Real Lease Cost
Back

2026 Lexus IS

Ad $499$1,142/mo all-in estimate

$3,001 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$499

  1. Fees at signing+ $125
  2. Tax (about)+ $30
  3. Extra miles+ $38
  4. Insurance (about)+ $210
  5. Gas (about)+ $240

Real Lease Cost™ (everything you pay), each month$1,142

Sources and read dates
  • The listed payment the Leasehackr Marketplace listing, read Nov 2.
  • Fees at signing the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr Marketplace listing, read Nov 2. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 2.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 9 (in 7 days)

Your miles or state are different?

Change

Answer all four questions on the home page

New lease Leasehackr Marketplace (broker offers) Gas Sedan Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2026 Lexus IS (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Kevauto, CC BY-SA 4.0, via Wikimedia Commons

Read from Leasehackr Marketplace (broker offers) on Nov 2, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 117 of the other 175 similar luxury small cars we price today cost more than this one.

vs 175 luxury small car deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 67 of every 100 similar luxury small cars we price today cost more than this one. Pool: the live ranked luxury small car deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 2, 2026.

The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $611 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus IS
Monthly payment in the ad$499 plus tax
Months on the lease24
Total due at signing$3,500 (first payment $499 plus fees $3,001). We count all of it.
That $3,001, spread over 24 months$125 a month
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$624
Tax, each month$30
Monthly cost after tax$654
Lease cost over all the months, before tax$14,977
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$210 a month for the U.S. average (range $170 to $250). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$240 a month (about 22 mpg, middle of the EPA figures for the 2026 IS; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month$1,142
Real Lease Cost, over all the months, our estimate$27,408
Listing statuslive
Source readNov 2, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 9 (in 7 days)
MSRPnot in the listing
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$624
Effective monthly, after tax$654

Pick Up the Tab

Buy us a drink or a loaf of bread.

Your tab at Real Lease Cost

Total$0.00

Pick it up?

Photo

Beignets, 3 pieces

Café du Monde, New Orleans

Photo of beignets at Café du Monde, 2014.

$4.53 Café du Monde shop page, read Oct 31, 2026.

Pick up the tab: $4.53
Photo

Adeni chai, 20 oz

Qahwah House, Dearborn

Photo of Arabic coffee, not Qahwah House's chai.

$7.86 Qahwah House order page lists $7.86 (20 oz)

Pick up the tab: $7.86
Photo

Sourdough loaf

Rize Up Sourdough, San Francisco

Photo of a sourdough loaf, not Rize Up's own.

$12 Rize Up Sourdough product list, read Oct 31, 2026.

Pick up the tab: $12
Drawing

Deep-dish pan pizza, medium

Pequod's, Chicago

$22.95 Pequod's menu (Medium 12-inch pan pizza, cheese), read Oct 31, 2026.

Pick up the tab: $22.95
Photo

The viral $60 rye

RYE by Martin Auer, SoHo, New York

Photo of a 100% rye loaf, not RYE's own.

$60 The Guardian, Sep 28 2026, read Oct 31, 2026.

Pick up the tab: $60
Drawing

You choose

Any amount from $3 to $500. You type it on the next page.

$3 to $500

Pick up the tab

Pick up the tab

Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.

Where these prices come from

Get the lowest all-in leases each week

One email a week. Confirm by link. Unsubscribe in one click.

Add more (optional)

We store your email and the optional fields above to send this digest, and nothing else. We first send a link to confirm your address. Every mail has a one-click unsubscribe. Read what we keep on the privacy page.

More deals like this (6 cars)

More Lexus deals

2026 Lexus UX, a photo of this model, not the listed car

2026 Lexus UX 300h

Ad $349$808/mo all-inestimate

New lease

See this deal: 2026 Lexus UX

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$349

Real$808

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$459 we added. Most of it is our estimate.

Why +$459? insurance $191, fees $129, gas $99, tax $21, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

$4,650 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $99/mo: about 43 mpg (EPA), U.S. average price

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $349 a month. With everything added, it is $808 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$349

  1. Fees due when you sign ($4,650), spread over 36 months+ $129
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  5. Hybrid: gas (about)+ $99

Real Lease Cost, each month$808

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus ES 350e, a photo of this model, not the listed car

2026 Lexus ES 350e Premium FWD

Ad $498$918/mo all-inestimate

New lease

See this deal: 2026 Lexus ES 350e

Why this price?

ElectricOne of the lowest costs for this kind of car

Ad$498

Real$918

+$420 we added. Most of it is our estimate.

