Real Lease Cost

2026 Chevrolet Equinox EV 2WD LT w/LT 1

Ad $569$994/mo all-in estimate

$5,330 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$569

  1. Fees at signing+ $137
  2. Tax (about)+ $34
  3. Extra miles+ $19
  4. Insurance (about)+ $178
  5. Charging (about)+ $57

Real Lease Cost™ (everything you pay), each month$994

Sources and read dates
  • The listed payment the Chevrolet offers page, read Nov 5.
  • Fees at signing the Chevrolet offers page, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Chevrolet offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Electric Runs on electricity only. You plug it in.

This adds payment, tax, miles, insurance and charging at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 12 (in 7 days)

Your miles or state are different?

Change

Answer the three questions on the home page

New lease Chevrolet offers page Electric SUV From the carmaker’s own offers page

The carmaker lists this offer on its own offers page. We read that page. We did not confirm it with a dealer.

2026 Chevrolet Equinox (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Elise240SX, CC BY-SA 4.0, via Wikimedia Commons

Read from Chevrolet offers page on Nov 5, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 130 of the other 328 similar SUVs we price today cost more than this one.

vs 328 SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 40 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $494 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Chevrolet Equinox EV 2WD LT w/LT 1
Monthly payment in the ad$569 plus tax
Months on the lease39
Total due at signing$5,899 (first payment $569 plus fees $5,330). We count all of it.
That $5,330, spread over 39 months$137 a month
Sticker price$36,795 (as stated by the source)
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$706
Tax, each month$34
Monthly cost after tax$740
Lease cost over all the months, before tax$27,521
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows10,000
Extra miles to reach your 12,000 a yearYou drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$178 a month for the U.S. average (range $140 to $215). We use the middle of the range. Source: The Zebra's national average for the same model with another powertrain, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate$57 a month (EPA combined 3.2 mi/kWh, 2026 Equinox EV 2WD LT w/LT 1; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month$994
Real Lease Cost, over all the months, our estimate$38,766
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 12 (in 7 days)
MSRP$36,795
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$706
Effective monthly, after tax$740
Effective as a share of MSRP, monthly2.01%
Monthly cost vs sticker price2.0% a month (high; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP105.4%

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More deals like this (6 cars)

More Chevrolet deals

2025 Chevrolet Equinox, a photo of this model, not the listed car

2025 Chevrolet Equinox EV LT

Ad $301$580/mo all-inestimate

Take-overNot confirmed

We could not confirm this deal’s numbers, so we rank it on the higher cost.

See this deal: 2025 Chevrolet Equinox

Why this price?

ElectricRanked on the higher figure

Ad$301

Real$580

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$279 we added. Most of it is our estimate.

Why +$279? insurance $178, charging $59, fees $24, tax $18

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Cheapest of 7 Equinox offers nationwide

You take over someone’s lease. You pay their last 21 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $59/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2028 (21 months left)

21 months left, about $12,200 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $301 a month. With everything added, it is $580 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).

The listed payment$301

  1. Transfer fee about $500 (the listing does not say), spread over 21 months+ $24
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $18
  3. Miles: you drive 12,000 a year, the lease covers about 14,454 a year (from the miles left and months left)+ $0
  4. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  5. Electric: charging at home (about)+ $59

Real Lease Cost, each month$580

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

2026 Chevrolet Trailblazer, a photo of this model, not the listed car

2026 Chevrolet Trailblazer FWD LT

Ad $259$717/mo all-inestimate

New lease

See this deal: 2026 Chevrolet Trailblazer

Why this price?

GasOne of the lowest costs for this kind of car

Ad$259

Real$717

+$458 we added. Most of it is our estimate.

Why +$458? insurance $181, gas $134, fees $108, extra miles $19, tax $16

More
Cheapest of 3 Trailblazer offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,890 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $134/mo: about 31 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $259 a month. With everything added, it is $717 a month. The biggest piece is insurance, $181 a month (our estimate for the U.S. average, $145 to $217; type yours).

The listed payment$259

  1. Fees due when you sign ($3,890), spread over 36 months+ $108
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $145 to $217). Type yours.+ $181
  5. Gas (about)+ $134

Real Lease Cost, each month$717

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Chevrolet offers page, read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: CChanSonichu, CC BY-SA 4.0

2024 Chevrolet Blazer EV, a photo of this model, not the listed car

2024 Chevrolet Blazer EV RS RWD

Ad $414$740/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2024 Chevrolet Blazer EV

Why this price?

Electric

Ad$414

Real$740

+$326 we added. Most of it is our estimate.

