$654 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $209. The receipt adds every step between the two.
Listed in CA New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themHonda offers pagegas Sedan Seen in one place only
One public site lists this deal. No second site confirms it.
Photo of this model from another year, not this exact car. Credit: MercurySable99, CC BY-SA 4.0, via Wikimedia Commons
Read from Honda offers page on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The ad saysSource: The listing itself, from 13 public sites. Newest read Oct 30.$209
Money due when you sign ($3,790), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 30.+ $105
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $13
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 30.+ $19
Insurance, our estimate for the U.S. average: $175 (range $140 to $210). Your own quote may differ. Type yours.We use the middle of the range. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $175
Gas, our estimate12,000 mi a year÷about 32 mpg(middle of the EPA figures for the 2026 Accord)=375 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$1,601 a year=$133 a monthcity 29 to highway 37Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $133
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $123 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Honda Accord LX
Monthly payment in the ad
$209 plus tax
Months on the lease
36
Due when you sign
$3,999. It includes your first payment of $209. The other $3,790 is fees and any money down, and we count all of it.
That $3,790, spread over 36 months
$105 a month
Sticker price
$28,395 (as stated by the source)
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$314
Tax, each month
$13
Monthly cost after tax
$327
Lease cost over all the months, before tax
$11,314
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$175 a month for the U.S. average (range $140 to $210). We use the middle of the range. Source: The Zebra's national average for this model, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$133 a month (about 32 mpg, middle of the EPA figures for the 2026 Accord; EIA U.S. average regular, week of Oct 26)
All in, each month
$654
All in, over all the months, our estimate
$23,544
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 2 (in 3 days)
MSRP
$28,395
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$314
Effective monthly, after tax
$327
Effective as a share of MSRP, monthly
1.15%
Leasehackr score, estimate
7.2
All-in cost as a share of MSRP
82.9%
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More deals like this (6 cars)
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Photo of this model, not this exact car.
2025 Honda Accord
$644a month, everything in
New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
The ad says $299 a month. With everything added, it is $644 a month. Most of the difference is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Gas, our estimate+ $133
All in, each month$644
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $259 a month. With everything added, it is $645 a month. The biggest piece is insurance, $169 a month (our estimate for the U.S. average, $135 to $202; type yours).
The ad says$259
Money due when you sign ($3,740), spread over 39 months+ $96
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $135 to $202). Type yours.+ $169
Hybrid: gas, our estimate+ $87
All in, each month$645
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Honda Civic
A drawing of this kind of car, not a photo of it.
2026 Honda Civic
$674a month, everything in
New leaseGas
A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 6 (in 7 days)
Seen in one place only
Gas $155/mo: about 34 mpg (EPA), U.S. average price
The ad says $299 a month. With everything added, it is $674 a month. The biggest piece is insurance, $164 a month (our estimate for the U.S. average, $131 to $197; type yours).
The ad says$299
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $18
Miles: you drive 12,000 a year, the lease covers 9,228+ $38
Insurance, our estimate for the U.S. average (range $131 to $197). Type yours.+ $164
Gas, our estimate+ $155
All in, each month$674
If you pay the ad’s end-of-lease rate instead: +$20 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
Other cars near $654 a month
Photo of this model from another year, not this exact car.
2027 Toyota Corolla LE CVT
$563a month, everything in
New leaseGas
A new lease from the dealer. You sign for 36 months, with money due at signing.
Offer ends Nov 2 (in 3 days)
Seller’s numbers: we did not check them
Gas $129/mo: about 33 mpg (EPA), U.S. average price
The ad says $189 a month. With everything added, it is $563 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The ad says$189
Money due when you sign ($1,588), spread over 36 months+ $44
Tax, at the rate the ad states+ $17
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $129
All in, each month$563
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and gas are estimates, not quotes.
The ad says $301 a month. With everything added, it is $579 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The ad says$301
Transfer fee we assumed ($500), spread over 21 months+ $24
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $17
Miles: you drive 12,000 a year, the lease covers 14,454+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
All in, each month$579
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The ad says $471 a month. The seller says they will pay you $7,226 to take it over, about $249 a month. With everything added, the real cost is $604 a month.
The ad says$471
Cash the seller says they will pay you, each month- $249
Transfer fee we assumed ($500), spread over 29 months+ $17
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $28
Miles: you drive 12,000 a year, the lease covers 12,857+ $0
Insurance, our estimate for the U.S. average (range $124 to $220). Type yours.+ $172
Gas, our estimate+ $165
All in, each month$604
LeaseTrader, read Oct 30. Insurance and gas are estimates, not quotes.