Why +$420? insurance $200, fees $84, tax $49, charging $49, extra miles $38

More

A new lease from the dealer. You sign for 36 months.

$3,035 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Plug-in hybrid $49/mo: gas only, 3 mpg (EPA), U.S. average price

Assumes you charge at home.

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $498 a month. With everything added, it is $918 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).

The listed payment$498

  1. Fees due when you sign ($3,035), spread over 36 months+ $84
  2. Tax, at the rate the ad states+ $49
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Electric: charging at home (about)+ $49

Real Lease Cost, each month$918

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 2. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 Lexus NX, a photo of this model, not the listed car

2026 Lexus NX 350 AWD

Ad $399$990/mo all-inestimate

New lease

See this deal: 2026 Lexus NX

Why this price?

GasOne of the lowest costs for this kind of car

Ad$399

Real$990

+$591 we added. Most of it is our estimate.

Why +$591? gas $220, insurance $200, fees $128, tax $24, extra miles $19

More
Cheapest of 5 NX offers nationwide

A new lease from the dealer. You sign for 36 months.

$4,600 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $220/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 2 (today)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $399 a month. With everything added, it is $990 a month. The biggest piece is our gas estimate, $220 a month.

The listed payment$399

  1. Fees due when you sign ($4,600), spread over 36 months+ $128
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $24
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $220

Real Lease Cost, each month$990

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

Other cars near $1,142 a month

2025 Honda Prologue, a photo of this model, not the listed car

2025 Honda Prologue Touring

Ad $735$1,043/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2025 Honda Prologue

Why this price?

ElectricAbout even with similar cars

Ad$735

Real$1,043

+$308 we added. Most of it is our estimate.

Why +$308? insurance $188, charging $63, tax $45, extra miles $33, fees $24, minus cash the seller pays you $45

More

You take over someone’s lease. You pay their last 21 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $63/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2028 (21 months left)

21 months left, about $21,900 in all. Transfer fee about $500. Seller pays you $952.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $735 a month. The seller says they will pay you $952 to take it over, about $45 a month. With everything added, the real cost is $1,043 a month.

The listed payment$735

  1. Cash the seller says they will pay you, each month- $45
  2. Transfer fee about $500 (the listing does not say), spread over 21 months+ $24
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $45
  4. Miles: you drive 12,000 a year, the lease covers about 10,430 a year (from the miles left and months left)+ $33
  5. Insurance (about) for the U.S. average (range $150 to $225). Type yours.+ $188
  6. Electric: charging at home (about)+ $63

Real Lease Cost, each month$1,043

LeaseTrader, read Nov 2. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Nissan Murano, a photo of this model, not the listed car

2026 Nissan Murano SL

Ad $620$1,043/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2026 Nissan Murano

Why this price?

GasAbout even with similar cars

Ad$620

Real$1,043

+$423 we added. Most of it is our estimate.

Why +$423? gas $186, insurance $182, tax $38, fees $17

More
2nd cheapest of 2 Murano offers nationwide

You take over someone’s lease. You pay their last 30 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $186/mo: 23 mpg (EPA), U.S. average price

Lease ends about May 2029 (30 months left)

30 months left, about $31,300 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $620 a month. With everything added, it is $1,043 a month. The biggest piece is our gas estimate, $186 a month.

The listed payment$620

  1. Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $38
  3. Miles: you drive 12,000 a year, the lease covers 16,000+ $0
  4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
  5. Gas (about)+ $186

Real Lease Cost, each month$1,043

SwapALease, read Nov 2. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: HJUdall, CC0

2027 INFINITI QX65, a photo of this model, not the listed car

2027 INFINITI QX65

Ad $450$1,045/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2027 INFINITI QX65

Why this price?

Gas

Ad$450

Real$1,045

+$595 we added. Most of it is our estimate.

Why +$595? gas $240, insurance $182, typical money due at signing $127, tax $27, extra miles $19

More
3rd cheapest of 4 QX65 offers nationwide

A new lease from the dealer. You sign for 24 months.

Not in the ad: typical $3,048 due at signing used (in the monthly). Ask before you sign.

Gas $240/mo: 22 mpg (EPA), U.S. average price

Offer ends Nov 8 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $450 a month. With everything added, it is $1,045 a month. The biggest piece is our gas estimate, $240 a month.

The listed payment$450

  1. Money due at signing: the ad does not say. We added $127 a month, the typical amount (median of 114 ads that state it in the same price band, read Nov 1 to Nov 2).+ $127
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
  5. Gas (about)+ $240

Real Lease Cost, each month$1,045

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Bull-Doser, Public domain