The receipt
The listed payment$336
- Fees at signing+ $64Money due at signing is spread over the months, here $64 a month.Fees due when you sign ($2,319), spread over 36 monthsSource: the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax+ $35Tax is what your state adds to the payment, here $35 a month.Tax, at the rate the ad statesSource: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles+ $19Driving more miles than the lease gives costs extra, here $19 a month.Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about)+ $135Insurance: about $135 a month for this car at the U.S. average. Tap to type yours.Insurance about $135 for the U.S. average (range $108 to $162). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Small Sedan (all powertrains) ($1,623 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $135 a month. Range $108 to $162. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
- Gas (about)+ $152Gas: about $152 a month for the miles you drive. Tap to type your gas price.Gas (about)12,000 mi a year ÷ about 34 mpg (middle of the EPA figures for the 2026 Civic Sedan) = 352.9 gallons × $5.158 a gallon (EIA U.S. average premium, week of Nov 2) = $1,820 a year = $152 a month city 30 to highway 38Source: U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
Real Lease Cost™ (everything you pay), each month$741
Sources and read dates
- The listed payment the Leasehackr pre-negotiated board listing, read Nov 5.
- Fees at signing the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
- Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
about = our guess
See the math
How each part is worked out:


