Real Lease Cost™ (everything you pay, each month): $866 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $399. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
New leaseLeasehackr Marketplace (broker offers)gas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
Photo of this model, not this exact car. Credit: Missvain, CC0, via Wikimedia Commons
Read from Leasehackr Marketplace (broker offers) on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$399
Money due when you sign ($1,101), spread over 39 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $28
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $25
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $182 (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $182
Gas, our estimate12,000 mi a year÷about 20 mpg(middle of the EPA figures for the 2026 Wrangler)=600.0 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$2,561 a year=$213 a monthcity 18 to highway 23Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $213
At 12,000 miles a year and U.S. average costs, 227 of the 455 similar SUVs we price today cost more than this one.
vs 455 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 50 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $445 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Jeep Wrangler
Monthly payment in the ad
$399 plus tax
Months on the lease
39
Due when you sign
$1,500. It includes your first payment of $399. The other $1,101 is fees and any money down, and we count all of it.
That $1,101, spread over 39 months
$28 a month
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$427
Tax, each month
$25
Monthly cost after tax
$452
Lease cost over all the months, before tax
$16,662
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$213 a month (about 20 mpg, middle of the EPA figures for the 2026 Wrangler; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$866
Real Lease Cost, over all the months, our estimate
$33,774
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
not in the listing
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$427
Effective monthly, after tax
$452
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More deals like this (6 cars)
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2026 Jeep Compass
A drawing of this kind of car, not a photo of it.
2026 Jeep Compass
Real Lease Cost:$735a month, estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $164/mo: 26 mpg (EPA), U.S. average price
Ad$349
Real$735
+$386 we added, most of it estimate
Why +$386? insurance $182, gas $164, tax $21, extra miles $19
The listed payment is $349 a month. With everything added, it is $735 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).
The listed payment$349
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $164
Real Lease Cost, each month$735
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Jeep Rubicon
A drawing of this kind of car, not a photo of it.
2026 Jeep Rubicon Offer 1 of 2 on this model
Real Lease Cost:$812a month, estimate
New leaseGas
A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 7 (in 7 days)
Only one site lists this. Not confirmed.
Gas $158/mo: about 27 mpg (typical), U.S. average price
Ad$420
Real$812
+$392 we added, most of it estimate
Why +$392? insurance $175, gas $158, tax $25, extra miles $19, fees $15
The listed payment is $420 a month. With everything added, it is $812 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).
The listed payment$420
Money due when you sign ($580), spread over 39 months+ $15
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $126 to $224). Type yours.+ $175
Gas, our estimate+ $158
Real Lease Cost, each month$812
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2026 Jeep Grand Cherokee Offer 1 of 2 on this model
Real Lease Cost:$818a month, estimate
New leaseGasAbout even with similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 7 (in 7 days)
Only one site lists this. Not confirmed.
Gas $194/mo: about 22 mpg (EPA), U.S. average price
Ad$399
Real$818
+$419 we added, most of it estimate
Why +$419? gas $194, insurance $182, tax $24, extra miles $19
The listed payment is $433 a month. With everything added, it is $766 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).
The listed payment$433
Transfer fee we assumed ($500), spread over 18 months+ $52
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers 12,007+ $0
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $65
Real Lease Cost, each month$766
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
Photo of this model from another year, not this exact car.
2026 Subaru Crosstrek Hybrid Limited AWD
Real Lease Cost:$767a month, estimate
New leaseHybridAbout even with similar cars
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 2 (in 2 days)
Seller’s numbers: we did not check them
Gas $119/mo: 36 mpg (EPA), U.S. average price
Ad$338
Real$767
+$429 we added, most of it estimate
Why +$429? insurance $170, gas $119, fees $68, extra miles $38, tax $34
The listed payment is $338 a month. With everything added, it is $767 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$338
Money due when you sign ($2,438), spread over 36 months+ $68
Tax, at the rate the ad states+ $34
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $135 to $205). Type yours.+ $170
Hybrid: gas, our estimate+ $119
Real Lease Cost, each month$767
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
The listed payment is $379 a month. With everything added, it is $769 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$379
Money due when you sign ($2,796), spread over 36 months+ $78
Tax, at the rate the ad states+ $31
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $53
Real Lease Cost, each month$769
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and charging are estimates, not quotes.
