The receipt
The listed payment$739
- Fees at signing+ $175Money due at signing is spread over the months, here $175 a month.Fees due when you sign ($6,823), spread over 39 monthsSource: the Chevrolet offers page, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about)+ $45Tax is what your state adds to the payment, here about $45 a month.Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles+ $19Driving more miles than the lease gives costs extra, here $19 a month.Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Chevrolet offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about)+ $191Insurance: about $191 a month for this car at the U.S. average. Tap to type yours.Insurance about $191 for the U.S. average (range $153 to $229). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Half-ton Pickup (electric) ($2,294 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $191 a month. Range $153 to $229. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
- Charging (about)+ $91Charging: about $91 a month for the miles you drive. Tap to type your price.Electric: charging at home (about)12,000 mi a year ÷ about 2.0 mi/kWh (middle of the EPA figures for the 2026 Silverado) = 6,000 kWh × $0.1816 a kWh (EIA U.S. home electricity, August 2026) = $1,090 a year = $91 a month city 2.2 to highway 1.8 mi/kWhSource: U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
Real Lease Cost™ (everything you pay), each month$1,260
Sources and read dates
- The listed payment the Chevrolet offers page, read Nov 5.
- Fees at signing the Chevrolet offers page, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles the Chevrolet offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
- Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
about = our guess
See the math
How each part is worked out:






