Real Lease Cost™ (everything you pay, each month): $793 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $319. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
New leaseLeasehackr Marketplace (broker offers)gas Unknown Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
No photo for this model
Read from Leasehackr Marketplace (broker offers) on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$319
Money due when you sign ($2,681), spread over 36 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $74
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $20
Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $19
Insurance, our estimate for the U.S. average: $175 (range $126 to $224). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a car (all powertrains) ($2,098 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $175 a month. Range $126 to $224. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $175
Gas, our estimate12,000 mi a year÷about 23 mpg(middle of the EPA figures for the 2026 SANTA)=521.7 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$2,227 a year=$186 a monthcity 20 to highway 28Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $186
Not enough similar cars today. We need at least 21 live deals of the same kind to compare, and we have 0.
This check looks at price only. It cannot say whether the car fits you.
The math behind this
There are too few similar cars today for a share.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $372 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Hyundai SANTA
Monthly payment in the ad
$319 plus tax
Months on the lease
36
Due when you sign
$3,000. It includes your first payment of $319. The other $2,681 is fees and any money down, and we count all of it.
That $2,681, spread over 36 months
$74 a month
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$393
Tax, each month
$20
Monthly cost after tax
$413
Lease cost over all the months, before tax
$14,165
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
10,000
Extra miles to reach your 12,000 a year
You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$186 a month (about 23 mpg, middle of the EPA figures for the 2026 SANTA; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$793
Real Lease Cost, over all the months, our estimate
$28,548
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
not in the listing
Cap reduction
inside the money due at signing, not split out
Effective monthly, before tax
$393
Effective monthly, after tax
$413
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Photo of this model from another year, not this exact car.
2026 Hyundai Elantra Offer 1 of 8 on this model
Real Lease Cost:$606a month, estimate
New leaseGasOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $126/mo: about 34 mpg (EPA), U.S. average price
Ad$279
Real$606
+$327 we added, most of it estimate
Why +$327? insurance $165, gas $126, extra miles $19, tax $17
The listed payment is $279 a month. With everything added, it is $606 a month. Most of the difference is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$279
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $17
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $126
Real Lease Cost, each month$606
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $267 a month. With everything added, it is $641 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$267
Money due when you sign ($1,733), spread over 36 months+ $48
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $126
Real Lease Cost, each month$641
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2027 Hyundai Kona SE FWDOffer 1 of 4 on this model
Real Lease Cost:$643a month, estimate
New leaseGasOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 24 months, with money due at signing.
Offer ends Oct 31 (today)
Seller’s numbers: we did not check them
Gas $142/mo: about 30 mpg (EPA), U.S. average price
Ad$175
Real$643
+$468 we added, most of it estimate
Why +$468? insurance $170, gas $142, fees $101, extra miles $38, tax $17
The listed payment is $175 a month. With everything added, it is $643 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$175
Money due when you sign ($2,413), spread over 24 months+ $101
Tax, at the rate the ad states+ $17
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $135 to $205). Type yours.+ $170
Gas, our estimate+ $142
Real Lease Cost, each month$643
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
The listed payment is $323 a month. With everything added, it is $695 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).
The listed payment$323
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $20
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $126 to $224). Type yours.+ $175
Gas, our estimate+ $158
Real Lease Cost, each month$695
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and gas are estimates, not quotes.
Photo of this model, not this exact car.
2025 Chevrolet Equinox EVOffer 3 of 8 on this model
Real Lease Cost:$695a month, estimate
Take-overElectricOne of the lowest costs for this kind of car
You take over someone’s lease. You pay their last 31 months.
Needs the leasing company’s approval.
Lease ends about May 2029 (31 months left)
31 months left, about $21,500 in all. Seller pays you $750.
Only one site lists this. Not confirmed.
Charging $59/mo: EPA figure for this model at U.S. average home rates.
Assumes you charge at home.
Ad$420
Real$695
+$275 we added, most of it estimate
Why +$275? insurance $178, charging $59, extra miles $36, tax $26, minus seller cash $24
The listed payment is $420 a month. The seller says they will pay you $750 to take it over, about $24 a month. With everything added, the real cost is $695 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).
The listed payment$420
Cash the seller says they will pay you, each month- $24
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers 10,277+ $36
Insurance, our estimate for the U.S. average (range $140 to $215). Type yours.+ $178
Electric: charging at home, our estimate+ $59
Real Lease Cost, each month$695
Leasehackr private transfers, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $399 a month. With everything added, it is $695 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$399
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $24
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $63
Real Lease Cost, each month$695
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and charging are estimates, not quotes.
