Real Lease Cost™ (everything you pay, each month): $818 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $399. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in NJ New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themRead by handgas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$399
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $24
Miles: you drive 12,000 a year, the lease covers 9,996You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $182 (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $182
Gas, our estimate12,000 mi a year÷about 22 mpg(middle of the EPA figures for the 2026 Grand Cherokee)=545.5 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$2,329 a year=$194 a monthcity 20 to highway 26Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $194
At 12,000 miles a year and U.S. average costs, 282 of the 455 similar SUVs we price today cost more than this one.
vs 455 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 62 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $397 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Jeep Grand Cherokee
Monthly payment in the ad
$399 plus tax
Months on the lease
36
Sticker price
$46,000 (as stated by the source)
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$399
Tax, each month
$24
Monthly cost after tax
$423
Lease cost over all the months, before tax
$14,364
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
9,996
Extra miles to reach your 12,000 a year
You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$194 a month (about 22 mpg, middle of the EPA figures for the 2026 Grand Cherokee; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$818
Real Lease Cost, over all the months, our estimate
$29,448
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
$46,000
Cap reduction
not stated
Effective monthly, before tax
$399
Effective monthly, after tax
$423
Effective as a share of MSRP, monthly
0.92%
Monthly cost vs sticker price
0.9% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP
64.0%
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More deals like this (6 cars)
More Jeep deals
2026 Jeep Compass
A drawing of this kind of car, not a photo of it.
2026 Jeep Compass
Real Lease Cost:$735a month, estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $164/mo: 26 mpg (EPA), U.S. average price
Ad$349
Real$735
+$386 we added, most of it estimate
Why +$386? insurance $182, gas $164, tax $21, extra miles $19
The listed payment is $349 a month. With everything added, it is $735 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).
The listed payment$349
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $164
Real Lease Cost, each month$735
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Jeep Rubicon
A drawing of this kind of car, not a photo of it.
2026 Jeep Rubicon Offer 1 of 2 on this model
Real Lease Cost:$812a month, estimate
New leaseGas
A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 7 (in 7 days)
Only one site lists this. Not confirmed.
Gas $158/mo: about 27 mpg (typical), U.S. average price
Ad$420
Real$812
+$392 we added, most of it estimate
Why +$392? insurance $175, gas $158, tax $25, extra miles $19, fees $15
The listed payment is $420 a month. With everything added, it is $812 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).
The listed payment$420
Money due when you sign ($580), spread over 39 months+ $15
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $126 to $224). Type yours.+ $175
Gas, our estimate+ $158
Real Lease Cost, each month$812
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and gas are estimates, not quotes.
2026 Jeep Wrangler 4xe
A drawing of this kind of car, not a photo of it.
2026 Jeep Wrangler 4xe
Real Lease Cost:$820a month, estimate
New leasePlug-in hybridAbout even with similar cars
A new lease from the dealer. You sign for 24 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Plug-in hybrid $169/mo: $60 electricity + $109 gas, U.S. average prices
Ad$379
Real$820
+$441 we added, most of it estimate
Why +$441? insurance $211, fuel $169, extra miles $38, tax $23
The listed payment is $379 a month. With everything added, it is $820 a month. The biggest piece is insurance, $211 a month (our estimate for the U.S. average, $169 to $253; type yours).
The listed payment$379
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $23
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $169 to $253). Type yours.+ $211
Plug-in hybrid: electricity and gas, our estimate+ $169
Real Lease Cost, each month$820
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Other cars near $818 a month
2026 Nissan Rogue Sport
A drawing of this kind of car, not a photo of it.
2026 Nissan Rogue Sport
Real Lease Cost:$718a month, estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $152/mo: about 28 mpg (EPA 2022), U.S. average price
Ad$333
Real$718
+$385 we added, most of it estimate
Why +$385? insurance $175, gas $152, extra miles $38, tax $20
The listed payment is $333 a month. With everything added, it is $718 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$333
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $20
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $152
Real Lease Cost, each month$718
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2026 Hyundai Venue SEL FWD w/ Two-Tone RoofOffer 3 of 3 on this model
Real Lease Cost:$719a month, estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 2 (in 2 days)
Seller’s numbers: we did not check them
Gas $138/mo: 31 mpg (EPA), U.S. average price
Ad$294
Real$719
+$425 we added, most of it estimate
Why +$425? insurance $181, gas $138, fees $68, tax $19, extra miles $19
The listed payment is $294 a month. With everything added, it is $719 a month. The biggest piece is insurance, $181 a month (our estimate for the U.S. average, $145 to $217; type yours).
The listed payment$294
Money due when you sign ($2,433), spread over 36 months+ $68
Tax, at the rate the ad states+ $19
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $145 to $217). Type yours.+ $181
Gas, our estimate+ $138
Real Lease Cost, each month$719
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
