of 2 EV9 offers nationwide

You take over someone’s lease. You pay their last 56 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $73/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends May 2031 (56 months left)

56 months left, about $58,200 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $718 a month. With everything added, it is $1,039 a month.

The listed payment$718

Transfer fee about $500 (the listing does not say), spread over 56 months+ $9
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $44
Miles: you drive 12,000 a year, the lease covers about 16,071 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $155 to $235). Type yours.+ $195
Electric: charging at home (about)+ $73

Real Lease Cost, each month$1,039

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Calreyn88, CC BY-SA 4.0

2024 Mercedes-Benz EQE, a photo of this model, not the listed car

2024 Mercedes-Benz EQE 350 SUV 4MATIC

Ad $689$1,039/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 Mercedes-Benz EQE

Why this price?

Electric

Ad$689

Real$1,039

+$350 we added. Most of it is our estimate.

Why +$350? insurance $190, charging $73, fees $45, tax $42

Cheapest of 2 EQE offers nationwide

You take over someone’s lease. You pay their last 11 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $73/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends Sep 2027 (11 months left)

11 months left, about $11,400 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $689 a month. With everything added, it is $1,039 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).

The listed payment$689

Transfer fee about $500 (the listing does not say), spread over 11 months+ $45
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $42
Miles: you drive 12,000 a year, the lease covers about 18,545 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home (about)+ $73

Real Lease Cost, each month$1,039

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2026 Mercedes-Benz C Class

Ad $509$1,039/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Mercedes-Benz C Class

Why this price?

Gas

Ad$509

Real$1,039

+$530 we added. Most of it is our estimate.

Why +$530? gas $184, insurance $175, typical money due at signing $121, tax $31, extra miles $19

Cheapest of 3 C Class offers nationwide

A new lease from the dealer. You sign for 24 months.

Not in the ad: typical $2,904 due at signing used (in the monthly). Ask before you sign.

Gas $184/mo: about 28 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $509 a month. With everything added, it is $1,039 a month. The biggest piece is our gas estimate, $184 a month.

The listed payment$509

Money due at signing: the ad does not say. We added $121 a month, the typical amount (median of 92 ads that state it in the same price band, read Nov 3 to Nov 5).+ $121
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $31
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
Gas (about)+ $184

Real Lease Cost, each month$1,039

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2026 Lexus NX

Incentives

How this price compares

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More Lexus deals

2026 Lexus UX 300h

2026 Lexus NX

2025 Lexus ES 350

Other cars near $1,139 a month

2024 Kia EV9 Land

2024 Mercedes-Benz EQE 350 SUV 4MATIC

2026 Mercedes-Benz C Class