Real Lease Cost™ (everything you pay, each month): $893 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $419. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in FL New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themRead by handgas Truck Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
Photo of this model from another year, not this exact car. Credit: DestinationFearFan, CC BY-SA 4.0, via Wikimedia Commons
Read by hand on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$419
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $26
Miles: you drive 12,000 a year, the lease covers 9,996You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $178 (range $142 to $214). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Half-ton Pickup (gas) ($2,139 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $178 a month. Range $142 to $214. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $178
Gas, our estimate12,000 mi a year÷about 17 mpg(middle of the EPA figures for the 2026 Silverado 1500)=705.9 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$3,013 a year=$251 a monthcity 16 to highway 20Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $251
At 12,000 miles a year and U.S. average costs, 139 of the 178 similar trucks we price today cost more than this one.
vs 178 truck deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 78 of every 100 similar trucks we price today cost more than this one. Pool: the live ranked truck deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $472 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Chevrolet Silverado 1500
Monthly payment in the ad
$419 plus tax
Months on the lease
36
Sticker price
$55,000 (as stated by the source)
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$419
Tax, each month
$26
Monthly cost after tax
$445
Lease cost over all the months, before tax
$15,084
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
9,996
Extra miles to reach your 12,000 a year
You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$178 a month for the U.S. average (range $142 to $214). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$251 a month (about 17 mpg, middle of the EPA figures for the 2026 Silverado 1500; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$893
Real Lease Cost, over all the months, our estimate
$32,148
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
$55,000
Cap reduction
not stated
Effective monthly, before tax
$419
Effective monthly, after tax
$445
Effective as a share of MSRP, monthly
0.81%
Monthly cost vs sticker price
0.8% a month (low for a lease; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP
58.5%
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More deals like this (6 cars)
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Photo of this model, not this exact car.
2025 Chevrolet Equinox EV LTOffer 1 of 8 on this model
Real Lease Cost:$580a month, estimate
Take-overElectricOne of the lowest costs for this kind of carWe could not check this one
You take over someone’s lease. You pay their last 21 months.
Needs the leasing company’s approval.
Lease ends Jul 2028 (21 months left)
21 months left, about $12,200 in all. Transfer fee $500 (assumed).
We could not confirm this deal’s numbers, so we rank it on the higher cost.
Charging $59/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $301 a month. With everything added, it is $580 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The listed payment$301
Transfer fee we assumed ($500), spread over 21 months+ $24
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $18
Miles: you drive 12,000 a year, the lease covers 14,454+ $0
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
Real Lease Cost, each month$580
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
The listed payment is $369 a month. With everything added, it is $664 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).
The listed payment$369
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $23
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $150 to $225). Type yours.+ $188
Electric: charging at home, our estimate+ $65
Real Lease Cost, each month$664
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $259 a month. With everything added, it is $721 a month. The biggest piece is insurance, $181 a month (our estimate for the U.S. average, $145 to $217; type yours).
The listed payment$259
Money due when you sign ($3,890), spread over 36 months+ $108
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $145 to $217). Type yours.+ $181
Gas, our estimate+ $138
Real Lease Cost, each month$721
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Chevrolet offers page, read Oct 30. Insurance and gas are estimates, not quotes.
