Plug-in hybridPlug it in to drive short trips on electricity. Uses gas on long ones.
$1,054 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $579. The receipt adds every step between the two.
New leaseLexus offers pageplug-in hybrid SUV Seen in one place only
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons
Read from Lexus offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$579
Money due when you sign ($4,420), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $123
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $35
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $200 (range $160 to $240). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $200
Plug-in hybrid: electricity and gas, our estimateElectricity12,000 mi a year×6.6 in 10 on electricity(EPA share of miles on electricity, if you charge every day)=7,884 mi on electricity×40 kWh per 100 mi(EPA, 2026 NX 450h+ PREMIUM AWD)=3,154 kWh×$0.182 a kWh(EIA U.S. home electricity, August 2026)=$573 a year=$48 a monthGas12,000 mi a year×3.4 in 10 on gas(what is left after the electric share)=4,116 mi on gas÷about 36 mpg(2025 EPA combined figure, 2026 not published yet; gas only)=114 gallons×$5.28 a gallon(EIA U.S. average premium, week of Oct 26)=$603 a year=$50 a monthcity 38 to highway 33Together: $98 a month.If you never plug in: $147 a month (gas only).Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $98
The cheapest live car outside this brand is the 2026 Toyota Corolla at $531 all-in. This car is $523 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Lexus NX 450h+ PREMIUM AWD
Monthly payment in the ad
$579 plus tax
Months on the lease
36
Due when you sign
$4,999. It includes your first payment of $579. The other $4,420 is fees and any money down, and we count all of it.
That $4,420, spread over 36 months
$123 a month
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$702
Tax, each month
$35
Monthly cost after tax
$737
Lease cost over all the months, before tax
$25,264
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$200 a month for the U.S. average (range $160 to $240). We use the middle of the range. Source: The Zebra's national average for this model, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$98 a month: $48 electricity + $50 gas (36 mpg (combined), 2025 EPA figure, 2026 not published yet, gas only; EIA U.S. average premium, week of Oct 26)
All in, each month
$1,054
All in, over all the months, our estimate
$37,944
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 3 days)
MSRP
not in the listing
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$702
Effective monthly, after tax
$737
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New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
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Gas $99/mo: about 43 mpg (EPA), U.S. average price
The ad says $479 a month. With everything added, it is $825 a month. Most of the difference is insurance, $199 a month (our estimate for the U.S. average, $159 to $239; type yours).
The ad says$479
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $29
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $159 to $239). Type yours.+ $199
Gas, our estimate+ $99
All in, each month$825
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $449 a month. With everything added, it is $866 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).
The ad says$449
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $27
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $160 to $240). Type yours.+ $200
Gas, our estimate+ $171
All in, each month$866
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2026 Lexus ES 350e Premium FWD
$918a month, everything in
New leaseElectric
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 2 (in 3 days)
Seller’s numbers: we did not check them
Plug-in hybrid $49/mo: gas only, 3 mpg (EPA), U.S. average price
The ad says $498 a month. With everything added, it is $918 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).
The ad says$498
Money due when you sign ($3,035), spread over 36 months+ $84
Tax, at the rate the ad states+ $49
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $160 to $240). Type yours.+ $200
Electric: charging at home, our estimate+ $49
All in, each month$918
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $515 a month. With everything added, it is $955 a month. The biggest piece is insurance, $202 a month (our estimate for the U.S. average, $165 to $240; type yours).
The ad says$515
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $31
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $165 to $240). Type yours.+ $202
Gas, our estimate+ $188
All in, each month$955
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $595 a month. With everything added, it is $956 a month. Most of the difference is insurance, $189 a month (our estimate for the U.S. average, $136 to $242; type yours).
The ad says$595
Transfer fee we assumed ($500), spread over 10 months+ $50
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $36
Miles: you drive 12,000 a year, the lease covers 17,268+ $0
Insurance, our estimate for the U.S. average (range $136 to $242). Type yours.+ $189
Electric: charging at home, our estimate+ $86
All in, each month$956
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $509 a month. With everything added, it is $956 a month. The biggest piece is insurance, $209 a month (our estimate for the U.S. average, $167 to $251; type yours).
The ad says$509
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $31
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $167 to $251). Type yours.+ $209
Gas, our estimate+ $188
All in, each month$956
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
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