Why +$326? insurance $188, charging $67, fees $45, tax $26

More
Cheapest of 4 Blazer EV offers nationwide

You take over someone’s lease. You pay their last 11 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $67/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends about Oct 2027 (11 months left)

11 months left, about $8,100 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $414 a month. With everything added, it is $740 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).

The listed payment$414

  1. Transfer fee about $500 (the listing does not say), spread over 11 months+ $45
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
  3. Miles: you drive 12,000 a year, the lease covers 19,118+ $0
  4. Insurance (about) for the U.S. average (range $150 to $225). Type yours.+ $188
  5. Electric: charging at home (about)+ $67

Real Lease Cost, each month$740

SwapALease, read Nov 4. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

Other cars near $994 a month

2026 BMW 228i

2026 BMW 228i

Ad $370$895/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 BMW 228i

Why this price?

Gas

Ad$370

Real$895

+$525 we added. Most of it is our estimate.

Why +$525? insurance $195, gas $184, typical money due at signing $85, extra miles $38, tax $23

More

A new lease from the dealer. You sign for 39 months.

Not in the ad: typical $3,315 due at signing used (in the monthly). Ask before you sign.

Gas $184/mo: about 28 mpg (EPA), U.S. average price

Offer ends Nov 10 (in 5 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $370 a month. With everything added, it is $895 a month. The biggest piece is insurance, $195 a month (our estimate for the U.S. average, $150 to $240; type yours).

The listed payment$370

  1. Money due at signing: the ad does not say. We added $85 a month, the typical amount (median of 148 ads that state it in the same price band, read Nov 3 to Nov 5).+ $85
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $23
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $150 to $240). Type yours.+ $195
  5. Gas (about)+ $184

Real Lease Cost, each month$895

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2025 Hyundai IONIQ 5, a photo of this model, not the listed car

2025 Hyundai IONIQ 5 SEL

Ad $577$896/mo all-inestimate

Take-over, seller cash $92

Only one site lists this. Check it before you pay.

See this deal: 2025 Hyundai IONIQ 5

Why this price?

ElectricAbout even with similar cars

Ad$577

Real$896

+$319 we added. Most of it is our estimate.

Why +$319? insurance $188, charging $61, fees $42, tax $36, minus cash the seller pays you $8

More
Cheapest of 4 IONIQ 5 offers nationwide

The seller says they will pay you $92, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 12 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $61/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Oct 2027 (12 months left)

12 months left, about $10,800 in all. Transfer fee about $500. Seller pays you $92.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $577 a month. The seller says they will pay you $92 to take it over, about $8 a month. With everything added, the real cost is $896 a month. Most of the difference is insurance, $188 a month (our estimate for the U.S. average, $150 to $225; type yours).

The listed payment$577

  1. Cash the seller says they will pay you, each month- $8
  2. Transfer fee about $500 (the listing does not say), spread over 12 months+ $42
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $36
  4. Miles: you drive 12,000 a year, the lease covers about 21,895 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $150 to $225). Type yours.+ $188
  6. Electric: charging at home (about)+ $61

Real Lease Cost, each month$896

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2025 Ford Mustang Mach-E, a photo of this model, not the listed car

2025 Ford Mustang Mach-E GT

Ad $504$896/mo all-inestimate

Take-over, seller cash $481

Only one site lists this. Check it before you pay.

See this deal: 2025 Ford Mustang Mach-E

Why this price?

ElectricAbout even with similar cars

Ad$504

Real$896

+$392 we added. Most of it is our estimate.

Why +$392? insurance $190, extra miles $103, charging $67, tax $31, fees $23, minus cash the seller pays you $22

More
3rd cheapest of 7 Mustang Mach-E offers nationwide

The seller says they will pay you $481, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 22 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $67/mo: EPA figure for this car at U.S. average home rates.

Assumes you charge at home.

Lease ends Aug 2028 (22 months left)

22 months left, about $19,700 in all. Transfer fee about $500. Seller pays you $481.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $504 a month. The seller says they will pay you $481 to take it over, about $22 a month. With everything added, the real cost is $896 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).

The listed payment$504

  1. Cash the seller says they will pay you, each month- $22
  2. Transfer fee about $500 (the listing does not say), spread over 22 months+ $23
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $31
  4. Miles: you drive 12,000 a year, the lease covers about 7,041 a year (from the miles left and months left)+ $103
  5. Insurance (about) for the U.S. average (range $150 to $230). Type yours.+ $190
  6. Electric: charging at home (about)+ $67

Real Lease Cost, each month$896

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0