$997 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $409. The receipt adds every step between the two.
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHonda offers pagegas SUV Seen in one place only
One public site lists this deal. No second site confirms it.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$409
Money due when you sign ($5,590), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $155
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $25
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $186 (range $149 to $224). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $186
Gas, our estimate12,000 mi a year÷about 21 mpg(middle of the EPA figures for the 2026 Pilot)=571 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$2,439 a year=$203 a monthcity 19 to highway 25Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $203
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $466 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Honda Pilot EX-L
Monthly payment in the ad
$409 plus tax
Months on the lease
36
Due when you sign
$5,999. It includes your first payment of $409. The other $5,590 is fees and any money down, and we count all of it.
That $5,590, spread over 36 months
$155 a month
Sticker price
$46,795 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$564
Tax, each month
$25
Monthly cost after tax
$589
Lease cost over all the months, before tax
$20,314
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$186 a month for the U.S. average (range $149 to $224). We use the middle of the range. Source: our class estimate, fitted to The Zebra's model quotes, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$203 a month (about 21 mpg, middle of the EPA figures for the 2026 Pilot; EIA U.S. average regular, week of Oct 26)
All in, each month
$997
All in, over all the months, our estimate
$35,892
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 3 days)
MSRP
$46,795
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$564
Effective monthly, after tax
$589
Effective as a share of MSRP, monthly
1.26%
Leasehackr score, estimate
6.6
All-in cost as a share of MSRP
76.7%
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If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
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If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Honda Civic
A drawing of this kind of car, not a photo of it.
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$674a month, everything in
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A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 6 (in 7 days)
Seen in one place only
Gas $155/mo: about 34 mpg (EPA), U.S. average price
The ad says $299 a month. With everything added, it is $674 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $131 to $197; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,228+ $38
Insurance, our estimate for the U.S. average (range $131 to $197). Type yours.+ $164
Gas, our estimate+ $155
All in, each month$674
If you pay the ad’s end-of-lease rate instead: +$20 a month ($0.25 a mile, as the ad states).
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A new lease from the dealer. You sign for 36 months, with money due at signing.
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Charging $73/mo: about 2.5 mi/kWh (EPA), U.S. average price
The ad says $481 a month. With everything added, it is $897 a month. The biggest piece is insurance, $195 a month (our estimate for the U.S. average, $155 to $235; type yours).
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Tax, at the rate the ad states+ $41
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All in, each month$897
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
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The ad says$449
Money due when you sign ($3,999), spread over 36 months+ $111
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $27
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $124 to $220). Type yours.+ $172
Hybrid: gas, our estimate+ $119
All in, each month$897
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Toyota offers page, read Oct 30. Insurance and gas are estimates, not quotes.
